Credit Cards with Free Lounge Access in UAE

Best Airport Lounge Access Credit Cards in UAE

What are Credit Cards with Free Lounge Access in UAE?

A credit card with free airport lounge access is a unique option for frequent travellers. With this card, you can skip the chaos at the airport and relax in the comfort of airport lounges.

With a credit card with free lounge access, you can enjoy —

Comfortable seating
Access to secured Wi-Fi and charging points
Complimentary food and beverages
Quiet workspaces

Why is Airport Lounge Access Important for Travellers?

An airport lounge is a shelter from the fatigue and chaos that you experience at airports or while travelling. Here’s why airport lounge access is important —

Reduces travel fatigue during layovers
Saves money on food and lounge entry fee
Avoids crowded terminal waiting areas
Improves overall travel experience

Types of Credit Cards with Free Lounge Access

You can get free airport lounge access with cards across the following categories —

Travel Credit Cards

These cards, curated specially for frequent travellers, offer —

Free lounge access
Travel insurance
Airline miles
Hotel discounts and deals

Rewards Credit Cards

These cards come with rewards and airport lounge access. Some common benefits of this category are —

Points and rewards on everyday spending
Complimentary airport lounge access
Lifestyle and dining offers

These cards are perfect for users looking for both travel comfort and rewards.

Premium Credit Cards

As the name suggests, these are usually luxury and high-end credit cards. The key benefits of these cards are —

Unlimited airport lounge access with guest access
Concierge services
Luxury travel benefits

Note that such cards are mostly available for people in higher income brackets.

Top Credit Cards with Free Airport Lounge Access UAE

While several banks offer credit cards with free airport lounge access, we have curated a list of the top cards for your reference —

Credit Cards	Annual Fees	Features	Apply
Blue FAB Signature Credit Card by Al-Futtaim	Free for Life	Free access to 1,000+ international airport lounges	Apply Now
HSBC Live+ Credit Card	Free for 1st year AED 313.93 from the 2nd year*	12 free visits for yourself and supplementary cardholders to 1,200+ lounges per year	Apply Now
Citi Ultima Credit Card	AED 3,000	14 free visits to 1,200+ airport lounges per year for you, supplementary cardholders, and one free guest per visit	Apply Now
ADCB LuLu Platinum Credit Card	Free for Life	4 complimentary visits to 25+ international airport lounges for yourself and supplementary cardholders	Apply Now
FAB Cashback World Credit Card	AED 300	8 free visits to the airport lounge per year for the primary cardholder — 6 free visits per year for the guest	Apply Now

*Subject to waiver on meeting spend requirements

Eligibility Criteria to Apply for Credit Cards with Free Lounge Access

To apply for a credit card with free airport lounge access, you need to meet certain eligibility criteria. Note that the criteria vary as per the card and its benefits. Find below the eligibility criteria for some of the cards mentioned above —

Credit Cards	Eligibility Criteria
Blue FAB Signature Credit Card by Al-Futtaim	Minimum Age - 21 years Minimum Monthly Salary - AED 15,000
HSBC Live+ Credit Card	Minimum Age - 21 years Minimum Monthly Salary - AED 12,500
Citi Ultima Credit Card	Minimum Age - 21 years Minimum Monthly Salary - AED 36,750
ADCB LuLu Platinum Credit Card	Minimum Age - 21 years Minimum Monthly Salary - AED 8,000
FAB Cashback World Credit Card	Minimum Age - 21 years Minimum Monthly Salary - AED 5,000

How to Choose the Right Credit Card with Free Airport Lounge Access?

To find the right credit card with free airport lounge access, you need to analyse your financial and travel requirements. Here are the key factors to consider when choosing a card —

Understand your travel needs. If you are a frequent traveller, consider opting for a credit card with unlimited lounge access. But if you’re an occasional traveller, you can also go with a card with limited lounge access.
Verify the annual fees. Some banks offer a credit card with lounge access and no annual fee UAE, while most charge an annual fee for such cards. Make sure to go through the fees and charges before applying.
Check the card’s eligibility at airports. Most cards have a lounge network, while some offer access to only selected lounges.
Read the fine print. Before settling for a card, read the terms and conditions and identify the charges, billing cycle, penalties, and so on.

Who Can Get a Credit Card with Free Lounge Access?

A credit card with free airport lounge access is best suited for you if you’re a —

Frequent flyer
Leisure traveller who makes multiple trips every year
Business traveller
Cardholder who prefers comfort and time efficiency

Where to Apply for Credit Cards with Free Airport Lounge Access?

You can apply for credit cards with free lounge access on Paisabazaar.ae. The website hosts cards from the top banks and lending institutions in the UAE. With a simple user interface, you can apply for the card of your choice in a matter of a few minutes.

Here’s how the process works -

Fill in the application form → Compare options on the quotes page → Apply for the credit card that meets your needs → Click on apply now!

It’s that simple!

Frequently Asked Questions

Ans: No, not all credit cards in UAE offer complimentary airport lounge access. Such a privilege is usually available on travel, premium, and rewards cards.

Ans: In most cases, supplementary cardholders do get the same limit of access to airport lounges as a primary cardholder.

Ans: You can easily get credit cards with airport lounge access. The main categories that offer this privilege are travel credit cards, rewards credit cards, and premium credit cards.

Ans: Yes, but age limits and charges may apply as per the lounge policy.