NBF Classic Credit Card

NBF Classic Credit Card is the right choice for UAE residents who are beginning their financial journey. It offers attractive rewards, easy payment plans, and various lifestyle privileges. With global acceptance, ongoing promotions, and supplementary cards, the card makes daily spends both rewarding ...read more

About NBF Classic Credit Card

The NBF Classic credit card is a globally accepted card offering features such as 0% interest, easy payment plans, and balance transfer options. It comes with features such as global cash withdrawal facilities and the issuance of supplementary cards for family members.

The NBF Classic Card also comes with a wide range of additional benefits, making it an ideal choice for newly married couples, graduates, and young professionals.

Key Features of NBF Classic Credit Card

The top features of NBF Classic Credit are explained in the table below:

Feature - Category	Description
Easy Payment Plans	Convert your transactions into monthly plans Pay 0% interest on payment plans You can select monthly options of 3, 6, 12, or 24 months
Balance Transfer	Easily transfer any outstanding balances from your other cards Enjoy flexible repayment terms and promotional interest rates
Cash Advance	NBF Classic Credit Card holders can withdraw up to 40% of their available credit limit You can withdraw at any ATMs or bank counters across the world
Global Acceptance	This card can be used worldwide It is acceptable at more than 840,000 ATMs and 20 million establishments
Supplementary Cards	Issue up to 4 supplementary cards for family members aged 18 and above Supplementary cards share the same reward program benefits as the primary card First two supplementary cards are free — nominal fees apply from the 3rd card onwards Enables convenient family budgeting and collective rewards accumulation
SMS or Mobile Alerts	Cardholders can get free SMS alerts for every transaction Statements are also sent through SMS You can also receive payment reminders
Visa Travel Benefits	Discounts and promotions at select hotels, restaurants, and travel experiences worldwide. Participate in exclusive Visa campaigns like periodic deals on: Accommodation Dining Tours Seamless currency conversion for transactions made at millions of Visa-accepting locations
Cinema Offers	Up to 4 free movie tickets monthly with the Buy 1 Get 1 Free promotion at VOX, Reel, and Roxy Cinemas Cashback of up to 60% on movie ticket spends (max AED 150 per statement cycle)
Dining and Shopping Offers	Exclusive special offers and discounts through the Visa network on dining, shopping, and entertainment venues Access to periodic Visa promotions on restaurants, cafes, and retail outlets within the UAE and internationally Discounts during seasonal sales and entertainment events
Transaction Updates	Free SMS alerts for every transaction to ensure transparency and security Payment due date reminders sent via SMS to help avoid late fees SMS notifications for credit card statement issuance and any payments made
Multiple Payment Options	Flexible payment options allowing minimum or full payments as per the monthly statements Direct debit facility to automatically pay due amounts from your NBF account
Chip and PIN & Visa PayWave	Chip and PIN technology requires users to enter a secure PIN for transactions, enhancing protection against fraud. Allows contactless payments by simply tapping the card at compatible terminals Supports quick payments for small amounts (usually up to AED 300) without entering a PIN or signing receipts

Eligibility Criteria for NBF Classic Card

To enjoy the perks of the NBF Classic Credit Card, you must meet the following eligibility criteria —

Age Requirement	21 years and above
Nationality	UAE Nationals and Expatriates
Employment Status	Salaried or Self-Employed
Residency	UAE residents with a valid Emirates ID and holding a NBF Current Account with salary transfer

Documents Required for NBF Classic Credit Card

To apply for the NBF Classic Credit Card, you must have the following documents —

Copy of a valid residency visa (for expatriates)
Copy of a valid passport
A certified and valid copy of the Emirates ID
Signed application form (along with AECB, etc.)
A cheque for repayment equal to 120% of the authorised credit limit
Copy of current dated salary certificate (less than 30 days old)

Fees & Charges of NBF Classic Card

The fees and charges applicable to the NBF Classic Credit Card are as follows:

Fees	Amount
Annual Fee	Nil
Supplementary Card	Nil for first 2 cards; AED 100 from 3rd card onwards
Cash Advance	50 AED or 4% of the advance amount, whichever is greater
Interest Rate	2.99% per month
Overlimit Charge	AED 125
Card Replacement Charge	AED 150
Late Payment Charge	AED 125
Sales Slip Copy	AED 25
International Currency Transaction Charge	2.5%
Minimum Due Amount	5% of the remaining amount or AED 100, whichever is greater

FAQs of NBF Classic Card

Ans: Yes, you can get up to four supplementary cards for family members aged 18 or above.

Ans: Applicants must be salaried individuals with a minimum monthly income of AED 5,000.

Ans: Yes, the NBF Classic Credit Card is globally accepted wherever Visa is recognised. The cash withdrawal facility is also available worldwide.

Ans: Yes, cardholders enjoy ‘Buy 1 Get 1’ free movie tickets at VOX Cinemas and Reel Cinemas, with up to 4 tickets available per month under the promotion.