Free for Life Credit Cards

A lifetime free credit card allows you to enjoy card benefits without any annual membership fees. With this type of card, you get exceptional lifestyle, travel, and other benefits, but with limitations. A free-for-life card is ideal for new cardholders or those with a low salary. Let’s get into the in-depth insight of this card category. We have mentioned a list of cards with their benefits, eligibility, application process, and more for your reference. ...read more

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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Most Popular Free for Life Credit Cards in UAE

Apply Free For Life Credit Cards Online

Top Free Lifetime Credit Card in the UAE September 2025

Your search for free for life credit cards in the UAE ends here! Here are some of the best cards with no annual membership fees:

Card Name  Minimum Salary Requirement Key Features  Apply
FAB Rewards Indulge Card  AED 5,000
  • Earn 5 FAB Rewards for each AED 1 spent 
  • Get exclusive discounts:
    • 8% on Cleartrip.ae 
    • 20% on Namshi.com 
    • Up to 20% on dining 
    • Up to 20% on entertainment and attractions 
    • 10% on car and truck rentals 
    • 10% on Farfetch
  • Other perks include discounted movie tickets and complimentary airport lounge access
Apply Now

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FAB SHARE Standard Card  AED 5,000
  • Earn SHARE Points — 
    • Up to 5.25% back in points at entertainment, attractions, and Vox Cinemas 
    • Up to 3.25% back on spending at City Centres and Mall of the Emirates in the UAE 
    • Up to 7% back for every AED 1 spent
  • Enjoy cashback — 
    • 3.25% on shopping at the Mall of the Emirates and City Centres in the UAE 
    • 7% at Carrefour spending 
  • Get cinema tickets at discounts
Apply Now

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FAB du Titanium Credit Card  AED 5,000
  • Earn up to 1 FAB Reward for every AED 1 spent 
  • Get 10% cashback on — 
    • Prepaid Line Recharges 
    • du Postpaid Line Bills 
    • du Home Services Bills 
    • du Smartphone Privilege Plan
  • Access to complimentary airport lounges across countries  
Apply Now

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FAB Manchester City Titanium Card  AED 5,000
  • Earn 1 FAB Reward for every AED 1 spent 
  • A chance to win a Manchester City Etihad Stadium tour, live match tickets for Etihad Stadium, City Football Academy tour, or meet and greet with the Manchester City team (subject to minimum spends)
  • Enjoy exclusive discounts on — 
    • 10% on a one-term programme at City Football Schools in the UAE 
    • 20% on a full-season programme at City Football Schools in the UAE 
    • 15% on car rentals globally
Apply Now

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No Annual Fee Credit Card

Citibank Citi Simplicity Card  AED 5,000
  • Enjoy access to more than 25 regional airport lounges
  • Hundreds of ‘Buy 1 Get 1’ offers available 
  • Get discount of 20% on Talabat orders 
  • Up to 10% cashback in your wallet with Booking.com 
  • Easily get supplementary credit cards for immediate family members for free
Apply Now

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Liv. Cashback Credit Card  AED 5,000
  • Enjoy exclusive discounts — 
    • Up to 8% on Cleartrip flight bookings
    • Up to 10% on Musafir.com 
    • 10% on Farfetch and Trip.com
    • 20% on Talabat orders 
    • 20% on Airalo eSIM
    • 25% on annual Zee5 4k pack
Apply Now

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Blue FAB Platinum by Al-Futtaim AED 8,000
  • Enjoy cashback — 
    • 6% cashback on Al-Futtaim retail brands 
    • 2% cashback on Al-Futtaim Schools
    • 1% on all other transactions
  • Buy Now Pay Later plan available with 0% interest on payment plans across Al-Futtaim shopping 
  • Other perks include golf access discounts, non-Al-Futtaim shopping deals, cinema offers, discounted airport transfers, and much more 
Apply Now

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Deem Platinum Mastercard  AED 10,000
  • Earn 1% cashback on paying education fees 
  • Earn Joy points on multiple transactions 
  • Get a welcome bonus worth up to AED 700
  • Enjoy BOGO Reel and Vox Cinemas offer
  • Complimentary valet parking services
  • Get complimentary airport lounge access 
Apply Now

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Blue FAB Signature by Al-Futtaim AED 15,000
  • Cashback in the following way — 
    • 7% cashback on Al-Futtaim retail brands 
    • 3% cashback on Al-Futtaim Schools
    • 1% on all other transactions
  • Buy Now Pay Later plan available with 0% interest on payment plans across Al-Futtaim shopping 
  • Other perks include complimentary airport lounge access, non-Al-Futtaim shopping deals, cinema offers, discounted airport transfers, and more 
Apply Now

