The Mawarid Falak Tayyeb Platinum Credit Card is based on the two Islamic banking modes i.e. Murabaha & Wakalah. This Mawarid Finance Credit Card offers plenty of exclusive benefits, offers, and privileges to meet the cardholder’s everyday needs. In addition to this, this card is accepted globally, helping its cardholder to make the most of it.
Features & Benefits of the Mawarid Falak Tayyeb Platinum Credit Card
The Mawarid Falak Tayyeb Platinum Credit Card is one of the best Islamic credit cards as it has the best features and benefits that make it ideal for all types of spenders. Following are the key features & benefits of this credit card:
Competitive Profit Rate: Instead of charging an interest rate, this Murahaba based Islamic credit card charge profit rate.
Complimentary Airport Lounge Access: With this Mawarid credit card, the cardholder can avail complimentary access to various airport lounges.
Balance Transfer: The cardholder can simply transfer the outstanding balance of their credit card to the Mawarid Falak Tayyeb Platinum Credit Card. Best of all, a member of this credit card can enjoy a 0 percent profit rate for six months. However, a one-time processing fee of 1500 AED will apply.
Easy Payment Plan (EPP): With this Mawarid Finance Credit Card, the cardholder can easily pay for their big-ticket purchases and repay the amount in six equal monthly installments at 0 percent profit rate.
Cash Advance: This Mawarid Finance Credit Card offers the facility of cash withdrawal. The cardholder can withdraw instant cash up to 30% of the available credit limit from ATMs which are displaying the logo of ‘MasterCard’.
Security Service: This credit card ensures a safe and secure transaction as it comes with Chip & Pin technology as well as 3D secure.
SMS Service: The cardholder can avail of complimentary SMS service that enables the card member to keep track of all their transactions, withdrawals, expenditures, and much more. Through this advanced service, the card member can also easily identify any kind of unauthorized use.
Extra Services: The card member will get 24x7 account access via the Mawarid Finance Mobile and IVR.
Payment Options: The cardholder can pay their outstanding dues on the Mawarid Falak Tayyeb Platinum Credit Card using any of the following Payment Channels:
Through the facility of direct debit
Through cheque payments
Through bank transfers
By visiting Kiosk machines at the below-mentioned locations to make cash payments towards their credit card dues with ‘No service charges’.
Mawarid Finance IBRI House
Mawarid Exchange Bur Dubai Branch
Mawarid Finance - Palladium
Mawarid Exchange Abu Hail Branch
The cardholder is simply required to visit any of these exchange houses to make a cash payment towards their credit card due.
Mawarid Exchange
UAE Exchange
Al Ahalia Exchange
Al Ansari Exchange
Al Fardhan Exchange
Orient Exchange
Al Fuad Exchange
Al Ghurair International Exchange
Lari Exchange,
Lulu Exchange
Sharaf Exchange
All these exchange houses are located around the UAE.
Rewards of the Mawarid Falak Tayyeb Platinum Credit Card
The Mawarid Falak Tayyeb Platinum Credit Card enables its cardholder to earn points on their everyday purchases which can be redeemable for cash credits.
Fees & Charges of the Mawarid Falak Tayyeb Platinum Credit Card
Here are the fees & charges associated with this Mawarid Finance Credit Card:
Description
Credit Card Charges
Annual Membership Charges
AED 1.05
Murahaba Profit (per month)
1.75%
Cash Withdrawal Charge (per transaction)
AED 78.75
Wakalah Charge (per annum)
AED 1.05
Charge Of Additional Supplementary Card (per card)
AED 52.50
Foreign Currency Transaction Charge
2.63%
Over limit Charge
AED 525
Late Payment Compensation
AED 157.50
Card Replacement Charge
AED 52.50
Pin Reissuance & Maintenance Charges
No Charges
Credit Card Statement Copy (per transaction)
AED 52.50
Clearance Letter
No Charges
Liability Letter
AED 52.50
Balance Transfer
AED 1575
Request for Increase or Decrease in Credit Limit
AED 52.50
Fee for disputing a genuine transaction
AED 105
Additional Benefits of the Mawarid Falak Tayyeb Platinum Credit Card
The Mawarid Falak Tayyeb Platinum Credit Card also offers some additional benefits that make it even more rewarding. Following are the benefits:
Falak Tayyeb Savers: Member of this Mawarid Credit Card can avail huge discounts and enjoy exclusive privileges across shopping, entertainment, and dining, wellness merchants all over the UAE.
MasterCard App Benefits: The cardholder can enjoy several buy one, get one offers with the MasterCard App, which is available for download at Google play & App store.
Reviews & Ratings
★★★★★4.8 / 5
(based on 23 reviews)
Jawad HassanUAE, November 17, 2025
★★★★★
Best credit cards for expatsVery very good platform and I advise every expat in UAE to choose this platform for your credit card needs. Their customer service is very satisfactory and reliable. Don’t wander more and choose this platform to apply for credit card.
marizel cabasagUmm Al Quwain, November 16, 2025
★★★★★
I love Paisabazaar.ae websiteThe website of Paisabazaar.ae is well-structured, making it easy to browse and apply for a credit card. I especially liked the detailed breakdown of each card’s features. It made my decision much simpler. Highly recommend!
Abhilash VatsAjman, November 15, 2025
★★★★★
Paisabazaar.ae- Credit cards with comprehensive benefitsIf you are looking for the best credit cards with more shopping, dining, entertainment, and travel benefits, I highly recommend Paisabazaar.ae. It made my day as I picked ADIB credit card with exceptional features and I’m very happy with their service.
Nestor del MarDubai, November 14, 2025
★★★★★
Get the best credit cardI'm thrilled to be using the Paisabazaar.ae credit card as I’m sure that I got the best credit card in the UAE. I easily compared cards before deciding on one with fantastic perks like no interest for the first few months and excellent discounts on shopping, travel, dining and more. I prefer this platform for credit card!
RenataAjman, November 13, 2025
★★★★★
Secure platformI was worried about the security of my personal information when I applied for an HSBC credit card on paisabazaar.ae. Despite my numerous doubts, I decided to apply for the credit card because many of the individuals I know have had positive experiences with this site. I learned that this internet platform adheres to security and encryption protocols and is totally safe. Now, every member in my family is using this platform and we all love its features of personalised recommendations and filter to get the right card.
Nuhysha ParwinDubai, November 12, 2025
★★★★★
Credit cards with tons of benefitsI was not confident about getting the best credit card but thanks to Paisabazaar.ae for delivering the excellent credit card. It is full of outstanding features and every month I get decent cashbacks on shopping, dining, and more. Highly recommend it!
22 Aug 2025How to Apply for a Credit Card on 10000 Salary in UAE ?Looking for a credit card with a minimum salary on AED 10000 UAE? Here's how to get a credit card if you earn 10000 Salary. Check & apply for a credit card on an AED 10000 salary in UAE
22 Aug 2025HSBC Advance Credit Card Features & BenefitsGet a range of great benefits and features with HSBC Advance Credit Card. Visit to learn more and apply for this HSBC credit card.
22 Aug 2025Zero Percent Credit Cards : Best UAE OptionsDiscover the best zero percent credit cards in UAE. Compare features, offers & benefits to make a smart financial choice with zero interest cards.