Commercial Bank of Dubai Credit Card Smiles Offers 2026 in UAE

Commercial Bank of Dubai (CBD) credit card Smiles offers are designed for the co-branded cardholders and people who use the Smiles app frequently in the UAE. You can spend and redeem your Smiles points on the app across several categories, including dining, shopping, grocery delivery, entertainment, and more. Here, find out more about the latest CBD credit card Smiles offers, benefits, reward structures, and the eligible cards.

Disclaimer: Paisabazaar.ae currently does not offer CBD credit cards for comparison or application. This page is for informational purposes only.

Keep reading to browse through our personal favourite top CBD smiles offers on credit cards listed below with all the value-added benefits:

Top Smiles Offer Credit Card Commercial Bank of Dubai

CBD credit card is the perfect combination of smart financial planning and a rewarding shopping experience. Simply using your Commercial Bank of Dubai smiles credit card for everyday transactions earn you Smiles points. You can convert and use your Smiles points to get discounts and benefits with your card. It is an endless cycle of rewarding expenditure with Commercial Bank of Dubai credit with smiles offers.

What are the CBD Smiles Credit Card Offers?

CBD Smiles credit card offers are designed exclusively to help cardholders save and earn rewards on everyday purchases like groceries, food, home services, lifestyle, telecom, and more. Here’s what you get under the Smiles credit card offers from CBD:

Welcome bonus
Quarterly bonus
Smiles on daily spending
Flexible redemption options
Complimentary airport lounge access
Free valet parking discounts
Cinema discounts
Balance transfer

Note that the offers may change periodically in line with ongoing campaigns and eligibility conditions.

Key Commercial Bank of Dubai Smiles Credit Card Offers

Here are the card-wise benefits that you get from the CBD Smiles offers:

Offers	CBD Smiles Visa Signature Credit Card	CBD Smiles Visa Platinum Credit Card
Welcome Benefits	AED 200 extra discount on hotel bookings with Smiles Unravel 90-day complimentary subscription to Smiles Unlimited that includes Buy 1 Get 1 offers, free food and grocery order deliveries, waived home service fees, and more Free for life supplementary cards	AED 200 extra discount on hotel bookings with Smiles Unravel Free for life supplementary cards
Daily Smiles	10 Smiles points on all Etisalat platforms, elGrocers, and Smiles app spends (monthly cap of 25,000 Smiles points) Up to 3 Smiles points for every AED 1 spent on international spending Up to 2 Smiles points for every AED 1 spent on domestic purchases	5 Smiles points on all Etisalat portals, Smiles mobile app, and elGrocer spends (monthly cap of 10,000 Smiles points) Up to 2 Smiles points for every AED 1 spent on international spending Up to 1.5 Smiles points for every AED 1 spent on domestic purchases
Quarterly Bonus	5,000 Smile Points on achieving a cumulative spend of AED 10,000 in the previous calendar quarter	7,500 Smile Points on achieving a cumulative spend of AED 27,500 in the previous calendar quarter
Redemption Options	Payment of Etisalat bills, prepaid recharges, purchase of smartphones, food delivery, shopping vouchers, groceries, pharmacies, and more	Payment of Etisalat bills, food delivery, purchasing smartphones, groceries, pharmacies, prepaid charges, shopping vouchers, and more

CBD Smiles Rewards Program Explained

Both primary and supplementary cardholders can earn Smiles points on eligible transactions on their CBD Smiles credit cards. The qualifying transactions include:

Transactions at point-of-sale terminals
Transactions at e-commerce websites
Utility bill payments at merchant websites (like Etisalat, Du, SEWA, DEWA, ADDC, and more, where payment is made directly on their respective websites)
Refund initiated by the merchant against the original transaction

CBD SMILES CREDIT CARD OFFER REDEMPTION ECOSYSTEM

You can redeem your Smiles Points via the Smiles UAE mobile app only. Log into the app and choose one of the options below to initiate the redemption process:

My Vouchers (Redeem Smiles Points for merchant vouchers or avail discount vouchers at specific merchants)
Buy 1 Get 1 (Redeem Smiles Points to subscribe to a suite of BOGO offers from different merchants; the subscription can be for 30 days, 90 days, or 1 year)
Bills (Payment for Etisalat services, like bill payment, Wasel recharge, and so on)

Note That

No minimum Smiles Points balance is required for redemption
You cannot redeem Smiles Points directly at merchant stores or at online stores

How Do You Save Using a CBD Credit Card Smiles Offer?

The CBD credit card Smiles offers are integrated with the Smiles app. You can use the Smiles points for services available on the Smiles app. You can use the Smiles Points for:

Food orders and grocery delivery
Booking home services
Paying e& bill and recharge
Redeeming for cash or vouchers to be used at 3,000+ partner outlets in the UAE

Who Can Benefit the Most from CBD Smiles Offer?

The Commercial Bank of Dubai Smiles offer is suitable for cardholders who often spend on dining, entertainment, groceries, food delivery, and more. That being said, here are the suitable users of the Smiles offers:

Frequent Smile app users
CBD Smile credit cardholders
Frequent diners and grocery shoppers
Residents looking forward to saving on lifestyle
e& customers

You can earn Smiles points on eligible local, international, and Smiles app-related transactions. These points can be redeemed on the Smiles app for shopping, travel, grocery, food delivery, dining, and more.

No, you cannot transfer your Smiles points to someone else.

The Smiles points are valid for 24 months.

You can earn Smiles points in three ways: