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With December here, we are sure your spirits are lifted and perked up for all that Christmas and New Year shopping! While we want you to buy everything warm and loving for your family, we also want to make sure that your credit card bills don’t make you regret.
So here we are, sharing some credit card hacks as solid as your Christmas pine trees. Let’s start!
Check out special deals and offers that come complementary with your Credit Cards during the Holiday season. Many card companies offer discounts and deals that you can use to save at retail stores.
Hold your horses, and set a budget. You want to make everyone happy, but don’t hurt your wallet and card while shopping. Set a budget for every family member and friend. Know exactly what you want to buy for them. Plan out which stores you need to visit for those deals and discounts that keep you at ease!
Redeem the reward points you have accumulated over time on your holiday shopping spree. Get the best gifts for the people you love at affordable prices. Now if that’s not a win-win, what is!
While you use your credit card, keep a close eye on your spending and stay within your budget. Observe your spending patterns and find out which deals are worth exploring. Plan the categories (dining, travel, retail, nifty gifts) you want to use your card for and check out the deals.
Use your credit card purchase protection benefit. This can help you if any of the gifts you buy online get accidentally damaged, stolen, or lost in transit. Think of this coverage as short-term insurance for your spends.
One of the perks of shopping online, and you should make the most of it, is adding browser extensions. These extensions automatically search for promo codes and help you find the best deals online.
With this credit card Christmas carol, you can surely make the most of your holiday shopping while enjoying more rewarding spends. So sip on your hot cocoa, and ride this sleigh of budgeted spending and gifting.
Season’s Greetings! 🧑🎄🎄🎁
