RAKBANK World Credit Card
RAKBANK World Credit Card ensures more than just credit. It offers convenience and benefits like cashback rewards. You can enjoy shopping and travelling around the world with this credit card. Read on to know more!
Best credit cards with 0 Annual fee*
Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Filters
Salary range
5,000 AED50,000+ AED
Bank Name
Feature Type
Most Popular Credit Card in UAE
RAKBANK World Credit Card Benefits
Tabulated below are the RAKBANK World credit card benefits:
| Benefits | Details |
|---|---|
| Cashback |
|
| Cinema |
|
| Travel |
|
| Lifestyle |
|
| Travel Insurance |
|
Latest RAKBANK Credit Card Offers
Fees & Charges of RAKBANK World Credit Card
The following fees are associated with the RAKBANK Credit Card:
| Fees | Amount |
|---|---|
| Annual/Joining Fee | Free for 1st year, AED 997.5 |
| Finance Charges per Month | 3.65% |
| Cash Advance Fee | 3.31% or AED 105 (whichever is higher) |
| Overlimit Fee | AED 299.5 |
| Late Payment Fee | AED 241.5 |
| Returned Cheque Fee | AED 105 |
| International Courier Charges | AED 105 |
| Liability/No Liability Letter | AED 52.5 |
| International Remittance Fee | AED 78.75 |
| Smart Cash Processing Fee | AED 105 |
| Sales Voucher Copy Fee | AED 68.25 |
| Credit Card Cheque Processing Fee | 1.05% (minimum - AED 52.5, maximum - AED 262.5) |
| Early Settlement/Cancellation Fee | AED 261.45 |
| Minimum Amount Due | 4% or AED 100 (whichever is higher) |
| Rescheduling Fees | Up to 1.05% of the card outstanding |
RAK Bank World Credit Card Eligibility Criteria
If you travel often, are a professional who values lifestyle benefits, or simply want a safe and rewarding card, you can apply for the RAKBANK World Credit Card. Here is who can apply for the RAKBANK World Credit Card.
- Minimum Age - 21 years
- Minimum Monthly Salary Requirement - AED 20,000 (for salaried employees)
- Residency - UAE National or resident of the UAE
- Minimum Income (for self-employed) - Quarterly turnover of AED 500,000 or an average quarterly account balance of AED 150,000
FAQs on RAKBANK World Credit Card
Q1: What is the minimum income for the application of the World Credit Card?
Ans: To qualify for the World Credit Card, you need to earn AED 20,000 a month.
Q2: Is there an annual fee for the World Credit Card?
Yes. The card is free for the first year, and from the second year, an annual fee of AED 950 + 5% VAT applies.
Q3: Which one of the spending categories has the highest cashback?
Ans: Get up to 10% cashback on your groceries, dining, and travel. The cashback percentage may be lower for volume tiers and can vary for domestic spend versus foreign spend.
Q4: What are the reimbursement rates based on the spending categories of the World Credit Card?
Ans: Cashback is tiered, meaning the percentage depends on your spending amount and category. Full details are provided in RAKBANK’s cashback structure.
Q5: What travel and insurance protections of the World Credit Card are you entitled to?
Ans: The card comes with complimentary multi-trip travel insurance, covering areas such as medical emergencies, baggage loss, trip cancellations, and delays. Exact coverage limits are detailed in the policy document provided by RAKBANK.
Mylene OpenaDubai, November 18, 2025
★★★★★
Happy with the platformI recently came across paisabazaar.ae which offers variety of credit cards with unique features and benefits. I was skeptical at first, but I decided to give it a try and was pleasantly surprised with the support and their features. It helped me compare various cards and the platform interface is very cool. You can easily get what you want by using filters. Experienced good support from their team too. Thanks!
Jawad HassanUAE, November 17, 2025
★★★★★
Best credit cards for expatsVery very good platform and I advise every expat in UAE to choose this platform for your credit card needs. Their customer service is very satisfactory and reliable. Don’t wander more and choose this platform to apply for credit card.
marizel cabasagUmm Al Quwain, November 16, 2025
★★★★★
I love Paisabazaar.ae websiteThe website of Paisabazaar.ae is well-structured, making it easy to browse and apply for a credit card. I especially liked the detailed breakdown of each card’s features. It made my decision much simpler. Highly recommend!
Abhilash VatsAjman, November 15, 2025
★★★★★
Paisabazaar.ae- Credit cards with comprehensive benefitsIf you are looking for the best credit cards with more shopping, dining, entertainment, and travel benefits, I highly recommend Paisabazaar.ae. It made my day as I picked ADIB credit card with exceptional features and I’m very happy with their service.
Nestor del MarDubai, November 14, 2025
★★★★★
Get the best credit cardI'm thrilled to be using the Paisabazaar.ae credit card as I’m sure that I got the best credit card in the UAE. I easily compared cards before deciding on one with fantastic perks like no interest for the first few months and excellent discounts on shopping, travel, dining and more. I prefer this platform for credit card!
RenataAjman, November 13, 2025
★★★★★
Secure platformI was worried about the security of my personal information when I applied for an HSBC credit card on paisabazaar.ae. Despite my numerous doubts, I decided to apply for the credit card because many of the individuals I know have had positive experiences with this site. I learned that this internet platform adheres to security and encryption protocols and is totally safe. Now, every member in my family is using this platform and we all love its features of personalised recommendations and filter to get the right card.
More From Credit Cards
- Recent Articles
- Popular Articles
20 Nov 2025Mastercard Lounge Credit Card - Exclusive Travel BenefitsDiscover the exclusive travel benefits of the Mastercard Lounge Credit Card. Enjoy premium access and perks at airport lounges worldwide.
19 Nov 2025DIB Credit Card For 3000 Salary | DIB Card For AED 3000 SalaryDIB Credit Card available for 3000 AED salary. Apply now for exclusive benefits tailored to your needs
24 Nov 2025HSBC Travel Insurance Credit Cards - Apply Online HSBC Travel Card in UAELooking for HSBC credit cards with Travel Insurance in the UAE ? - Check out & apply online for Best HSBC travel credit cards in UAE, Dubai. Also Check features & benefits, eligibility, fees, & more.
22 Aug 2025How to Apply for a Credit Card on 10000 Salary in UAE ?Looking for a credit card with a minimum salary on AED 10000 UAE? Here's how to get a credit card if you earn 10000 Salary. Check & apply for a credit card on an AED 10000 salary in UAE
22 Aug 2025HSBC Advance Credit Card Features & BenefitsGet a range of great benefits and features with HSBC Advance Credit Card. Visit to learn more and apply for this HSBC credit card.
22 Aug 2025Zero Percent Credit Cards : Best UAE OptionsDiscover the best zero percent credit cards in UAE. Compare features, offers & benefits to make a smart financial choice with zero interest cards.
- Follow Us :