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Deem World Mastercard  AED 25,000
  • Enjoy a welcome bonus worth up to AED 700
  • Get Joy points on various transactions
  • Earn 1% cashback on paying education fees
  • BOGO offer applies on Reel and Vox Cinemas 
  • Enjoy travel benefits such as travel medical and inconvenience insurance, Trip.com discounts, car rental deals, and more 
  • Get 20% discount on Emaar Attractions and other entertainment 
Apply Now

View Offers

Welcome Bonus Credit Card

Features and Benefits of Best Free for Life Credit Cards UAE

Some of the key features and benefits of best free for life cards include- 

  1. Lifestyle Perks
    • Get a welcome bonus. 
    • Earn cash back and points on every transaction. 
    • Complimentary valet parking facility. 
    • Exclusive discounts on shopping and dining. 
    • Deals on movie tickets across the UAE.
    • Discounts on entertainment such as Emaar attractions. 
  • Travel Privileges
    • Complimentary airport lounge access across the globe.  
    • Discounted or free airport transfers. 
    • Discounts on car rentals. 
    • Travel and medical insurance are available. 
    • Offers on hotel and flight bookings. 
  • Additional Benefits 
    • Protection benefits include Credit Shield, Purchase Protection, Extended Warranty, and more. 
    • Pay in instalments for big purchases via the credit loan facility, Easy Instalment Plans, balance transfers, etc. 
    • Request supplementary cards for family members. 

Know Your Eligibility for Free for Life Credit Cards 

Refer to the following table for the eligibility requirements of the top lifetime free credit cards —

Eligibility Type  Requirements 
Minimum Age 21 Years 
Minimum Salary  AED 5,000
Status of Employment  Salaried or Self-Employed 
Nationality  UAE National or Expat
Credit Score  As per the Bank

Free for Life Credit Cards Documents Checklist 

Here is a list of the documents usually required for credit card applications in the UAE —

For Salaried  For Self-Employed 
  • Emirates ID 
  • Passport 
  • UAE Residence Visa (for expats) 
  • Salary Certificate/ Salary Slip 
  • Past 3-6 Months’ Personal Bank Account Statements 
  • Completed and Signed Application Form
  • Emirates ID 
  • Passport 
  • UAE Residence Visa (for expats) 
  • Trade Licence, MOA
  • Past 3-6 Months’ Company Bank Account Statements 
  • Completed and Signed Application Form 

💡Keep In Mind💡

📝 All documents must be valid

📝 Keep the originals and copies of each document 

📝 Additional documents may be required 

How to Apply for Free for Life Credit Cards in the UAE 

Easily apply for your lifetime free credit card in a few steps with Paisabazaar.ae — 

Lead Form > Search Quotes > Compare Cards > Apply! 

After you apply, you will soon receive a call from us. We will assist you with the whole application process. 

Find below the top reasons to choose Paisabazaar.ae — 

✨ Several card options from the best UAE banks 

✨ Easily compare cards on the same platform

✨ Get assistance from a dedicated banking expert

✨ Complete your application in a few minutes

Frequently Asked Questions 

Q1: Are there any lifetime free cards offered by the First Abu Dhabi Bank?

Ans: Yes, FAB offers several free for life cards. The list includes — 

  • Blue FAB Signature by Al-Futtaim
  • Blue FAB Platinum by Al-Futtaim
  • FAB Manchester City Titanium Card 
  • FAB Du Titanium Credit Card
  • FAB SHARE Standard Card
  • FAB Rewards Indulge Card 
Q2: Is the Citi Simplicity card free for life? Which travel benefits do I get on the card?

Ans: Yes, this is a lifetime free card. Its travel perks include complimentary access to 25+ regional airport lounges across the Middle East, up to 10% back to wallet on booking accommodations with Booking.com, and more.

Q3: How much is the Deem World Mastercard’s annual fee?

Ans: The card has zero annual fee. It’s a free for life card. 

Q4: Which FAB free for life cards are available at a low salary?

Ans: You can get the following FAB cards with a monthly salary of AED 5,000 — 

  • FAB Rewards Indulge Card 
  • FAB Du Titanium Card 
  • FAB SHARE Standard Card 
  • FAB Manchester City Titanium

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