Get the best credit cards in the UAE with minimum paperwork! Look for top credit cards offering exclusive reward points, features and benefits.
Check out the best credit cards in UAE for every category — Visa, Etihad Guest Miles, Air Miles, Travel Rewards, Islamic Finance, Golf Benefits, Cashback, and more. On this page, explore the curated list of top credit cards in the UAE. Furthermore, find out more about credit cards with features like airport lounge access, balance transfer, and more only on Paisabazaar.ae.
Considering the sheer number of options, it can be difficult to find the best credit cards in UAE. To help you out, we have curated a list of the top credit cards in UAE.
Credit cards let you make purchases on credit by borrowing money from a bank. In the UAE, they are widely accepted and are essential financial instruments for both residents and expats.
To know more about what a good credit card in UAE is, you need to find out about their features and benefits –
This section brings you a well-researched list of the #1 best credit cards in UAE for the year. These credit cards are popular for features like cashback, balance transfer, rewards, and more.
Here’s a list of the top 10 credit cards in UAE for your convenience —
Here is the list of the top credit cards in UAE with different offers —
With a cashback credit card, you can earn cash rewards on your purchases! The best credit card in UAE usually offer cashback points on supermarket purchases, grocery shopping, and payment of education fees, utility bills, fuel bills, dining, and government services.
Here are the best cashback credit cards in the UAE —
Credit Cards | Credit Card Offers | Apply |
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Citibank Citi Cashback Card |
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Apply Now |
HSBC Live+ Credit Card |
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Apply Now |
First Abu Dhabi Bank Cashback World Card |
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Apply Now |
Emirates Islamic RTA Card |
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Apply Now |
Liv. Cashback Plus Credit Card |
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Apply Now |
Tabled below are some of the best credit card in UAE with incredible rewards —
Credit Cards | Credit Card Offers | Apply |
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HSBC Max Rewards Card |
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Apply Now |
FAB SHARE Standard Credit Card |
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Apply Now |
FAB SHARE Platinum Credit Card |
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Apply Now |
ENBD LuLu 247 Titanium Card |
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Apply Now |
ENBD Visa Flexi Credit Card |
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Apply Now |
These are the top credit cards in UAE that have 0 annual fees. This way, you can spend and get offers and rewards without worrying about any annual fee.
Here are some of the best credit cards in UAE that are free for life —
Credit Cards | Credit Card Offers | Apply |
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Liv. Cashback Credit Card |
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Apply Now |
FAB SHARE Standard Credit Card |
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Apply Now |
Citibank Citi Simplicity Credit Card |
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Apply Now |
Emirates NBD LULU 247 Titanium Credit Card |
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Apply Now |
Deem Finance Deem Platinum Mastercard Credit Card |
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Apply Now |
Airport lounge access is one of the many eye-catching benefits of the top credit cards in UAE. When you choose a credit card with this feature, you can access the top airport lounges with facilities for relaxing and enjoying amenities like snacks, WiFi, and beverages.
Check out the best credit cards in Dubai with airport lounge access below —
Credit Cards | Credit Card Offers | Apply |
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Citibank Citi Rewards Credit Card | Unlimited complimentary access to 1,200 international airport lounges via the Mastercard Travel Pass application | Apply Now |
Deem Platinum Mastercard Credit Card | Free access at more than 25 airport lounges across the world | Apply Now |
FAB Du Titanium Credit Card | Complimentary access to over 10 VIP airport lounges in the UAE, Jordan, Egypt, Saudi Arabia, and Kuwait | Apply Now |
HSBC Live+ Credit Card | 12 free visits to more than 1,000 airport lounges across the globe | Apply Now |
Emirates NBD Marriott Bonvoy World Credit Card | Unlimited complimentary access to more than 1,000 international airport lounges | Apply Now |
If you are a frequent traveller, these are some of the best credit cards in UAE. With the travel credit cards, you get not only air miles but also offers on hotel bookings and more. Mentioned below are the top air miles credit cards in UAE —
Credit Cards | Credit Card Offers | Apply |
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FAB Etihad Guest Platinum Credit Card |
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Apply Now |
Emirates Islamic Etihad Guest Platinum Credit Card |
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Apply Now |
FAB Etihad Guest Signature Credit Card |
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Apply Now |
Citibank Citi Ultima Credit Card |
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Apply Now |
Emirates Islamic Emarati Credit Card |
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Apply Now |
With some of the best credit card in UAE, you can enjoy cinema tickets discounts, complimentary tickets, and other exclusive deals when you purchase movie tickets using these credit cards.
