Credit Cards in UAE
Credit cards in Dubai, UAE can help you easily make purchases or pay bills without using cash. These cards offer you added benefits like cashback, airport lounge access, travel insurance, reward points, and more. With such perks, these cards not only simplify your transactions but also help you ...read more
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Most Popular Credit Card in UAE
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OffersFeatures :Features & Benefits of a Credit Card in Dubai, UAE
| Loyalty Benefits | Most credit cards in UAE offer attractive loyalty program. You can earn reward points with every purchase and redeem them to avail of exclusive discounts. You can also convert your loyalty reward points into air miles to enjoy discounts on flight tickets with all partner airlines. |
| Airport Lounge Access | With several credit cards in the UAE, you can enjoy complimentary airport lounge access worldwide. In addition, the premium cards can offer unlimited free access along with an accompanying guest. To avail of these services, you need to do a one-time registration with the service providers like LoungeKey and more. |
| Exclusive Entertainment Offers | Numerous credit cards in UAE come with exclusive entertainment offers such as Buy1Get1 offers on movie tickets, discounted access to theme parks and adventure sports along with complimentary food and beverages. However, to avail of such offers, you may need to cross the minimum monthly spending threshold. |
| Dining Discounts and Offers | As a cardholder in the UAE, you get exclusive offers on dining and restaurant expenses. Some cards offer exclusive discounts at over 1400 restaurants across the UAE. Additionally, you can also avail of Buy1Get1 offers on various diners and coffee outlets. |
| Discounted Flight Tickets and Stays | Using a card for flight booking, you can avail yourself of discounts on flight tickets when booking with Cleartrip.com and other similar providers. Along with the travel benefits, you get attractive discounts on hotel booking such as complimentary night stays, discounted booking fare, free upgrades, complimentary food and more. |
| Convenient Financial Management | With a credit card in UAE, you get access various features such as interest-free days, easy payment plans, instant cash loans, utility bill payments and a full suite of online banking services to manage your card account effectively from anywhere at any time. |
Top Credit Cards in UAE with Salary Requirements & Annual Fees
| Credit Card | Minimum Salary Requirement | Annual Fee | Key Feature |
|---|---|---|---|
| Liv. Cashback Card | AED 5,000 | No Annual Fee | Cashback |
| Citibank Citi Simplicity Card | AED 5,000 | No Annual Fee | Free for Life |
| HSBC Live+ Card | AED 5,000 | Free for the First Year AED 299 From Second Year Onwards | Cashback |
| FAB Rewards Indulge Card | AED 5,000 | No Annual Fee | Reward Points |
| Deem Finance Titanium Mastercard | AED 5,000 | Free for the First Year AED 200 From the Second Year Onwards | Reward Points |
| Emirates NBD Mastercard Titanium Card | AED 5,000 | No Annual Fee | Free for Life |
| Emirates Islamic Cashback Card | AED 5,000 | AED 367.5 | Cashback |
| HSBC Max Rewards Card | AED 10,000 | Free for the First Year AED 600 From Second Year Onwards | Reward Points |
| Citibank Citi Ready Card | AED 8,000 | Free for the First Year AED 300 From Second Year Onwards | No Annual Fee for the First Year |
| NBQ Gold Card | AED 8,000 | No Annual Fee | Free for Life |
| Deem Finance Platinum Mastercard | AED 10,000 | No Annual Fee | Free for Life |
| FAB Low-Rate Card | AED 10,000 | AED 300 | Low Interest Rate |
| Emirates Islamic Cashback Plus Card | AED 12,000 | AED 313.95 | Cashback |
| Emirates NBD Lulu 247 Platinum Card | AED 15,000 | AED 262.5 | Welcome Bonus |
| Emirates Islamic Flex Elite Card | AED 15,000 | AED 735 | Reward Points |
| Citibank Citi Premier | AED 15,000 | AED 750 | Welcome Bonus |
| Emirates NBD Dnata World Card | AED 20,000 | AED 1,049 | Cashback |
| NBQ Infinite Card | AED 30,000 | AED 1,000 | Airport Lounge Access |
| Citibank Citi Prestige Card | AED 30,000 | AED 15,000 | Welcome Bonus |
| Citibank Citi Ultima Card | AED 36,750 | AED 3,000 | Travel Perks |
Types of Credit Cards in UAE
Different Types of Credit Cards in UAE Offered by Paisabazaar UAE
There are different types of plastic money in the Emirates, each catering to a different type of card user. In order to find the most suitable one and consequently pick the credit card offers in Dubai, UAE, it is important to familiarize themselves with the various categories to better.
