The Sharjah Islamic Bank Titanium credit card offers you convenience, rewards, and lifestyle benefits. This card brings Smiles points on every spend — for both domestic and international purchases — exclusive discounts, and easy redemption options. Moreover, it gives all these benefits without ...read more
Go through the key perks available with the SIB Smiles Titanium card if you’re planning to apply for it —
💰 Earn 1 Smile for each AED 2 spent on domestic transactions
💰 Earn 2 Smiles for every AED 2 spent on international transactions
💰 Withdraw cash of up to 80% of your credit limit
💰 Choose easy instalment plans and pay in 12 instalments
💰 Redeem your earned points for gift vouchers, online shopping, airlines and hotel bookings
💰 Balance transfer facility available
Each card comes with a different set of eligibility criteria. It is important to check your eligibility for the card you have chosen. Given are the general entry requirements for this Sharjah Islamic Bank card —
Eligibility Factors | Requirements |
---|---|
Minimum Age | 21 years |
Nationality | UAE Nationals and Expats |
Status of Employment | Self-Employed Individuals and Salaried Employees |
📝Note
Other entry requirements, such as the minimum salary and credit Score, are also important. Get in touch with the bank for further details before starting your application.
Make sure to keep the following set of documents when applying for a Sharjah Islamic Bank Titanium Smile credit card. Let’s understand the lists across two separate categories —
For Salaried Applicants | For Self-Employed Applicants |
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Check out the table below for the key fees and charges of the SIB Smiles Titanium card in the UAE —
Type of Fee | Charges |
---|---|
Cash Withdrawal Limit | 80% of the card limit |
Cash Withdrawal Fee | 3.15% of the transaction amount |
Card Replacement Fee | AED 78.75 |
Additional Statement Fee | AED 47.25 |
Copy of Purchase Slip | AED 68.25 |
Rejected Standing Order Due to Insufficient Funds | AED 26.25 |
Commitment to Donate | AED 236. 25 |
Jump onto the next question if you still have any doubts regarding the Sharjah Islamic Bank Smiles Titanium card.
Ans: Yes, you can withdraw cash of up to 80% of your credit card limit.
Ans: For every AED 2 spent, you earn 2 Smiles points.
Ans: The bank charges a card replacement fee of AED 78.75.