Citi Cashback Credit Card — Key Features and Benefits
Here are the perks offered by the Citi Cashback credit card in the UAE —
| Basic Benefits | Travel Benefits | Lifestyle Benefits |
|---|---|---|
Purchase Protection & Extended Warranty
|
Airport Lounge Access
|
Cashback
|

Citi Cashback Card
Card Details
Everything you need to know about this card before you apply.
Key Features 5
What this card gives you, at a glance.
Highlights
- Automatic cash back on all purchases:
- 3% on non-AED spend
- 2% on Grocery spend
- 1% on all other spend
- No caps (up to monthly credit limit), no minimum spend, no redemption process and no spend categories excluded
Offer Description
Partner offers that come with the card. Each is subject to the partner's own terms.
Are You Eligible for the Citibank Cashback Credit Card?
Refer to the general eligibility requirements for this citibank credit card in the table below —
| Eligibility Type | Criteria |
|---|---|
| Minimum Age | 21 Years |
| Minimum Salary | AED 6,000 |
| Nationality | UAE national or expatriate |
| Status of Employment | Salaried or self-employed |
| Credit Score | As per the bank |
Which Documents are Required for a Citi Bank Cashback Credit Card?
You will need the following documents for the application —
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
|
|
Note
📝Present valid documents
📝Keep the originals and copies of all documents
📝The bank may ask for additional documents
Apply for a Cashback Citibank Credit Card via Paisabazaar.ae
With Paisabazaar.ae, you can instantly apply for the Citi Cashback credit card. Here’s what you need to do —
- Enter all the necessary details in the lead form
- You will be taken to the quotes page after submitting the form
- Locate the Citibank card and check out all its details
- Hit ‘Apply’ to successfully submit the form
Here’s why you must apply via Paisabazaar UAE —
✨Partnership with the well-known banks of the UAE
✨One platform to compare credit cards from several banks
✨Quick and responsive customer support
✨Instant and paperless documentation and application process
Citi Cashback Card — Schedule of Fees and Charges
The major fees and charges of the cashback Citibank credit card are listed in the table below —
| Type of Fee | Charges |
|---|---|
| Annual Fee | Free for the 1st year A fee of AED 300 is charged from the second year onwards (waived if your annual spend crosses AED 9,000) |
| Over-Limit Fee | AED 209 |
| Retail Interest | 3.69% a month (APR 44.28%) |
| Foreign Currency Transaction Fee | 2.99% |
| Late Payment Fee | AED 230 |
FAQs on Citibank Citi Cashback Credit Card
Q1: How is cashback credited?
Ans: The cashback is automatically credited monthly to your card account.
Q2: Is there an annual fee for the card?
Ans: The card is free for the first year — an annual fee of AED 300 is charged from the second year onwards. However, if your total spend in the previous year is AED 9,000 or more, this fee is waived.
Q3: Does the card come with any travel benefits?
Ans: Yes, travel benefits such as travel and medical insurance, airport transfers, airport lounge access, and more are included.
Q4: Does it offer purchase protection?
Ans: Yes, the Purchase Protection feature is included.
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