American Express credit cards are tailored to diverse lifestyles and spending habits. As a cardmember, you can earn Membership Rewards points on purchases, redeemable for travel, shopping, and dining benefits.
With Amex cards, you earn points on spending and exclusive travel perks. On top of that, these cards also feature comprehensive insurance coverage and supplementary cards for family members.
American Express Credit Cards- Key Features
Here is a list of American Express credit cards along with their features and benefits:
Amex Card Name
Minimum Salary Requirement
Features/ Perks
Apply
The American Express Gold Credit Card
AED 15,000
Basic Benefits 💳
Guaranteed fraud protection with comprehensive insurance
Virtual card perks:
Instant issuance
Set up a spending limit
Pay via digital wallets
Up to 9 complimentary supplementary credit cards
Easy digital account management
Travel Benefits ✈️
Up to 5 complimentary visits to airport lounge access worldwide
Travel Accident Insurance coverage of up to AED 350,000
Lifestyle Benefits 🛍️
Comprehensive Retail Insurance coverage of up to AED 3,000
Know the general eligibility criteria for obtaining an American Express card in the UAE:
Eligibility Type
Criteria
Age
Minimum Age- 21 Years
Salary
For Salaried (Minimum Salary- AED 15,000)
For Self-Employed (Minimum Annual Income- AED 275,000)
Citizenship
Citizenship- UAE Resident
Frequently Asked Questions
Q1: I want to apply for the Amex Gold credit card. How much is the card's annual fee?
Ans: The annual membership fee of the Amex card is AED 414.75, including VAT.
Q2: How much salary is required to apply for the American Express Platinum card?
Ans: You must have a minimum salary of AED 30,605.
Q3: Is it possible to waive the Amex Platinum credit card’s first annual fee?
Ans: Yes, if you spend an amount of AED 10,000 or more within the first 3 months of the card issuance, the annual fee will be credited back to your account.
Q4: Which Amex cards provide free access to airport lounges?
Ans: All American Express credit cards offer you complimentary lounge access across the globe.
Q5: How much is the late payment fee applicable to American Express cards?
Ans: Amex charges a late payment fee of AED 241.5, inclusive of VAT.
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