What are the Features of the Emirates Ultima Credit Card?
Given are the top privileges offered by the Emirates Ultima credit card —
| Basic Benefits | Travel Benefits | Lifestyle Benefits |
|---|---|---|
|
Bonus Citi Miles 30,000 bonus Citi Miles on paying the annual fee |
Cash Rebate 50% cash rebate on airplane tickets once a year (up to AED 2,000) |
Citi Miles Earn up to 5 Miles and 2.5 for each $1 spent on non-AED and AED purchases, respectively |
|
Online Purchases Cover Complimentary cover for delayed, wrong, or damaged items of up to $1,000 each year |
Airport Lounge Access Complimentary access to 1,100+ airport lounges worldwide |
Valet Parking Facility Complimentary valet parking services (twice per month) every month at select locations in the UAE |
|
Digital Wallets Easily link the card with Google Pay and Apple Pay for effortless and safe transactions |
Free Hotel Stay Stay of 3rd night free at any hotel across the globe |
Talabat Services 20% discount on Talabat food and grocery orders once a month on the app |
|
Purchase Protection Coverage for items that are stolen or damaged within 90 days from the purchase date |
Airport Transfers 4 complimentary airport rides on the Careem app |
Movie Ticket Offers ‘Buy 1 Get 1’ free movie tickets — 4 at Vox Cinemas and 2 at Reel Cinemas |
|
Points Redemption Transfer earned points to 11 partner airlines or redeem for cashback |
Airport Security Check Fast-track airport security check 3 times a year |
Concierge Service Complimentary home check-in 4 times a year |
|
Marhaba Silver Meet & Greet Services for arrivals and departures at Dubai International Airport |
Are You Eligible for an Emirates Citibank Ultima Credit Card?
Here are the general eligibility criteria for the Ultima card —
| Eligibility Type | Criteria |
|---|---|
| Minimum Age | 21 Years |
| Minimum Salary | AED 36,750 |
| Nationality | UAE national or expatriate |
| Status of Employment | Salaried or self-employed |
| Credit Score | As per the bank’s requirement |

Emirates Citibank Ultima Credit Card — Document Checklist
To apply for this Citibank card, you need the following documents —
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
| ✅ Emirates ID ✅ Passport ✅ Residence Visa (for expat applicants) ✅ Salary Proof- Salary Slip/ Salary Certificate ✅ Latest 3-6 Months’ Personal Bank Statement |
✅ Emirates ID ✅ Passport ✅ Residence Visa (for expats) ✅ Trade Licence and MOA ✅ Latest 3-6 Months’ Company Bank Statement |
Note
📝Present valid documents
📝Keep the originals and copies of all documents
📝The bank may ask for additional documents
Apply for a Citibank Card via Paisabazaar.ae
With Paisabazaar.ae, you can now easily compare multiple cards and choose the best one for yourself in just a few steps —
Step 1 : Start by filling out the lead form
Step 2 : Submit it once done
Step 3 : Check out the list of cards on the quotes
Step 4 : Compare the cards and select one as per your choice
Step 5 : Apply and wait for a response from our team
Got questions regarding your card application? Contact us at 800 728 4647. Alternatively, email us at communication@paisabazaar.ae.
Enjoy the following privileges with Paisabazaar UAE —
✔️ Collaboration with the top UAE banks brings you the most extensive card options
✔️ Compare cards on the same platform and choose the one that suits you the best
✔️ Easily connect with our customer care support team in case of any card-related queries
✔️ Our website’s ‘Articles’ section provides you with information regarding credit cards
✔️ Through us, you can experience a seamless card application process

Emirates Ultima Credit Card — Fees and Charges
Tabled below are the key fees and charges of this Citi card —
| Type of Fees | Charges |
|---|---|
| Annual Fee | AED 3,000 |
| Foreign Currency Transaction Fee | 2.99% |
| Over-limit Fee | AED 249 |
| Late Payment Fee | AED 230 |
| Retail Interest | 3.5% |
FAQs on Emirates Citibank Ultima Card
Ans: You can either transfer the earned Miles to partner airlines or redeem them for cashback.
Ans: You will be charged a late payment fee of AED 230.
Ans: The annual fee of the card is AED 3,000.
Ans: Yes, you can enjoy unlimited complimentary access to over 1,000 airport lounges globally with this card.
Ans: Yes, complimentary lounge access, free hotel stays, airport transfers, and more are available.
Ans: Yes, you earn Citi Miles on all purchases. These Miles can be redeemed for travel, shopping, or gift cards.
Ans: Absolutely yes, the card is widely accepted across the globe.
Ans: You can easily apply online through the digital platform of Paisabazaar.ae.
More From Credit Cards
- Recent Articles
- Popular Articles























































