Best Credit Card in UAE – Top Picks for 2025

Check out the best credit cards in UAE for every category — Visa, Etihad Guest Miles, Air Miles, Travel Rewards, Islamic Finance, Golf Benefits, Cashback, and more. On this page, explore the curated list of top credit cards in the UAE. Furthermore, find out more about credit cards with features like airport lounge access, balance transfer, and more only on Paisabazaar.ae. 

Considering the sheer number of options, it can be difficult to find the best credit cards in UAE. To help you out, we have curated a list of the top credit cards in UAE. 

What is a Good/Best Credit Card in UAE: Features and Benefits

Credit cards let you make purchases on credit by borrowing money from a bank. In the UAE, they are widely accepted and are essential financial instruments for both residents and expats. 

To know more about what a good credit card in UAE is, you need to find out about their features and benefits –

• More Purchasing Power — A credit card allows you to make purchases even when your bank account is low, providing financial freedom.
• Lucrative Rewards — Earn reward points on every purchase. Redeem these points for discounts on shopping, dining, flights, valet parking, and airport lounge access.
• Easy Expense Tracking — Credit card statements are easily accessible via email and phone, which helps you monitor and manage your spending effectively.
• Convenience — No need to carry cash! Credit cards are easy to use — their tap-and-pay features make transactions quick and secure.
• Emergency Aid — Credit cards provide a financial cushion for unexpected expenses when you don't have enough cash.
• Builds Credit Score — When you use a credit card responsibly and make timely payments and manage expenses, it can improve your credit score. This, in turn, can lead to better interest rates and financial benefits.

Top Picks : Best Credit Cards in UAE September 2025

This section brings you a well-researched list of the #1 best credit cards in UAE for the year. These credit cards are popular for features like cashback, balance transfer, rewards, and more. 

Here’s a list of the top 10 credit cards in UAE for your convenience —

1. Liv. Cashback Plus Credit Card

Best Offers of Liv. Cashback Plus Credit Card

• Up to AED 1,500 monthly cashback
• Cashback on all transactions
• Up to 10000 Skywards Miles per month

2. Emirates Islamic RTA Credit Card

Best Offers of Emirates Islamic RTA Credit Card

• Exclusive cashback on several categories
• BOGO offers on Reel movie tickets
• Hotel discounts with Visa Luxury Hotel Collection

3. Deem Platinum Mastercard Credit Card

Best Offers of Deem Platinum Mastercard Credit Card

• 1% cashback on education fees
• BOGO movie offers at Reel and VOx Cinemas
• Hotel booking discounts
• Food and grocery delivery offers

4. HSBC Cash+ Credit Card

Best Offers of Cash+ Credit Card

• A welcome bonus of AED 800 Amazon voucher
• BOGO movie offers
• 1% automatic cashback
• 50% off on dining bills with complimentary Zomato Gold Dining membership (12-months)

5. Emirates NBD Mastercard Titanium Credit Card

Best Offers of Emirates NBD Mastercard Titanium Credit Card

• Free access to more than 10 VIP airport lounges
• Up to 1 Plus Point on every AED 100 spent
• Exceptional offers on shopping, dining, and travel
• Up to 40% discount at more than 100 international golf courses 

6. Emirates NBD Go4it Gold Credit Card

Best Offers of Emirates NBD Go4it Gold Credit Card

• Up to 5 Plus Points on every AED 400 spent
• Complimentary Rides on Dubai Ferry

7. Citibank Citi Rewards Credit Card

Best Offers of Citibank Citi Rewards Credit Card

• 30% off on 2 movie tickets with Vox Cinemas every month
• 20% discount on food and grocery deliveries on the Talabat app
• Up to 10% cashback on Booking.com

8. Deem Titanium Mastercard Credit Cards

 

Best Offers of Deem Titanium Mastercard Credit Cards

• BOGO cinemas ticket offers at Reel and Vox Cinemas
• 20% discount food and grocery deliveries on the Talabat app
• 20% off on car rentals

9. Citibank Citi Prestige Credit Card

Best Offers of Citibank Citi Prestige Credit Card

• A signup bonus of AED 600
• Up to 3 ThankYou points per USD spent
• Transfer points to 11 partner airlines

10. FAB SHARE Platinum Credit Card

 

Best Offers of FAB SHARE Platinum Credit Card

• Up to 7% SHARE points at Carrefour for every AED 1 spent
• Up to 4.25% SHARE points on shopping at the Mall of the Emirates and City Centres in the UAE
• Up to 6.25% SHARE points at Ski Dubai, Dreamscape, Little Explorers, VOX Cinemas, Magic Planet, and iFLY Dubai

Best Credit Cards in UAE for All Your Requirements 

Here is the list of the top credit cards in UAE with different offers —

FAQ's Best Credit Card in UAE