Emirates NBD Visa Flexi Credit Card

Emirates NBD Visa Flexi credit card might be the one if you want a card that helps you earn points on multiple transactions. Whether it’s retail spends, a car dealership, or even education expenses, you get Plus points to your account. Additionally, the card comes with extensive travel perks, which come in handy while you’re on a trip. ...read more

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Emirates NBD Visa Flexi Card Benefits

Refer to the table to know the Emirates NBD Flexi card benefits in the UAE —

Benefits Category Perks
🛍️Lifestyle Benefits 🎥
  • Earn 1.5% Plus points on all retail spends  
  • Get 0.4% points on transactions at car dealerships, insurance, groceries, and supermarkets
  • Earn 0.2% points on utility bill payments, education, real estate, and fuel
  • Up to 30% off at 2,000+ restaurants across the UAE
  • Complimentary insurance for major spends 
  • Complimentary access to golf courses
  • Up to 10% VAT cashback via UTU Plus
  • Exclusive discounts on Careem rides, cleaning services, and food deliveries
✈️Travel Benefits 🚗
  • Exclusive discounts on 4DX & Theatre by Rhodes
  • Complimentary access to over 900 airport lounges around the world
  • Door-to-door luggage delivery for free
  • 6 months membership to Anghami subscription for free
  • Airport spa and dining offers with Dragon Pass
  • Complimentary concierge services
  • Access to special lounges during flight delays
  • Complimentary airport transfer facility
  • Global access to WiFi for free with Bidroom membership
  • International Medical Assistance

Emirates NBD Visa Flexi Card — Eligibility Criteria

Given below are the general eligibility requirements for the Visa Flexi Emirates NBD card

Eligibility Type Criteria
Minimum Age  21 Years
Minimum Salary AED 15,000
Nationality UAE National or Expatriate
Status of Employment Salaried or Self-employed
Credit Score As per the Bank

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NBD Flexi Credit Card — Documents Checklist

To apply for Emirates NBD Visa Flexi credit card, you may be required to submit the following documents —

For Salaried Individuals For Self-Employed Individuals
✔️Emirates ID
✔️Passport
✔️Residence Visa (for expats)
✔️Salary Proof- Salary Slip/ Salary Certificate
✔️Latest 3-6 Months’ Personal Bank Statement
✔️Emirates ID
✔️Passport
✔️Residence Visa (for expats) 
✔️Trade Licence and MOA
✔️Latest 3-6 Months’ Company Bank Statement

Note:

📝Present valid documents at the time of applying

📝Keep the originals and copies of all documents

📝The bank may need additional documents

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How to Apply for an NBD Visa Flexi Credit Card via Paisabazaar.ae?

Applying for the NBD Flexi credit card is an easy process with Paisabazaar.ae — 

Access the lead form > Complete and submit it > Locate the card on the quotes > Apply!

After we review your application and the submitted documents, we will contact you shortly regarding the next steps.

Here’s why Paisabazaar.ae is ideal for you:

✨Top banks across the UAE have partnered with us — this brings the best options to you in one place

✨Compare several cards on our portal and choose the best one

✨Our banking experts are active and available to guide you

✨Get done with your card application process in minutes

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Emirates NBD Visa Flexi Card — Fees and Charges

Some of the major fees and charges of the NBD Visa Flexi credit card are —

Type of Fee Charges
Annual Fee AED 735
Late Payment Fee AED 241.5
Over-Limit Fee AED 292.95
Retail Interest 3.25% per month
Minimum Payment The higher of 
  • 5% of the outstanding amount
  • AED 100

Note

📝Visit the bank’s website for detailed fees and charges.

FAQ's About ENBD Visa Flexi Credit Card

Q1: Does this card offer rewards?

Ans: Yes, you earn Plus points through this card on each transaction.

Q2: How much is the ENBD Visa Flexi credit card annual membership fee?

Ans: The card has an annual membership fee of AED 735.

Q3: Can I manage the card via mobile app?

Ans: Yes, you can control card settings through the Emirates NBD mobile app.

Q4: What is the minimum monthly salary required for obtaining an Emirates NBD Visa Flexi card?

Ans: You must have a monthly salary of at least AED 15,000.

Q5: Are there international transaction charges?

Ans: Yes, standard foreign transaction fees apply to international use.

Q6: Which travel complimentary services are offered by the NBD Visa Flexi card?

Ans: You get the following complimentary services:

  • Global airport lounge access
  • Airport transfers
  • Concierge services

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