Here’s a list of the best cinema offer credit cards in the UAE —
Credit Cards | Credit Card Offers | Apply |
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Citibank Citi Prestige Credit Card | 6 ‘Buy 1 Get 1 Free’ movie tickets every month at VOX Cinemas (4 tickets) and REEL Cinemas (2 tickets) | Apply Now |
Emirates NBD Club Duo Credit Card | BOGO offer on Royal Cinemas | Apply Now |
FAB Blue FAB Platinum Credit Card by Al-Futtaim | Get up to 4 movie tickets per month for AED 15 on weekdays and AED 20 over the weekends at Star REEL Cinemas and Cine Royal Cinemas | Apply Now |
Emirates NBD U By Emaar Family Credit Card | ‘Buy 1 Get 1’ Free offer on movie tickets at REEL Cinemas | Apply Now |
Emirates Islamic Switch Cashback Credit Card | Get up to 2 complimentary ‘Buy 1 Get 1 Free’ movie tickets every month at any time of the week at VOX Cinemas or REEL Cinemas with a minimum spend of AED 5,000 per month | Apply Now |
The top credit cards in UAE are not only for luxury spends — you can get rewards on grocery shopping and purchasing from supermarkets too. The rewards could be cashback or exclusive discounts. Mentioned below are the best grocery shopping credit cards in the UAE —
Credit Cards | Credit Card Offers | Apply |
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Citi Simplicity Credit Card | Buy 1 Get 1 offers on groceries | Apply Now |
Emirates NBD Diners Club Duo Credit Card | 5% rewards on grocery spending | Apply Now |
Citi Ready Credit Card | Buy 1 Get 1 offer on grocery spending | Apply Now |
FAB Cashback World Credit Card | 5% cashback on grocery shopping at Carrefour online | Apply Now |
Citibank Citi Cashback Card | Up to 2% cashback on grocery spends | Apply Now |
Ans: You can find the best credit cards from Citibank, First Abu Dhabi Bank, Emirates NBD, Emirates Islamic, Abu Dhabi Commercial Bank, Liv., and Deem Finance.
Ans: When planning to buy the best credit card in UAE, you should look into the following factors — annual fees, spending habits, rewards and benefits, credit shield insurance, international expenses, instalment plans, supplementary cards, and more.
Ans: The minimum monthly salary to apply for a credit card is AED 5,000.
Ans: You can easily get a credit card in UAE via Paisabazaar.ae. This is a third-party aggregator with an easy user interface and top options from a variety of providers. Simply fill in the lead form and follow the instructions thereon.
Ans: The documents required to apply for a credit card in UAE include –
Ans: The minimum credit score to apply for credit card in the UAE is 541. However, note that the actual requirements may vary as per the bank
Ans: The best cashback credit cards in UAE are –
Ans: With a cashback credit card, you get cashback credited to your account (reflected in your next bill statement) that you can use to buy anything. Reward point credit cards, however, give points within a set period. You can use these points to buy products from the lender’s website.
Ans: Some of the most affordable cards are-
Ans: Here are the eligibility criteria to apply for a credit card in the UAE —
Ans: Several banks offer the best credit cards in UAE including —
Ans: If you have a strong hold over your finances, you can certainly have multiple credit cards.
Ans: The following are the best credit cards in UAE with no annual fee —