Free for Life Credit Card in UAE - Apply for No Annual Fee Credit Cards

Most Popular Free for Life Credit Cards in UAE

Top Free Lifetime Credit Card in the UAE February 2026

Your search for free for life credit cards in the UAE ends here! Here are some of the best cards with no annual membership fees:

Card Name	Minimum Salary Requirement	Key Features	Apply
FAB Rewards Indulge Card	AED 5,000	Earn 5 FAB Rewards for each AED 1 spent Get exclusive discounts: 8% on Cleartrip.ae 20% on Namshi.com Up to 20% on dining Up to 20% on entertainment and attractions 10% on car and truck rentals 10% on Farfetch Other perks include discounted movie tickets and complimentary airport lounge access	Apply Now View Offers
FAB SHARE Standard Card	AED 5,000	Earn SHARE Points — Up to 5.25% back in points at entertainment, attractions, and Vox Cinemas Up to 3.25% back on spending at City Centres and Mall of the Emirates in the UAE Up to 7% back for every AED 1 spent Enjoy cashback — 3.25% on shopping at the Mall of the Emirates and City Centres in the UAE 7% at Carrefour spending Get cinema tickets at discounts	Apply Now View Offers
FAB du Titanium Credit Card	AED 5,000	Earn up to 1 FAB Reward for every AED 1 spent Get 10% cashback on — Prepaid Line Recharges du Postpaid Line Bills du Home Services Bills du Smartphone Privilege Plan Access to complimentary airport lounges across countries	Apply Now View Offers
FAB Manchester City Titanium Card	AED 5,000	Earn 1 FAB Reward for every AED 1 spent A chance to win a Manchester City Etihad Stadium tour, live match tickets for Etihad Stadium, City Football Academy tour, or meet and greet with the Manchester City team (subject to minimum spends) Enjoy exclusive discounts on — 10% on a one-term programme at City Football Schools in the UAE 20% on a full-season programme at City Football Schools in the UAE 15% on car rentals globally	Apply Now View Offers

Citibank Citi Simplicity Card	AED 5,000	Enjoy access to more than 25 regional airport lounges Hundreds of ‘Buy 1 Get 1’ offers available Get discount of 20% on Talabat orders Up to 10% cashback in your wallet with Booking.com Easily get supplementary credit cards for immediate family members for free	Apply Now View Offers
Liv. Cashback Credit Card	AED 5,000	Enjoy exclusive discounts — Up to 8% on Cleartrip flight bookings Up to 10% on Musafir.com 10% on Farfetch and Trip.com 20% on Talabat orders 20% on Airalo eSIM 25% on annual Zee5 4k pack	Apply Now View Offers
Blue FAB Platinum by Al-Futtaim	AED 8,000	Enjoy cashback — 6% cashback on Al-Futtaim retail brands 2% cashback on Al-Futtaim Schools 1% on all other transactions Buy Now Pay Later plan available with 0% interest on payment plans across Al-Futtaim shopping Other perks include golf access discounts, non-Al-Futtaim shopping deals, cinema offers, discounted airport transfers, and much more	Apply Now View Offers
Deem Platinum Mastercard	AED 10,000	Earn 1% cashback on paying education fees Earn Joy points on multiple transactions Get a welcome bonus worth up to AED 700 Enjoy BOGO Reel and Vox Cinemas offer Complimentary valet parking services Get complimentary airport lounge access	Apply Now View Offers
Blue FAB Signature by Al-Futtaim	AED 15,000	Cashback in the following way — 7% cashback on Al-Futtaim retail brands 3% cashback on Al-Futtaim Schools 1% on all other transactions Buy Now Pay Later plan available with 0% interest on payment plans across Al-Futtaim shopping Other perks include complimentary airport lounge access, non-Al-Futtaim shopping deals, cinema offers, discounted airport transfers, and more	Apply Now View Offers
Deem World Mastercard	AED 25,000	Enjoy a welcome bonus worth up to AED 700 Get Joy points on various transactions Earn 1% cashback on paying education fees BOGO offer applies on Reel and Vox Cinemas Enjoy travel benefits such as travel medical and inconvenience insurance, Trip.com discounts, car rental deals, and more Get 20% discount on Emaar Attractions and other entertainment	Apply Now View Offers

Features and Benefits of Best Free for Life Credit Cards UAE

Some of the key features and benefits of best free for life cards include-

Lifestyle Perks
- Get a welcome bonus.
- Earn cash back and points on every transaction.
- Complimentary valet parking facility.
- Exclusive discounts on shopping and dining.
- Deals on movie tickets across the UAE.
- Discounts on entertainment such as Emaar attractions.

Travel Privileges
- Complimentary airport lounge access across the globe.
- Discounted or free airport transfers.
- Discounts on car rentals.
- Travel and medical insurance are available.
- Offers on hotel and flight bookings.

Additional Benefits
- Protection benefits include Credit Shield, Purchase Protection, Extended Warranty, and more.
- Pay in instalments for big purchases via the credit loan facility, Easy Instalment Plans, balance transfers, etc.
- Request supplementary cards for family members.

Know Your Eligibility for Free for Life Credit Cards

Refer to the following table for the eligibility requirements of the top lifetime free credit cards —

Eligibility Type	Requirements
Minimum Age	21 Years
Minimum Salary	AED 5,000
Status of Employment	Salaried or Self-Employed
Nationality	UAE National or Expat
Credit Score	As per the Bank

Free for Life Credit Cards Documents Checklist

Here is a list of the documents usually required for credit card applications in the UAE —

For Salaried	For Self-Employed
Emirates ID Passport UAE Residence Visa (for expats) Salary Certificate/ Salary Slip Past 3-6 Months’ Personal Bank Account Statements Completed and Signed Application Form	Emirates ID Passport UAE Residence Visa (for expats) Trade Licence, MOA Past 3-6 Months’ Company Bank Account Statements Completed and Signed Application Form

💡Keep In Mind💡

📝 All documents must be valid

📝 Keep the originals and copies of each document

📝 Additional documents may be required

How to Apply for Free for Life Credit Cards in the UAE

Easily apply for your lifetime free credit card in a few steps with Paisabazaar.ae —

Lead Form > Search Quotes > Compare Cards > Apply!

After you apply, you will soon receive a call from us. We will assist you with the whole application process.

Find below the top reasons to choose Paisabazaar.ae —

✨ Several card options from the best UAE banks

✨ Easily compare cards on the same platform

✨ Get assistance from a dedicated banking expert

✨ Complete your application in a few minutes

Frequently Asked Questions

Ans: Yes, FAB offers several free for life cards. The list includes —

Blue FAB Signature by Al-Futtaim
Blue FAB Platinum by Al-Futtaim
FAB Manchester City Titanium Card
FAB Du Titanium Credit Card
FAB SHARE Standard Card
FAB Rewards Indulge Card

Ans: Yes, this is a lifetime free card. Its travel perks include complimentary access to 25+ regional airport lounges across the Middle East, up to 10% back to wallet on booking accommodations with Booking.com, and more.

Ans: The card has zero annual fee. It’s a free for life card.

Ans: You can get the following FAB cards with a monthly salary of AED 5,000 —