Finance House Platinum Credit Card

With a lifetime free subscription, you can enjoy a plethora of Finance House Platinum credit card perks. From travel benefits like airport lounge access to protection for your card purchases, this card is available to even those with low salaries.

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Dubai
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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
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5,000 AED50,000+ AED
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Most Popular Credit Card in UAE

No Annual Fee Credit Card

What are the Key Features of the Finance House Platinum Card?

Manage your finances conveniently with the Finance House Credit Card. Let’s take a look into its primary benefits -

  • The card is free for life 
  • Enjoy Marhaba lounge access at airports across the UAE, Jordan, Egypt, Saudi Arabia, and Kuwait 
  • Easy Cash and Balance Transfer facilities are available with low preferential rates starting at 1.25% per month, with no processing fee
  • Easily get complimentary supplementary cards for family members 
  • Protection benefits 
    • Credit Shield cover —
      • Death, Total Permanent Disability 
      • Critical Illness 
      • Involuntary Loss of Employment 
    • Purchase Protection Cover
    • Card Fraud Protection

Are You Eligible for the Finance House Platinum Credit Card?

It is always essential to check the card's entry requirements before starting your application. If you fail to meet the criteria, your application will be rejected by the bank. This can also affect your credit Score

Let’s look into the eligibility criteria for the Finance House card in the UAE —

Eligibility Factor Requirements 
Minimum Age  21 years 
Minimum Salary  AED 5,000
Status of Employment  Salaried and Self-Employed 
Nationality  UAE Nationals and Expats 

📝Note- Additional eligibility may apply. 

Documents Checklist for Finance House Card Application

For card application verification purposes, banks require a certain set of documents. In the list below, you can find the general documents for the Finance House Platinum credit card

✔️ Emirates ID copy 

✔️ Passport copy 

✔️ Residence Visa (for non-GCC nationals) 

✔️ Signed Security Cheque 

✔️ Completed and Signed Application Form 

Welcome Bonus Credit Card

Finance House Platinum Credit Card Fees and Charges 

Keep yourself updated with the fees related to the Finance House card to avoid any financial stress later. Refer to the table below —

Type of Fee  Charges 
Cash Advance Fee  3% of the cash withdrawal amount of AED 200 — whichever is higher
Late Payment Fee  AED 230 
Cheque Return Fee  AED 300
Liability Letter  AED 50
Overlimit Fee  AED 300 
Overseas Cheque Fee  AED 75 (excluding the actual cost)
Card Replacement Fee  AED 75
Duplicate Statement  AED 45
Card Transaction Slip Copy  AED 65
Supplementary Card Membership Fee  Free
Registration Fee  Free

Frequently Asked Questions

Q1: What is the annual card fee for the Platinum card by Finance House?

Ans: The card has a zero annual membership fee.

Q2: Do I have to pay additional fees for obtaining a supplementary card for the Platinum card?

Ans: No, the bank does not charge any fee for the Finance House’s Platinum supplementary card. You can request a card for free.

Q3: What coverage do I get within the Credit Shield facility?

Ans: The Credit Shield facility offers you the following benefits —

  • Involuntary Loss of Employment 
  • Permanent Total Disability or Death 
  • Critical Illness 

Reviews & Ratings

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(based on 23 reviews)

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