Experience an enhanced lifestyle with the Emirates NBD Skywards Infinite credit card. Unlock premium benefits while saving big on your purchases. Relax while travelling with free lounge access, earn points by making regular purchases, get coverage for job loss, and enjoy many more perks!
Enjoy a premium lifestyle and travel privileges, and save on your daily expenses with the Emirates NBD Skywards Infinite card in the UAE. Here’s what you can expect from this card —
Complying with the card’s entry requirements ensures a seamless approval of your application. If the criteria are not met, the bank is likely to reject your application. This, in turn, negatively impacts your credit Score. To avoid all such scenarios, let’s look into the eligibility requirements of the Emirates NBD credit card before applying —
| Eligibility Factors | Criteria |
|---|---|
| Minimum Age | 21 years |
| Minimum Salary | AED 30,000 |
| Employment Status | Salaried and self-employed individuals |
As part of the application process, ENBD asks you to provide certain documents for verification. Once the scanning is done, your application is processed. Here is a list of documents required for both salaried and self-employed individuals —
| For Salaried Employees | For Self-Employed Individuals |
|---|---|
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Banks charge additional fees for several card activities, like exceeding the monthly limit, not paying the card bill within the due date, making foreign transactions, requesting paper statements, and more. Staying updated with these fees is essential to avoid any financial stress later.
Refer to the table below for the key fees and charges of the Emirates NBD Skywards Infinite credit card —
| Type of Fee | Charges |
|---|---|
| Joining Fee | AED 3,148.95 |
| Annual Fee | AED 1,575 (2nd year onwards) |
| Cash Advance Fee | 3.15% or AED 103.95 (whichever is higher) |
| Late Payment Fee | AED 241.5 |
| Overlimit Fee | AED 292.95 |
| International Transaction Fee | 1.99% of the transaction amount |
| 0% Instalment Plan | AED 51.45 per transaction |
| Cheque/ Direct Debit Return Fee | AED 105 |
| Paper Statement Fee | AED 5.25 per month |
| International Delivery Charge | AED 157.5 |
| Sales Voucher Copy | AED 10.5 |
Ans: Yes, the joining fee for the card is AED 3,148.95. However, the annual fee changes from the second year.
Ans: No, the card is not free for life — you have to pay a joining fees. From the second year onwards, you must pay an annual membership fee of AED 1,575.
Ans: Complimentary perks such as airport lounge visits, golf course access, and upgrade to Emirates Skywards Silver membership are included.
Ans: You must have a monthly salary of AED 30,000 or more to be eligible for this ENBD card.