How to Get a Credit Card for a Salary Below AED 6000 in UAE?

Getting a UAE credit card minimum salary 6000 might be challenging, but is definitely achievable. Many banks and financial institutions offer entry-level credit cards for individuals earning AED 5,000 or more. If your salary is AED 6,000, you're already eligible for several options that offer useful benefits like cashback, rewards, and no annual fees. Choose a card that matches your lifestyle and spending habits. With simple documentation, you can apply quickly and start enjoying the flexibility of credit and build a strong credit score. ...read more

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Top Credit Cards in UAE on 6000 Salary

Tabled are the topmost cards available for those having a monthly salary of AED 6,000 or below:

Card Name Minimum Salary Required  Key Benefits Apply
Citibank Citi Cashback Card AED 6,000
  • Exclusive cashback on all purchases
  • Global access to lounges at over 1100 airports
  • Airport transfer facility is available
  • Discounts on the Talabat app
  • Cashback on booking via Booking.com
  • Travel Accident and Medical Insurance
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Emirates NBD Go4It Gold Credit Card AED 6,000
  • Earn Plus points on your purchases
  • Enjoy Dubai Ferry rides for free
  • Free Life Insurance
View Offers
FAB Rewards Indulge Card AED 5,000
  • Discounts on shopping at Namshi.com
  • Offers at 150+ restaurants for dining in
  • Enjoy free airport lounge access worldwide
  • Flights and hotel discounts with Cleartrip.ae
  • 10% off on car and truck rentals
  • Exceptional discounts on entertainment and lifestyle
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Liv. Cashback Card AED 5,000
  • ‘Buy 1 Get 1’ Reel movie ticket offers
  • Get an instant loan on your card
  • 0% instalment plan applicable on your favourite merchants
  • Enjoy Talabat app discounts
  • Exclusive shopping and lifestyle discounts
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Deem Finance Titanium Mastercard AED 5,000
  • Free global airport lounge access
  • Buy 1 Get 1 Reel and Vox cinema ticket offers
  • Discounts on hotel bookings
  • Discounted food deliveries and food on the Talabat app
  • Complimentary supplementary cards for immediate family members
  • Car rental discounts are available
  • Other features include Easy Cash, Balance Transfer, and more
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Emirates Islamic Flex Credit Card AED 5,000
  • Earn a welcome bonus in the form of EI SmartMiles
  • Buy 1 Get 1 offer on the Reel cinema movie ticket
  • Exceptional cashback on food and lifestyle purchases
  • Up to 4 supplementary credit cards for free
  • Features like Purchase Protection, Extended Warranty, and Easy Payment Plans are available
View Offers
ADCB LuLu Titanium Credit Card AED 5,000
  • Unlimited global airport lounge access for free
  • Get taxi ride discounts
  • Earn LuLu points on several purchases
  • Enjoy Buy 1 Get 1 offers on food and lifestyle categories
  • Discounted prices at the Talabat app
  • Other features like FlexiPay, Credit Card Loan, Credit Shield, 0% Interest Payment Plan, and more are available
View Offers
FAB Du Titanium Credit Card AED 5,000
  • Earn cashback on utility bill payments
  • Earn FAB rewards on all purchases
  • Complimentary lounge access at over 10 countries
  • Exclusive Mastercard offers on leisure, dining, and shopping
View Offers

Credit Card For 6000 Salary- Eligibility Criteria

Here is the other criteria you need to qualify for a card other than your salary:

Eligibility Type Requirements
Age You must be 21 years old and above
Nationality You must be a UAE national or a UAE expat
Status of Employment You must be a salaried or self-employed individual
Credit Score Decided by the Bank

UAE Credit Card Minimum Salary 6000- Documents Checklist

Check out the list of common documents required for a card application processing in the UAE:

For Salaried Individuals For Self-Employed Individuals
  • Emirates ID
  • Passport
  • UAE Residence Visa
  • Salary Certificate/ Pay Slip
  • Latest 3-6 Months’ Personal Bank Statements
  • Emirates ID
  • Passport
  • UAE Residence Visa
  • Trade Licence and MOA
  • Latest 3-6 Months’ Company Bank Statements

Please Note!

📝Valid documents must be presented.

📝Both originals and copies of each document must be kept ready.

📝Additional documents may be required.

How to Apply for a UAE Credit Card With a Minimum Salary of AED 6000?

You are absolutely on the right page if you’re seeking a credit card! Yes, with Paisabazaar.ae, choose your card with ease and get assisted throughout your application process.

Here’s how you can apply for a card in a quick and easy steps:

  1. Complete the lead form.
  2. Submit the form with the correct details.
  3. Use filters on the quotes or choose our preferred card manually.
  4. Go through the card’s fine print.
  5. Click on the ‘Apply’ button.

Your application and other documents will be under review. Our experts will contact you for further steps.

Know why Paisabazaar.ae is ideal for your card needs:

✨Prominent banking institutions across the UAE have collaborated with us.

✨Instantly compare cards on the same platform and select the best one.

✨Get assistance from our credit card experts.

✨Complete your card application process quickly.

Frequently Asked Questions

Q1: Can I get a credit card with AED 6,000 salary in the UAE?

Ans: Yes, many banks offer credit cards for individuals earning AED 6,000.

Q2: What documents do I need to apply for a card?

Ans: Generally, you need your Emirates ID, passport, salary certificate, and recent bank statements.

Q3: Which bank offers credit cards for an AED 6,000 salary? 

Ans: Banks like FAB, ADCB, Emirates NBD, Emirates Islamic, and many others offer you credit cards with a salary of AED 6,000.

Q4: What is the minimum salary requirement to be eligible for a credit card?

Ans: The minimum salary requirement for a credit card in the UAE is AED 5,000.

Q5: Will I get cashback or rewards on low-salary credit cards?

Ans: Yes, many cards offer cashback, rewards, or discounts even for entry-level salaries.

Q6: Is a credit score required for applying for a credit card?

Ans: Yes, banks check your credit history while analysing your application.

Q7: Are there credit cards with no annual fee?

Ans: Yes, some entry-level cards come with zero annual fees.

Q8: Can I increase my credit limit later?

Ans: Yes, credit limits can be increased over time with consistent repayment and income proof.

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