RAKBANK Kalyan Jewellers Credit Card

RAKBANK Kalyan Jewellers card is an excellent card if you value jewellery and wish to enjoy rewards in gold. It’s a co-branded card that lets you earn Goldback on every purchase and redeem it at Kalyan Jewellers outlets throughout the UAE. Find out more about this RAKBANK card here.

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Features and Benefits of RAKBANK Kalyan Jewellers Card

This RAKBANK credit card is a great choice for earning rewards related to gold. It offers lifestyle perks, provides exclusive jewellery benefits, and does not require an annual fee. The card also has amazing benefits that go beyond jewellery purchases —

Features Benefits
Lifetime Free Card No annual fee 
Goldback Rewards Up to 7% Goldback on purchases at Kalyan Jewellers outlets
Cash Advance Up to 80% of the credit limit
Flexible Redemption Redeem your Goldback rewards at any Kalyan Jewellers branch in the UAE for jewellery
Easy Payment Plan (EPP) Turn purchases of gold and diamonds at Kalyan Jewellers into interest-free installments
Exclusive Kalyan Jewellers Offers Special deals, including discounts on gold costs and flat rates on diamond jewellery
Travel Privileges Free access to airport lounges throughout the Middle East
Insurance Coverage Get travel accident cover, purchase protection, and credit shield perks
Supplementary Cards For family members 
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Note: This card has been discontinued by the bank. It’s not available for new applications. 

However, you can find many amazing cards with cashback, rewards, and many other perks. Click here to find the best card!

Fees and Charges of RAKBANK Kalyan Jewellers Credit Card 

Having explored the key features and benefits, let’s take a look at the major charges related to the RAKBANK Kalyan Jewellers card  —

Fee Type Amount 
Annual Fee Nil – lifetime free
Retail Interest Rate 3.45% per month
Cash Advance Fee 3% of the amount or AED 99 (whichever is higher)
Foreign Transaction Fee 2.2% on non-AED transactions

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Eligibility Criteria for RAKBANK Kalyan Jewellers Card

To apply for the RAKBANK Kalyan Jewellers credit card, you must fulfill the following requirements —

  • Minimum monthly income — AED 5,000 
  • Minimum age — 21 years 
  • Nationality — Both expats and UAE nationals can apply
Current RAKBANK Credit Card Offers

Documents for RAKBANK Kalyan Jewellers Card

Here are the documents usually required while applying for a RAKBANK card in UAE — 

  • Emirates ID
  • Copy of valid passport + residence visa (for expats)
  • Most recent salary certificate
  • Bank statements for the last 3-6 months

The bank may also request additional documents to verify the submitted ones.

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How to Apply for RAKBANK Kalyan Jewellers Credit Card?

As mentioned earlier, this RAK Bank credit card has been discontinued. However, on Paisabazaar UAE, you can find various other top-rated cards. Here’s what you need to do — 

  • Click the button below
  • Fill out the form on your screen — this requires details like your name, monthly salary, nationality, and more
  • Submit it to get to the quotes page
  • Apply for your favourite card in an instant 

FAQs on RAKBANK Kalyan Jewellers Credit Card 

Q1: What is Goldback, and what can I do with it?

Ans: Goldback is the reward currency that you earn whenever you make an eligible spend. You can then redeem it for jewellery purchase at Kalyan Jewellers outlets around the UAE.

Q2: Can I still apply for this card today?

Ans: No, this card has been discontinued. Existing cardholders may use it, but the bank is not taking any new applications.

Q3: What options do you have for the Easy Payment Plan?

Ans: Shopping for gold and diamond jewellery at Kalyan Jewellers can be converted into 0% instalments at different tenure periods, depending on the type of jewellery.

Q4: Is the RAKBANK Kalyan Jewellers Card free for life?

Ans: Yes, the card is a lifetime free credit card and does not have any annual fee.

Q5: Does this card have any travel benefits?

Ans: Yes, you can enjoy complimentary access to lounges at select airports. You also get travel accident insurance.

Reviews & Ratings

4.8 / 5
(based on 23 reviews)

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