How to Cancel Auto Debit ADIB Credit Card Payments

An Overview of ADIB Auto Debit Credit Card Payments in UAE

Before understanding how to cancel auto debit ADIB credit card payments, let’s quickly understand what these payments are.

Auto debit allows you to make recurring payments of a fixed amount to the same company or vendor at required intervals. The most important factor of these payments is that they are automated. In plain terms, they are performed automatically on the date and time you predefine. 

As the payments are completed using your card, the amount is deducted from your available credit limit. In case your limit is not available for the payment, the payment fails or gets cancelled.

How to Cancel ADIB Credit Card Auto Debit Payments?

You can easily cancel ADIB credit card auto debit through branch visits, online banking, mobile banking, and more. 

• Mobile banking: Log into your account on the app. Head to your profile and check your payments. Locate the option to modify the auto debit and select the same.
• Internet banking: The steps are similar to those for the mobile app. Once you’re logged into your account through online banking, move to your payments and use the option to modify or cancel.
• Phone banking: You can also use the ADIB credit card customer care number to connect with the bank. The personnel can guide you on how to cancel ADIB card auto debits.
• Branch visits: You can also go to your nearest ADIB branch and discuss your auto debit requirements directly with the staff. In this case, you may be asked for a few details related to your payments.

When is the Right Time to Cancel ADIB Credit Card Auto Debit?

The right time to cancel ADIB credit card auto debit payments is before the payment has been initiated. Once the payment is initiated, the fund transfer happens immediately. In this case, cancellations may not be allowed. 

In some cases, cancelling your auto debit close to its due date may attract certain charges or issues. Furthermore, you can dispute the payment only if it was debited from your card balance but not reflected on the bill provider’s account. 

All in all, it’s good to cancel auto debit payments at least a week or two before the scheduled due date. This gives you ample time to complete the formalities and ensure cancellation before the next payment!

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