Citibank - Citi Simplicity Credit Card

Citibank Citi Simplicity credit card is perfect for those who have a low salary but still want to enjoy a range of benefits. With zero annual fees, no late payment charges, and no over-limit fees, this card ensures you can manage your finances without the stress. Plus, take advantage of an interest-free period and easy instalment plans for large purchases and enjoy travel and lifestyle benefits such as complimentary lounge access and deals from food delivery apps. ...read more

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts
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Best credit cards with 0 Annual fee*

Dubai
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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Best Citibank Credit Card in UAE

Citi Simplicity Card Benefits

We have mentioned the primary features of Citibank Citi Simplicity credit card:

✔️Complimentary access to 25+ airport lounges across the Middle East

✔️Exclusive ‘Buy 1 Get 1’ deals on food delivery, groceries, and other categories

✔️Up to 10% cashback on property bookings via Booking.com

✔️20% discount on food and grocery orders twice a month on the Talabat app

✔️Complimentary supplementary credit cards for family members

✔️Make big purchases and pay in instalments

Citibank Citi Simplicity Credit Card- Eligibility Criteria

Check out the general eligibility criteria for the Citi Simplicity card in the UAE:

Eligibility Type Criteria
Minimum Age  21 Years
Minimum Salary AED 5,000
Nationality UAE National or UAE Expatriate
Status of Employment Salaried or Self-Employed
Credit Score As per the Bank

No Annual Fee Credit Card

Citi Simplicity Credit Card- Documents Checklist

A list of documents required for the citibank credit card application verification is given below:

For Salaried Individuals For Self-Employed Individuals
✔️Emirates ID
✔️Passport
✔️Residence Visa (For expat applicants)
✔️Salary Proof- Salary Slip/ Salary Certificate ✔️Latest 3-6 Months’ Personal Bank Statement
✔️Emirates ID
✔️Passport
✔️Residence Visa (For expat applicants) 
✔️Trade Licence and MOA
✔️Latest 3-6 Months’ Company Bank Statement

Note:

📝Present valid documents

📝Keep the originals and copies of all documents

📝The bank may require additional documents

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How to Apply for a Citi Simplicity Card via Paisabazaar.ae

Want to apply for a Citi card? Here’s how to do it:

  1. Click here and complete the lead form.
  2. Apply filters to view Citi cards or locate a card manually.
  3. Read the fine print of the card and apply.

As soon as we receive your application, one of our officials will get in touch with you.

Getting a card via Paisabazaar.ae gives you multiple benefits:

✨Access to cards from top UAE banks.

✨Option to compare several cards as per preference.

✨Availability of the customer assistance team.

✨Hassle-free application process.

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Citibank Simplicity Credit Card- Fees and Charges

We have mentioned the primary fees and charges of the Citibank Simplicity credit card:

Type of Fees Charges
Annual Fee N/A

FAQs on Citi Simplicity Credit Card

Q1: Are there any annual fees?

Ans: No, the card has no annual fee, which means it is free for life.

Q2: Does the card charge a late payment fee?

Ans: No, there are no late payment fees.

Q3: What is the minimum income requirement?

Ans: AED 5,000 monthly income is required.

Q4: Are there instalment plan options?

Ans: Yes, you can convert big purchases into easy monthly instalments.

Q5: Does it come with supplementary cards?

Ans: Yes, supplementary cards are available.

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