Citibank Citi Ready Credit Card

What are the Key Benefits of the Citibank Ready Credit Card?

Let’s first explore the major perks offered by this Citibank Credit Card —

✔️ Instant cash loan of up to 6x your monthly salary or AED 175,000 (whichever is lower)

✔️ Get instant cash of up to 100% of your credit limit in your bank account

✔️ Enjoy exceptional discounts on food delivery and groceries 

✔️ Get hundreds of ‘Buy 1 Get 1’ offers across multiple categories 

✔️ Enjoy 20% discount on groceries and food deliveries on the Talabat app 

✔️ Up to 10% cashback on booking millions of properties via Booking.com

Know Your Eligibility for the Citi Ready Credit Card 

Refer to the table below to check if you’re eligible for the Citibank Ready credit card —

Type of Eligibility	Requirements
Minimum Age	21 years
Minimum Salary	AED 8,000
Status of Employment	Salaried or self-employed
Nationality	UAE national or expat
Credit Score	As per the bank

Note

📝Additional eligibility may apply

Documentation for Citibank Ready Credit Card Application

Here is a general list of the documents required for Citibank card application processing —

For Salaried	For Self-Employed
✔️Emirates ID  ✔️Passport  ✔️UAE Residence Visa (only for expats)  ✔️Salary Certificate/ Salary Slip ✔️Latest 3-6 Months’ Bank Account Statement  ✔️Duly Filled Application Form	✔️Emirates ID  ✔️Passport  ✔️UAE Residence Visa (only for expats) ✔️Trade Licence & Memorandum of Association ✔️Last 3-6 Months’ Company Bank Statements  ✔️Duly Filled Application Form

Note

📝All documents must be valid and original

📝Be ready with the copies of each document 

📝Additional document(s) may be required

How to Apply for the Citi Ready Credit Card via Paisabazaar.ae?

Paisabazaar.ae is your go-to platform to apply for a card effortlessly. 

Simply follow these steps:

1. View and fill out the lead form 
2. Go through the list of cards on the quotes 
3. Read their fine print and compare them 
4. Select one and apply

Why is Paisabazaar UAE the Best for You?

✨You get a wide range of cards from the top banks to choose from 

✨Compare similar cards and select one as per your preferences

✨The application process is smooth and involves only a few easy steps

✨Get assistance from our customer support team for all your card-related queries 

Citibank Ready Credit Card — Fees and Charges 

• The card is free for the first year 
• An annual membership fee of AED 300 is charged from the second year onwards — this fee is waived if you spend at least AED 9,000 in the second year itself
• From the third year onwards, a yearly fee of AED 300 is applicable

FAQ's About Citibank Citi Ready Credit Card