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Reviewed ByRavindra DhakarProduct Manager
Ravindra Dhakar
Product Manager
With 4+ years of experience in banking and financial services, Ravindra Dhakar serves as a Product Manager at Paisabazaar.ae, specialising in banking and finance products. He is adept at developing customer-centric financial solutions, optimising product strategies, and driving innovation across lending, payments, and consumer banking to enhance financial accessibility and user experience.
Irrespective of your level of financial planning, you may require financial assistance at an instance for various personal reasons. With several providers present in the country providing personal loan in UAE, one can now easily secure a personal loan to cover all their financial needs. With a personal loan in UAE, one can access quick solutions without any collateral for any purpose like a wedding, business expansion, children’s education, and more.
One can easily opt for an excellent plan for the same like the FAB Islamic Personal Finance, which can fulfil various requirements while following the Sharia laws of financing and loans.
Features & Benefits for FAB Islamic Personal Finance
The following are some of the most notable features as well as benefits of this FAB personal loan in UAE:
High Loan Amount Limits - UAE nationals are eligible for a maximum amount of AED 5 million with this FAB personal loan. For ex-pats, the maximum limit is AED 2 million.
Attractive Rate of Interest - Every loan applicant desires to get a loan at attractive low-interest rates. The same is fulfilled with FAB Islamic Personal Finance, which offers loans to UAE Nationals and expatriates at rates starting from 2.09% and 2.63%, respectively.
Convenient Repayment Tenure - Borrowers can repay this personal loan in UAE in a period of up to 48 months (60 months for personnel from the Defence Ministry). The repayment term is set by the loan applicant and the bank in a mutual agreement.
Free Life Insurance - With this First Abu Dhabi Bank personal loan in UAE, borrowers can receive an exhaustive life insurance policy. Thus, in the case of the borrower's untimely death, this policy will compensate for the left-over loan amount.
Easy Documentation Process - To obtain the FAB personal loan, applicants will need to go through a simple application process with minimal documentation requirements.
Salary Requirement for FAB Islamic Personal Finance
Here are the salary requirements set forth by the FAB bank for this personal loan in UAE.
Minimum Salary requirement
AED 7,000 per month
Interest rates for FAB Islamic Personal Finance
The following profit rates are applicable for this FAB personal loan:
Profit Rates for the FAB Islamic Personal Finance
For UAE Nationals: Starting from 2.09%
For Expats: Starting from 2.63%
Eligibility Criteria for FAB Islamic Personal Finance
For UAE locals and ex-pats, the First Abu Dhabi Bank personal loan conditions are slightly different. To find out more about the applicable criteria, check out the table below:
Minimum Age for Applying
21 years
Maximum Age for Applying
65 years for UAE nationals
60 years for others
Minimum Monthly Salary Requirement
AED 7,000
Employer Requirement
Working in a governmental, non-governmental, or a recognised private organisation
Documents Required When Applying for FAB Islamic Personal Finance
A copy of a valid passport, residence Visa, or Emirates ID (originals must be presented)
Bank statements for the last three months displaying salary credits (in case salary is not credited to a FAB account)
Salary transfer letter/certificate to FAB
A letter of liability or a letter of clearance (in case of buyout loans)
Signed and completed application.
How to Apply for FAB Islamic Personal Finance?
Given below are the steps to be followed to easily apply for a FAB Islamic Personal loan -
Step 1 - Visit the official website of the FAB bank.
Step 2 - Go to the personal loans section on the website. Here, you will find all the available FAB personal loan plans listed.
Step 3 - Check out the details of all the plans by simply tapping on the plans. Pick one of your choice after viewing all the available plans in the list.
Step 4 - Click on ‘Apply Now’ for the FAB personal loan plan of your choice to start the application process.
Step 5 - You will be required to provide a few basic details related to your nationality, employment, income, and more to complete the application process.
Step 6 - The bank will connect with you after receiving your application to assist you with your loan process.
82 genuine reviews and ratings across our services.
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FAB Islamic Personal Finance in UAE - Compare & Apply for Fab Islamic Personal Finance in UAE. Check Interest rate, Eligibility, Document Requirement, Income,& more
Much better than bank sitesCompared to individual bank websites, this one is much more user-friendly. I liked how I could browse and explore all the UAE personal loans and their rates and even approx instalments — everything out there on my screen!
One and only one placeAfter searching practically all the market for insurance, I can confidently say paisabazaar.ae is the best and the most unique. I am very in awe of how literally all the best plans are on their website. What I liked even more is that these insurance policies are at very low prices. Truly I have found only one place with this combo of plans and low costs.
Good for my choiceI thought my salary won’t bring me any loans. But with Paisabazaar.ae I easily got a personal loan for 5000 salary. A few clicks is all it took.
No pressure, just optionsWhat I absolutely liked about the platform was how I could compare personal loans without being pushed to make an immediate decision. It does feel good knowing that I am the control of the decision, of course with big help from the team.
Support that actually helpsAs a newbie in finance, I had many doubts. The support team was truly helpful and responded in detail with patience. It was a big difference for me as for the first time I could apply for personal loans with zero doubts.
Saved me a lot of timeWith Paisabazaar.ae, I found everything in one place without getting confused between so many sites.
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