Dubai Islamic Bank Al Islami Internet Credit Card is an excellent card to reap benefits on shopping, travelling, and more. It is a Shariah-compliant card that simplifies your spends and gives protection facilities, offering both control on transactions and rewards.

The Dubai Islamic Bank Al Islami Internet credit card is a Shariah-compliant card designed for secure online use. Available primarily as a supplementary card, it comes without any annual fees. Moreover, it helps you limit spending to a portion of the primary card’s limit. The card also offers flexible payment options at select merchants and is linked to DIB’s incentive programs for added value.
Here’s an overview of the benefits —
While the Dubai Islamic Bank Al Islami Internet credit card doesn’t have any annual fee, the primary card can still incur fees under certain conditions. Here is an overview —
| Fees type | AED |
|---|---|
| Late Payment Fee | 236.25 |
| Card Replacement/Reissuance | 52.50 |
| Sales Voucher Copy | 26.25 |
| Upgrade Charges | 288.75 |
| Payment via DIB Cheque | Free |
| Liability Letter Issuance | 52.50 |
Note: All fees are inclusive of VAT where applicable.
The Dubai Islamic Bank Credit Card is designed for individuals who regularly shop, book, or make payments online and want an extra layer of security without complicating their finances. It is especially suitable for UAE residents seeking a Shariah-compliant digital payment option that keeps their main card separate from online purchases while still enjoying rewards and benefits.
The card is an excellent choice for families, frequent travellers, young professionals, and students who value ease of management, secure payments, and controlled spending.
Ans: Yes, this card has a unique number for online purchases. However, it is still linked to your primary card account for rewards and billing purposes.
Ans: Yes, you can use this card in most online stores. However, you can only spend up to 20% of the limit of your primary card.
Ans: No, this DIB card does not have any annual fee. Only some services, like replacement or late payment, can have added fees.
Ans: Yes, you still get the same merchant discounts, cashback, and points as your primary card.