RAKBANK Visa Credit Card

Key features of RANKBANK Visa Credit Card

With RAKBANK Visa Credit Cards, you get key features designed to suit diverse spending needs and enhance everyday financial management. 

• RAKBANK RED Credit Card (Visa)

The RAKBANK RED Visa credit card is a simple yet powerful lifelong card that charges no annual fees on both primary and supplementary cards. It offers up to 1.5% cashback on local and international purchases within 90 days, along with up to 55 days of interest-free credit on retail transactions. In addition, cardholders enjoy zero fees on international money transfers, making it a practical choice for everyday spending as well as global use.

• RAKBANK Titanium Credit Card (Visa)

The RAKBANK Titanium Credit Card (Visa) is designed for everyday spenders who want to earn rewards on regular purchases such as dining, supermarkets, and entertainment. Cardholders enjoy 5% cashback at supermarkets and restaurants worldwide, up to 50% cashback on entertainment spends, and 1% cashback on other purchases. 

New customers can also take advantage of a welcome bonus of AED 350, available until 31 October 2025, making the Titanium Card a rewarding choice for those who want maximum value from daily expenses.

• Visa RAKBANK World Credit Card

The Visa RAKBANK World Credit Card is designed for frequent travellers and premium lifestyle seekers, offering generous rewards on travel and everyday spending. Cardholders enjoy 10% cashback on hotel and travel bookings, 5% cashback on groceries and dining, and 1% cashback on other retail purchases. New customers also receive a welcome bonus of AED 750 (valid until the end of October 2025). 

The card is free for the first year, after which an annual fee of AED 950 plus 5% VAT applies, making it a premium choice for business professionals and lifestyle enthusiasts who want both value and convenience.

Finance Charges & Important Fees

Before applying, it is important to understand the key fees and charges that apply to RAKBANK cards. Here are the general charges — 

Key Benefits of RAKBANK Visa Cards

There are a plethora of benefits that come with the RAKBANK Visa cards. Let us learn more about them below: 

How to Apply for RAKBANK Visa Credit Cards?

To apply for a RAKBANK Visa Card, you need to follow a series of steps mentioned below —

• Visit the RAKBANK Credit Cards page and select the Visa card you want.
• Start your application directly from the card’s page (e.g. World, Titanium, or RED Card).
• Enter your personal, income, and employment information in the online form.
• Submit Emirates ID, passport with residence visa (for expatriates), and proof of income.
• RAKBANK will check your eligibility and credit history.
• Once approved, your card is issued and can be managed via RAKBANK Digital Banking or the mobile app.

Who Can Apply for RAKBANK Visa Credit Cards?

To be eligible for a RAKBANK Visa Credit Card, applicants must be residents or citizens of the UAE with a valid Emirates ID and be at least 21 years old. The minimum monthly income requirement varies by card, with the Titanium Card requiring AED 8,000 and the World Card requiring AED 20,000. 

Additionally, your credit history and overall financial profile will determine your approval. You must be a resident or citizen of the UAE with a valid Emirates ID and be at least 21 years old in order to be eligible for a RAKBANK Visa Credit Card. 

The minimum monthly income needed for the card you select must also be met. For instance, premium cards like the World Credit Card require a greater income, whereas the RED Credit Card has a minimum salary of AED 5,000. Additionally, your credit history and overall financial profile will determine your approval.

FAQs on RAKBANK Visa Credit Card