The 10 Best Credit Cards for Paying Monthly Bills in UAE

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Credit cards in the UAE offer more than just convenience for payments; they come with rewards and benefits, especially when used for paying bills. From cashback on utility bills to earning reward points or discounts on telecom services, these cards have it all.

Banks also offer special features like zero-interest payment plans, loyalty programs, exclusive merchant discounts, and more. It helps users save while managing expenses. Let’s see which banks offer the best credit cards for paying monthly bills in the UAE!

Which are the Best Credit Cards for Paying Monthly Bills in UAE?

Banking institutions across the UAE offer cards to pay off your monthly bills.

Banks such as Emirates NBD, Liv, Citibank, and more have cards that provide cashback, discounts, and other offers upon each bill paid.

If you’re primarily seeking cards for paying bills, it is suggested to look for options offering perks on bill payments.

Let’s explore your options in selecting the best credit cards for paying monthly bills in the UAE.

Best Credit Cards for Paying Monthly Bills in UAE

The following are some of the top cards for bill payments:

Credit Card Name	Minimum Salary Requirement	Key Features	Apply
FAB Du Titanium Card	AED 5,000	Get exciting 10% cashback on paying for- Prepaid Line Recharges Du Home Services Bills Du Postpaid Line Bills Du Smartphone Privilege Plan Earn FAB rewards on every AED 1 spent Other perks include complimentary airport lounge access and exclusive deals on shopping, entertainment, and dining	Check Now
Liv. Cashback Card	AED 5,000	Earn 1% cashback on all spending, monthly bills and other categories Enjoy 2 Vox cinema tickets every month plus 25% on food and beverages Discount on Talabat orders are available Other perks include shopping discounts and travel deals	Check Now
Emirates NBD Diners Club Duo Card	AED 10,000	Earn 5% rewards on utility bill payments Get rewards credited to your account on paying for education, fuel, electronics, and groceries BOGO Royal Cinema tickets are available Complimentary services include airport lounge access, valet parking facilities, and top golf course accesses	Check Now
Citibank Citi Rewards Card	AED 8,000	Earn 1 ThankYou point for every 1 USD spent on all AED transactions Travel facilities include airport transfers, Booking.com deals, and Travel Accident & Medical Insurance Other lifestyle benefits are movie offers, Talabat discounts, and more	Check Now
Emirates NBD Mastercard Titanium Card	AED 5,000	Earn 0.2% points on utility payments Pay for education-related expenses, fuel, or real estate and earn 0.2% points Earn up to 1 point for each AED 100 spent Access 10+ regional airport lounge for free Enjoy exclusive offers on shopping, lifestyle, and travel	Check Now

Disclaimer: All the mentioned cards may or may not be listed on our quotes. We recommend you to go through our quotes and explore all the cards to find the best one!

Best Credit Cards for Paying Monthly Bills in UAE: Eligibility Criteria

Before you start applying, here is the eligibility criteria to keep in mind. Let us take a look at what you need to know to secure a credit card that offers the best rewards and savings in the UAE:

Eligibility Type	Criteria
Minimum Age	21 Years
Minimum Salary	AED 5,000*
Nationality	UAE National or Expatriate
Employment Status	Salaried or Self-Employed
Credit Score	As Per Your Bank’s Decision

*Note: The minimum salary varies depending upon the type of credit card and the bank.

Best Credit Cards for Paying Monthly Bills in UAE: Documents Checklist

Below are the documents required for credit card application verification:

For Salaried Individuals	For Self-Employed Individuals
Emirates ID Passport Residence Visa (Applicable to expatriates) Salary Certificate/ Pay Slips Latest Personal Bank Statements	Emirates ID Passport Residence Visa (Applicable to expatriates) Trade Licence Latest Company Bank Statement

Note:

Your respective bank may require additional documents
All documents may be valid and original
Copies of the originals may be required

Apply for Credit Cards via Paisabazaar UAE

Paisabazaar.ae - Your one-stop solution for finding the best credit cards for paying monthly bills in UAE!

Get the credit card lead form here
Fill it out and use the filter to sort the utility bill payment credit cards
Choose a card from the list and apply

One of our representatives will review your application and contact you to guide you through the next steps. Applying through us is quick, easy and hassle-free - start your application today with Paisabazaar.ae!

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FAQ's About Credit Cards For Paying Monthly Bill

Ans: Some of the cards with best rewards on paying monthly bills are ENBD Mastercard Titanium card, ENBD Diners Club Duo, and FAB Du Titanium card.

Ans: You will earn a cashback of 10% on paying your bills with the Du Titanium card by FAB.

Ans: You will earn 0.2% points on utility bill payments.