In order to cater to customers from different income brackets, banks offer a variety of credit cards in Dubai, each with its own eligibility criteria and credit limit. From free credit cards to premium ones, the following are the types of cards to be considered:
Air Miles Credit Card in UAE
Air miles, also known as travel points and frequent flyer miles, are a part of a loyalty program offered by the air miles cards. Ideally, the cardholder accumulates a set amount of air miles based on how much they spend on the credit card in UAE which can be further redeemed for booking flight tickets for free. There are two types of air miles credit cards are available in the UAE. Airline Miles, which are airline-specific reward miles and the other one is Airline ME, which are not linked with any specific airline and can be redeemed in a number of ways.
Top 5 Air Miles Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| Citibank | Citibank Citi Cashback Card | 6000 |
| HSBC | HSBC Live+ Credit Card | 5000 |
| FAB | First Abu Dhabi Bank Cashback World Card | 5000 |
| Emirates Islamic | Emirates Islamic RTA Card | 5000 |
| Liv. | Liv. Cashback Plus Credit Card | 12000 |
Airport Lounge Access Credit Card in UAE
Regardless of the purpose of travel, airport lounge access credit cards can always come in handy. There are several cards available in Dubai & UAE that offer complimentary airport lounge access to its cardholder where they can relax and unwind before taking off.
Top 5 Airport Lounge Access Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| ENBD | Emirates NBD Marriott Bonvoy World Credit Card | 25000 |
| HSBC | HSBC Live+ Credit Card | 5000 |
| FAB | FAB Du Titanium Credit Card | 5000 |
| Deem | Deem Platinum Mastercard Credit Card | 10000 |
| Citibank | Citibank Citi Rewards Credit Card | 8000 |
Balance Transfer Credit Card in UAE
A balance transfer credit card helps the cardholder to transfer the high-interest debt from one credit card to another with a low interest rate. These cards that offer a balance transfer facility can help the cardholder to save a lot on the high rate of interest by paying off the outstanding debt.
Top 5 Balance Transfer Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| HSBC | HSBC Live+ Card | 5000 |
| FAB | FAB SHARE Platinum Card | 10000 |
| FAB | FAB Z Card | 5000 |
| FAB | Blue FAB Signature by Al-Futtaim | 15000 |
| FAB | Blue FAB Platinum by Al-Futtaim | 8000 |
Cashback Credit Card in UAE
Cashback credit cards pay its cardholder back some percentage of their purchases or transactions in cash. The bank rewards the card member for the purchase made using a credit card in Dubai by offering rewards in terms of cashback. However, the cashback amount differs from one card to another depending on the type of purchases & monthly caps, plus factoring in minimum spending requirements.
Top 6 Cashback Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| Liv. | Liv. Cashback Credit Card | 5000 |
| HSBC | HSBC Live+ Credit Card | 5000 |
| Liv. | Liv. Cashback Plus Credit Card | 12000 |
| Citibank | Citibank Citi Cashback Card | 6000 |
| FAB | First Abu Dhabi Bank Cashback World Card | 5000 |
| HSBC | HSBC Cash+ | 30000 |
Travel Credit Card in UAE
Frequent travelers would already know how expensive it is to bear all the travel expenditures. From flight tickets to hotel bookings, travel expenses can be very high at times. Keeping travel needs in mind, some banks and financial institutions offer travel credit cards that are exclusively designed for avid travelers.
