Let’s be honest — we all know that your credit card rewards you for all those grocery shopping, online shopping sprees, and coffee runs. But how do you know which card is the best for which category of spending? Well, a credit card points calculator knows it! This is your personal money-matchmaker, ...read more





Imagine this tool as a digital version of your friend who knows all the best deals in town.
This online free tool helps you find which card gives you the most value per swipe based on your spending habits. Whether you’re the “fuel and food” type or the “shop and travel” kind, this calculator figures out which card can turn your regular expenses into cashback, discounts, or travel miles.
Instead of skimming through dozens of card brochures or endless comparisons, the calculator does all of it for you — from crunching numbers and analysing categories to ranking cards that stretch your rewards game to the max!
Our cashback calculator is pretty easy to use —
Just type in your monthly income and your total monthly spend across key categories — groceries, online shopping, fuel, and other categories.
Behind the scenes, the calculator evaluates the provided data against different card reward structures. It checks which cards offer the best points, cashback, or perks based on how you spend.
In seconds, it lists out the top credit cards tailored to your lifestyle + the amount of cashback you can earn. This simplifies your search for the right card. Instead of calculating or looking for category-specific cards, you can find all the right matches on your screen! Suggestions are shown automatically based on your inputs.
The best part? You don’t need to be a finance whiz to use it.
No complicated spreadsheets. No endless fine print.
Just clear, data-driven recommendations that help you pick the perfect spending companion!

Because who doesn’t want free rewards for spends that they already make? Using the reward calculator means you’re no longer guessing which credit card is ‘good’, because we provide you with the top cards as per your financial and lifestyle requirements.
You may discover that your weekly pizza orders are secretly funding your next vacation (Hello, Air Miles!). Or maybe your favourite coffee joint gets you the best cashback offer on every purchase.. It’s all about analysing what you already do and spend. The calculator, in return, gives you card suggestions and helps you select the best.
The credit card rewards calculator isn’t just an online tool — it’s your finance expert that helps you spend smarter. It determines your income and expenses to help you match with cards that actually pay you back.
So what are you waiting for? Use the calculator, find the most suitable card, and save with huge cashback deals.
Disclaimer — The values are indicative. Actual cashback and rewards may vary as per each card’s terms and conditions.