Top 8 Credit Cards For You While Traveling Abroad

The best credit card for overseas travel can make your trips more enjoyable and cost-effective. These cards offer numerous benefits, including rewards on purchases, travel insurance, and discounts on bookings. Whether you're a frequent flyer or planning a vacation, choosing the right card can enhance your travel experience. ...read more

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Why Should You Apply for Credit Cards to Use Abroad?

Whether you are a frequent traveller or an aspiring wanderlust, the best credit card for overseas travel is a must. Here are some advantages of using such cards —

Earn Miles and Points on Your Purchases. This type of credit card in UAE allows you to earn miles and points on everyday purchases that can be redeemed for flights, hotels, and travel expenses. Many offer bonus points for categories like dining, helping you save for your next vacation.
Travel Insurance and Protection. A typical card for overseas travel includes travel insurance and protection, offering peace of mind while you’re away. Benefits can cover trip cancellations, baggage delays, and rental car issues, helping you avoid unexpected costs and stress during your journey.
Save on Travel Costs. You redeem the points you accumulate at top airlines, hotels, and upgrades. Additionally, some credit cards to use abroad also offer discounts on several booking platforms.
Travel in Luxury. With the best credit card for overseas travel, you can travel in luxury with premium airport lounge access, fast-tracks, stays at luxury hotels worldwide, and more.

8 Best Credit Cards to Travel Internationally

Here’s the list of the 8 best credit cards to travel internationally —

Credit Cards	Benefits	Apply
HSBC Emirates Skywards Infinite Credit Card	Earn 20,000 Skywards Miles as a sign-up bonus after you pay the annual fees Another 30,000 Skywards Miles as a welcome bonus on a minimum spend of AED 50,000 (on eligible spends) within the first 60 days Up to 2.75 Skywards Miles for every USD spent Complimentary Emirates Silver Tier membership Free access to over 1,200 international airport lounges (you + 1 guest) Get a 12-month complimentary Careem Plus subscription Up to 7% back as wallet credit with Booking.com Free travel cover of up to USD 500,000 for you and your family for up to 90 days Enjoy stays at luxury hotels globally with Visa Luxury Hotels	Apply Now
FAB Etihad Guest Signature Credit Card	Get 35,000 Etihad Guest Miles as a welcome bonus Free access to more than 1,000 airport lounges worldwide 50% Miles discount voucher upon spending AED 150,000 Get fast-tracked to Etihad Guest Silver status Up to 2 free in-flight Wi-Fi vouchers for up to 24 hours of uptime on Etihad flights Earn up to 2.75 Etihad Guest Miles for every AED 10 spent on domestic transactions Up to 4.5 Etihad Guest Miles for every AED 10 spent on international transactions Up to 5.5 Etihad Guest Miles for every AED 10 spent with Etihad or Etihad Airways partners Earn 2.5 Etihad Tier Miles for every AED 10 spent domestically and abroad Get 2 discounted airport transfers annually 24/7 travel concierge service Complimentary travel accident insurance of up to USD 500,000	Apply Now
Deem Finance World Mastercard Credit Card	Earn JOY Points in the travel category, with up to — 5 JOY points on airline spending 5 JOY points on hotel spends 5 JOY points on dining spends 5 JOY points on international spends 0.5 JOY points on other spends Up to 20% discount on grocery or food orders (capped at AED 14) up to twice a month on the talabat app BOGO offer at VOX Cinemas Earn JOY Points in the lifestyle category, with up to — 5 JOY points on entertainment spends 5 JOY points on departmental store spending 5 JOY points on supermarket spends 5 JOY points on dining spends 0.5 JOY points on other retail spends	Apply Now
Citi Ultima Credit Card	Up to 50% discount on air travel tickets (up to AED 2,000) once a year Get up to 5 Citi Miles for every USD 1 spent on non-AED spends Earn up to 2.5 Citi Miles for every USD 1 spent on AED spends Up to 30,000 Citi Miles as a bonus annually upon paying the annual fee Up to 4 airport rides per year (up to AED 84 each) on the Careem app Airport security fast-track 3 times per year Up to 4 times free home check-ins per year Unlimited 3rd night free stay at any hotel worldwide Get the Marhaba Silver Meet and Greet twice a year Up to 20% discount (max AED 14) on food and grocery orders once a month on the talabat app. Up to 2 complimentary valet parking visits per month at select locations across the UAE	Apply Now
Liv. Cashback Plus Credit Card	Earn up to 10,000 Skywards Miles per month Get access to over 800 global airport lounges Up to 10% discount on Musafir.com Up to 15% off on Trip.com One free ride to the airport per year on Careem Up to USD 500,000 coverage as travel medical insurance Up to 7% back as wallet credit on Booking.com Tax-free international shopping with Global Blue VIP Services Up to AED 1,500 cashback per month Up to 20% discount on 1 order per month on the Careem app AED 40 discount on 1 order per month on Carrefour	Apply Now

