RAKBANK Titanium Business Credit Card
The RAKBANK Titanium Business credit card is a versatile card that helps business professionals and entrepreneurs manage their expenses and earn rewards. Combining flexibility, convenience, and exclusive benefits, the card simplifies business expenses while offering cashback rewards, travel perks, ...read more
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Overview of the RAKBANK Titanium Business Credit Card in UAE
The RAKBANK Titanium Business credit card is designed for business owners and professionals who want control, rewards, and convenience in managing their expenses. With each business purchase, cardholders earn cashback, enjoy special privileges, and access useful business tools. All these perks make it a great partner for both daily operations and strategic expansion planning.
From convenient payment options to extra perks for travel, dining, and more, the RAKBANK Titanium Business card offers excellent value, greater efficiency, and a rewarding experience for all entrepreneurs.
Key Features of RAKBANK Titanium Business Credit Card
Check out the key features of this RAKBANK credit card in UAE below —
- Get up to 1% cashback on all your domestic and international retail spends
- Free-for-life card
- Earn cashback on domestic and international retail purchases
- Up to AED 1,000 cashback annually
- Travel and insurance benefits available
- VAT & Wi-Fi perks available
- Get cash advance of up to 90% of your credit limit
- Get additional Titanium Business cards for authorised signatories or employees
- High credit limit that can be useful in managing large business transactions and ensuring smooth cash flow without interrupting business operations
- Dining and entertainment-related offers
- Credit Shield available
- Get 25% discount on the first FIIT subscription payment — access 800+ workouts across multiple disciplines
- Easily manage subscriptions — access and organise all your active subscriptions effortlessly
- Discounts on hotel and car rental bookings
Eligibility Criteria for RAKBANK Titanium Business Credit Card in UAE
To be eligible for the RAKBANK Titanium Business card, you must be at least 21 years old. Note that other eligibility criteria may also apply.
| Criteria | Details |
|---|---|
| Age Requirement | 21 years or older |
| Business Documentation | Must hold a valid trade licence in the UAE |
| Supporting Documents | Required business documents such as Memorandum of Association (MOA), Articles of Association, and Power of Attorney (if applicable) |
| Financial Assessment | Submission of banking or financing assessment information and supporting documentation as per RAKBANK’s evaluation |
| Residency | UAE residents or registered businesses operating within the UAE |
Documents Required for RAKBANK Titanium Business Credit Card in UAE
To apply for this RAKBANK business card, you need the following documents —
- Valid trade licence
- Banking or financing assessment information or documentation
- Business documents like
- Power of Attorney
- Memorandum of Articles and more
Fees and Charges of RAKBANK Titanium Business Credit Card
Find below the applicable fees and charges for the RAKBANK Titanium Business card —
| Charge/Fee | Amount / Description |
|---|---|
| Primary Card Annual Fee | Free for life |
| Additional Card Annual Fee | Free for life |
| Retail Transactions (Finance Charges) | 3.65% per month |
| Cash Advance (Finance Charges) | 3.65% per month |
| Balance Transfer (Finance Charges) | 3.65% per month |
| Late Payment Fee | AED 230 per statement |
| Replacement Card Fee | AED 75 per card |
| Overlimit Fee | AED 285 per occurrence |
| Returned Cheque Fee | AED 100 per cheque |
| Credit Shield Insurance Fee | 0.99% of the outstanding balance per month |
FAQs on RAKBANK Titanium Business Credit Card
Ans: The card provides up to AED 1,000 cashback (per year), high credit limits, additional employee cards, insurance coverage, dining and travel deals, subscription management, Easy Savings promotions, fitness perks, and overall lifestyle benefits for corporations.
Ans: Business owners aged 21 or older who hold a valid UAE trade licence can apply for this card. However, keep in mind that the applicant must possess the required business documents, like the Memorandum of Association, and pass a banking or financing assessment.
Ans: The card offers a cashback of up to AED 1,000 per year. You get cashback at a rate of 1% on retail spending and 0.25% on specific categories such as real estate, government services, utilities, transport, telecom, petrol, and charity transactions.
Ans: Yes, additional Titanium Business Credit Cards may be issued to approved signatories or staff. This facilitates business payments, maintains spending control, and allows employees to manage business costs effectively and responsibly.
Ans: The card provides purchase protection for qualified purchases, comprehensive travel insurance for peace of mind, and voluntary Credit Shield coverage. These benefits safeguard business expenses and promote financial security against unforeseen events.
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