Top 5 Travel Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| FAB | FAB Rewards Indulge Card | 5000 |
| Liv. | Liv. Cashback Plus Card | 12000 |
| Citibank | Citibank Citi Rewards Card | 8000 |
| Deem | Deem Platinum Mastercard | 10000 |
| HSBC | HSBC Emirates Skywards Signature Credit Card | 10000 |
Cinema Offers Credit Card in UAE
Who does not love watching a movie in the theatre after a long working week? What better way to enjoy this if one can avail free movie tickets or discounts on booking cinema tickets? To reward its customers, some credit card lenders or banks in UAE have tied up with cinemas such as VOX cinema and Reel Cinema enables the cardholder to avail of great discounts and offers on movie tickets such as complimentary movie tickets, and discounts on tickets as well as refreshments. Getting cinema offers and movie discounts on a credit card in Dubai, UAE especially for a movie lover is no less than a treat since it is a smart way to save money on movie tickets.
Top 5 Cinema Offers Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| Liv. | Liv. Cashback Credit Card | 5000 |
| FAB | First Abu Dhabi Bank FAB Rewards Indulge Card | 5000 |
| FAB | First Abu Dhabi Bank FAB Z Card | 5000 |
| Liv. | Liv. Cashback Plus Credit Card | 12000 |
| FAB | First Abu Dhabi Bank Blue FAB Signature by Al-Futtaim | 15000 |
Golf Credit Card in UAE
UAE is home to some of the finest golf courses in the world and also golf has become more than a sport in the country. It is no wonder that most of the banks and financial institutions offer golf credit cards that offer benefits to customers who are either part-time or full-time golfers on the credit card in Dubai, UAE.
Top 5 Golf Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| Citibank | Citibank Citi Premier | 15000 |
| Citibank | Citibank Citi Prestige | 30000 |
| Citibank | Citibank Citi Ultima | 36750 |
| Emirates NBD | Emirates NBD Dnata World Credit Card | 20000 |
| Emirates NBD | Emirates NBD Mastercard Titanium Credit Card | 5000 |
Free For Life Credit Card in UAE
While plenty of luxury credit cards in UAE come with an annual membership fee, there is a wide range of top tier credit cards that offer ample benefits and rewards without charging an annual membership fee for a lifetime.
Top 5 Free For Life Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| Citibank | Citibank Citi Simplicity Card | 5000 |
| FAB | First Abu Dhabi Bank FAB Rewards Indulge Card | 5000 |
| Deem | Deem Finance Deem Platinum Mastercard | 10000 |
| FAB | First Abu Dhabi Bank Blue FAB Signature by Al-Futtaim | 15000 |
| Deem | Deem Finance Deem World Mastercard | 25000 |
Rewards & Offers Credit Card in UAE
Rewards & offers credit cards are one step ahead of basic credit cards since they offer extraordinary benefits to their cardholders. Such types of cards usually provide rewards in terms of cashback, air miles, discounts, and other privileges for the amount that the card members spend with their card.
Top 5 Rewards & Offers Credit Cards in UAE
| Bank | Credit Card Name | Minimum Salary (AED) |
|---|---|---|
| Citibank | Citi Cashback Card | 6000 |
| Citibank | Citi Simplicity Card | 6000 |
| FAB | FAB Rewards Indulge Card | 5000 |
| HSBC | HSBC Max Rewards | 10000 |
| HSBC | HSBC Cash+ | 30000 |
Eligibility Criteria for Credit Card in UAE
| Eligibility Criteria | Requirements |
|---|---|
| Minimum Age | 21 Years |
| Nationality | All UAE Nationals and Expatriates |
| Employment Status | Salaried or Self-Employed Individuals |
| Minimum Income | AED 5000 |
Documents Required to Apply for a Credit Card in Dubai, UAE
Given below are two tables explaining the basic documents required for both salaried and self-employed individuals in the UAE to get a card:
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
| Emirates ID Passport UAE Residence Visa (Only for expats) Salary Certificate/ Salary Slip Latest 3-6 Months’ Personal Bank Account Statements |
Emirates ID Passport UAE Residence Visa (Only for expats) Trade Licence & Memorandum of Association Latest 3-6 Months’ Company Bank Account Statements |
Read More About Salary Based Credit Cards
FAQs About Credit Card in UAE
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