HSBC Emirates Skywards Signature Credit Card	Earn 10,000 Skywards Miles as a sign-up bonus after paying the annual fees Get an additional 15,000 Skywards Miles + fast-track to Silver Tier membership — simply spend AED 20,000 or more within the first 60 days Up to 1.75 Skywards Miles for every USD 1 spent Get deals on dining, shopping, travelling, and more across the globe with home&Away Up to 7% back as wallet credit on Booking.com Up to 30% discount at YQ Airport Meet and Assist at more than 450 locations globally Enjoy luxury stays at hotels worldwide with Visa Luxury Hotels and get the best rate guarantees, complimentary breakfast, room upgrades, and more Complimentary cover of up to USD 500,000 for you and your family (up to 90 days) under multi-trip travel insurance	Apply Now
Citi Prestige Credit Card	Earn 3 ThankYou points for every USD 1 spent on non-AED spends Earn 2 ThankYou points for every USD 1 spent on domestic purchases Get an additional 10,000 bonus ThankYou points per year by paying the annual fee Redeem the points for cashback or transfer points to 11 major airlines/hotels Free 4th night stay at any hotel globally Access to more than 1,200 airport lounges worldwide (for you, supplementary cardholder + 1 free guest each per visit); up to 14 complimentary visits per year (subject to non-AED spends) Up to 7 % wallet credit upon booking your next stay with Booking.com 3 fast-track airport check services per year Travel accident and medical insurance coverage 4 airport transfers per year via the Careem app	Apply Now
FAB Cashback World Credit Card	40% discount on flights and hotel bookings with MakeMyTrip Get a 10% bonus in your MMT wallet for each traveller, with a maximum of 5 people per booking Up to 20% discount on hotel bookings with MakeMyTrip Up to 8 complimentary visits to worldwide airport lounges per year and 6 free visits for you + another guest 3% cashback on spending while travelling 1 free airport transfer Earn cashback as follows — 5% cashback on every AED 1 spent in supermarkets 5% cashback for every AED 1 spent on fashion 5% cashback for every AED 1 spent on dining 1% cashback on every AED 1 on other spending categories, excluding select categories Earn 3% cashback on non-AED spending 40% discount on orders on the Talabat app — up to 4 times a month — with a minimum order of AED 100	Apply Now

Tips to Choose the Best Credit Card for Overseas Travel

Here are some hacks to choose the best credit card for foreign travel —

Check your travel frequency
Select the type of card you want, like an airline-branded or hotel card
Check the rewards, cashback, and points
Understand your spending habits and priorities
Read the terms and conditions

Eligibility Criteria to Apply for Cards for Overseas Travel

The general eligibility criteria to apply for the best credit card for use overseas are as follows —

Minimum Age - 21 years
Minimum monthly salary - AED 5,000
Nationality - UAE nationals and residents

Note — The criteria can slightly vary as per the bank. Make sure to read the terms and conditions thoroughly.

Documents to Apply for the Best Credit Card for Foreign Travel

Here is the list of documents that you need to apply for the best credit card for overseas travel —

For salaried individuals

A duly filled-in application form
Emirates ID
UAE residence visa
Salary certificate/salary slip
Last 3 to 6 months’ personal bank account statements

For self-employed individuals

Emirates ID
Passport
UAE residence visa
Trade licence
Memorandum of association
Last 3 to 6 months’ personal bank account statements

Hacks to Maximise on Credit Cards for Use Overseas

Here are some easy ways to maximise the rewards on credit card for use abroad —

Book flights and hotels using the card
Track the reward expiry dates
Pay bills on time to avoid interest
Whenever feasible, ask to redeem points at the time of promotion

Find the best credit card to travel internationally only on Paisabazaar.ae and make the most of your travelling experience!

Frequently Asked Questions

Ans: The best credit card to use abroad is the one that meets your spend requirements. Usually, Visa and Mastercard cards are considered the top ones for overseas travel.

Ans: Yes, credit cards to use abroad often offer travel insurance benefits.

Ans: Yes, these cards to use abroad are accepted internationally.

Ans: Yes, travel credit cards offer complimentary international lounge access.