Emirates NBD Visa Platinum Credit Card

Emirates NBD, a well-known financial institution across the UAE, is renowned for its extensive money management solutions. Among its stand-out products are credit cards, with over 15 card options to choose from. These cards are curated for all salary categories with exceptional perks. They come packed with exceptional benefits including travel, lifestyle, and leisure, ensuring convenience at every step. ...read more

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts
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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Here we have exclusively discussed the Emirates NBD Visa Platinum credit card, its features, eligibility, documentation, and more to provide you with a thorough understanding of this premium product. 

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NBD Visa Platinum Credit Card Benefits

We have mentioned the key NBD Visa Platinum credit card benefits below:

  • Earn Plus points:
    • Up to 1.5 points on each AED 100 spent
    • 0.4% points on car dealership, insurance, groceries, and supermarket purchases
    • 0.2% points on education, real estate, fuel, and utility bill payments
  • Get an interest-free period of up to 55 days for retail purchases, related fees and charges
  • Get complimentary insurance coverage for huge purchases
  • Up to 30% off at 2,000+ restaurants across the UAE

Emirates NBD Visa Platinum Credit Card- Eligibility Criteria

The general eligibility criteria for the NBD Visa Platinum credit card are as follows:

Eligibility Type Criteria
Minimum Age  21 Years
Minimum Salary AED 12,000
Nationality UAE National or UAE Expatriate
Status of Employment Salaried or Self-Employed
Credit Score As per ENBD 

No Annual Fee Credit Card

NBD Visa Platinum Credit Card- Documents Checklist

Refer to the documents commonly required for an ENBD card application processing:

For Salaried Individuals For Self-Employed Individuals
✅ Emirates ID
✅ Passport
✅ Residence Visa (For expat applicants)
✅ Salary Proof- Salary Slip/ Salary Certificate
✅ Latest 3-6 Months’ Personal Bank Statement
✅ Emirates ID
✅ Passport
✅ Residence Visa (For expat applicants) 
✅ Trade Licence and MOA
✅ Latest 3-6 Months’ Company Bank Statement

Note:

📝Present valid documents.

📝Keep the originals and copies of all documents.

📝The bank may need additional documents.

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Apply for an Emirates NBD Visa Platinum Credit Card via Paisabazaar.ae

Visit Paisabazaar.ae and apply for this credit card effortlessly. Here are the steps you can follow. 

STEP 1 : Start by filling in the lead form.

STEP 2 : Submit the form to go to the quotes page.

STEP 3 : Go through the list to locate the ENBD card. Alternatively, use filters to find the card quickly.

STEP 4 : Apply and await our call.

Call us at 8007284647 or drop us an email in case of any related queries.

Want to know the perks we offer?

  • Tie-Up With Top Banks : Our partnered banks are UAE’s prominent financial institutions.
  • Compare and Choose : You can easily compare cards from different banks on the same platform and select one.
  • Expert Guidance : We assist you throughout the process, from selecting a card to submitting the application.
  • Seamless Application Process

Complete your card application instantly without any hassle.

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NBD Visa Platinum Credit Card- Fees and Charges

Listed below are the major fees and charges of the ENBD Visa Platinum card:

Type of Fee Charges
Annual Fee AED 735
Late Payment Fee AED 241.5 per month
Over-limit Fee AED 292.95 per month
Retail Interest 3.25% per month; minimum payment: 5% of the outstanding or AED 100, whichever is higher

FAQs on Emirates NBD Platinum Credit Card

Q1: I didn’t pay my card bill last month. Will I be charged an additional amount?

Ans: Yes, you will have to pay a late payment fee of AED 241.5.

Q2: Can I apply for the NBD Visa Platinum credit card with a monthly salary of AED 10,000?

Ans: Unfortunately, you cannot apply. You must have a minimum salary of AED 12,000 to be eligible for the ENBD card.

Q3: Is there any offer on the ENBD card for grocery purchases?

Ans: Yes, you earn 0.4 Plus points on grocery purchases.

Q4: Is the Emirates NBD Visa Platinum credit card free for life?

Ans: No, the card has an annual fee of AED 735.

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