RAKBANK Kalyan Jewellers card is an excellent card if you value jewellery and wish to enjoy rewards in gold. It’s a co-branded card that lets you earn Goldback on every purchase and redeem it at Kalyan Jewellers outlets throughout the UAE. Find out more about this RAKBANK card here.

This RAKBANK credit card is a great choice for earning rewards related to gold. It offers lifestyle perks, provides exclusive jewellery benefits, and does not require an annual fee. The card also has amazing benefits that go beyond jewellery purchases —
| Features | Benefits |
|---|---|
| Lifetime Free Card | No annual fee |
| Goldback Rewards | Up to 7% Goldback on purchases at Kalyan Jewellers outlets |
| Cash Advance | Up to 80% of the credit limit |
| Flexible Redemption | Redeem your Goldback rewards at any Kalyan Jewellers branch in the UAE for jewellery |
| Easy Payment Plan (EPP) | Turn purchases of gold and diamonds at Kalyan Jewellers into interest-free installments |
| Exclusive Kalyan Jewellers Offers | Special deals, including discounts on gold costs and flat rates on diamond jewellery |
| Travel Privileges | Free access to airport lounges throughout the Middle East |
| Insurance Coverage | Get travel accident cover, purchase protection, and credit shield perks |
| Supplementary Cards | For family members |
| Apply Now | |
Note: This card has been discontinued by the bank. It’s not available for new applications.
However, you can find many amazing cards with cashback, rewards, and many other perks. Click here to find the best card!
Having explored the key features and benefits, let’s take a look at the major charges related to the RAKBANK Kalyan Jewellers card —
| Fee Type | Amount |
|---|---|
| Annual Fee | Nil – lifetime free |
| Retail Interest Rate | 3.45% per month |
| Cash Advance Fee | 3% of the amount or AED 99 (whichever is higher) |
| Foreign Transaction Fee | 2.2% on non-AED transactions |
To apply for the RAKBANK Kalyan Jewellers credit card, you must fulfill the following requirements —
Here are the documents usually required while applying for a RAKBANK card in UAE —
The bank may also request additional documents to verify the submitted ones.
As mentioned earlier, this RAK Bank credit card has been discontinued. However, on Paisabazaar UAE, you can find various other top-rated cards. Here’s what you need to do —
Ans: Goldback is the reward currency that you earn whenever you make an eligible spend. You can then redeem it for jewellery purchase at Kalyan Jewellers outlets around the UAE.
Ans: No, this card has been discontinued. Existing cardholders may use it, but the bank is not taking any new applications.
Ans: Shopping for gold and diamond jewellery at Kalyan Jewellers can be converted into 0% instalments at different tenure periods, depending on the type of jewellery.
Ans: Yes, the card is a lifetime free credit card and does not have any annual fee.
Ans: Yes, you can enjoy complimentary access to lounges at select airports. You also get travel accident insurance.