Best Balance Transfer Credit Cards in UAE

The best balance transfer credit cards help you handle your finances efficiently if dealing with multiple card bills and high-interest charges. But how do these cards work? Transfer your outstanding balances from multiple cards to a single card, usually at low or even zero interest for a promotional period. ...read more

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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Most Popular Balance Transfer Credit Cards

Apply Balance Transfer Credit Cards Online

List of 7 Best  Balance Transfer Credit Cards for October 2025 in UAE

Several banking institutions offer the balance transfer facility to help you manage your expenses without any financial strain. Here, we have tabulated the top cards for the same category- 

 

Citibank Citi Simplicity Credit Card
 

Citibank Citi Credit Card
Citibank city Credit Card

CitibankCitibank Citi Simplicity Card

CitibankCitibank Citi Simplicity Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Dining Discounts
  • Free Supplementary Cards
  • Airport Lounge Access
  • Travel Insurance

 


HSBC Live+ Credit Card
 

HSBC Live+ Credit Card
HSBC Live+ Credit Card

HSBCHSBC Live+ Credit Card

HSBCHSBC Live+ Credit Card

Minimum Salary (AED)5,000
Annual Fee (AED)1st Year Free*
feature-iconFeatures
  • Free for 1st year
  • Cashback
  • Welcome Bonus
  • Airport Lounge Access
  • Travel Insurance

 

Citibank Citi Cashback Credit Card

 

Citibank Citi Cashback Credit Card
Citibank City Cashback Credit Card

CitibankCitibank Citi Cashback Card

CitibankCitibank Citi Cashback Card

Minimum Salary (AED)6,000
Annual Fee (AED)1st Year Free*
feature-iconFeatures
  • Free for 1st year
  • Cashback
  • Airport Lounge Access
  • Dining Discounts
  • Travel Insurance
  • Purchase Protection & Extended Warranty

 

Blue FAB Signature by Al-Futtaim Credit Card

 

Blue FAB Signature by Al-Futtaim
Blue FAB Signature by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Signature by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Signature by Al-Futtaim

Minimum Salary (AED)15,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Lifestyle Benefits
  • Movie Discounts
  • Airport Lounge Access
  • Hotel Discounts

 

FAB SHARE Standard Credit Card

 

FAB SHARE Standard Credit Card
FAB SHARE Standard Credit Card

FABFirst Abu Dhabi Bank FAB SHARE Standard Credit Card

FABFirst Abu Dhabi Bank FAB SHARE Standard Credit Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Lifestyle Benefits
  • Movie Discounts
  • Free Supplementary Cards
  • SHARE points

 

HSBC Max Rewards Credit Card

 

HSBC Max Reward Credit Card
HSBC Max Reward Credit Card

HSBCHSBC Max Rewards

HSBCHSBC Max Rewards

Minimum Salary (AED)10,000
Annual Fee (AED)1st Year Free*
feature-iconFeatures
  • Free for 1st year
  • Dining Discounts
  • Welcome Bonus
  • Travel Insurance

 

Blue FAB Platinum by Al-Futtaim

 

Blue FAB Platinum by Al-Futtaim
Blue FAB Platinum by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Platinum by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Platinum by Al-Futtaim

Minimum Salary (AED)8,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Lifestyle Benefits
  • Movie Discounts
  • Airport Transfer
  • Free Supplementary Cards

 

Cashback Back & Free Airport Lounge Access - Paisabazaar uae

 

Credit Cards for Balance Transfers - Know the Eligibility Criteria 

Most banks include the balance transfer feature on their cards. However, you must comply with the cards’ entry requirements. Refer to the general criteria to be eligible for the top balance transfer cards in UAE-  

Eligibility Type Criteria
Minimum Age 21 years
Minimum Salary AED 5,000
Status of Employment Self-employed and salaried
Nationality UAE nationals and expats
Credit Score As per the bank
Click here to Apply for Best Balance Transfer Credit Card in UAE

Documentation Required to Apply for Top Rated Balance Transfer Credit Card UAE 

Financial institutions need to verify your credit card application before processing it. Hence, they require certain documents. We have provided you with a list of common documents required for the same- 

For Salaried Employees  For Self-Employed Individuals 
  • UAE National ID 
  • Passport 
  • UAE Residence Visa (for expats) 
  • Salary Certificate/ Salary Slip 
  • Previous 3-6 Months’ Bank Statements (personal account) 
  • Completed and Signed Application Form
  • UAE National ID 
  • Passport
  • UAE Residence Visa (for expats) 
  • Trade Licence, MoA 
  • Previous 3-6 Months’ Bank Statements (company account) 
  • Completed and Signed Application Form  

📝Note

This is a general list. Banks may or may not require all the mentioned documents. Ensure to connect with your bank before starting your application. 

Global Village Ticket Offer on Credit Card

Apply for Top Balance Transfer Cards via Paisabazaar.ae 

Follow these quick steps and instantly apply for the best balance transfer credit card UAE through our digital platform- 

Click here > Submit the form > Use the ‘Balance Transfer’ filter > Compare cards > Select & Apply

Get a host of perks as a Paisabazaar UAE customer-

✨ Option to explore several cards from the prominent banks in the Emirates. 

✨ Compare cards with varied salaries and features on the same platform. 

✨ A dedicated and active customer representative. 

✨ Complete your card application in minutes. 

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Frequently Asked Questions 

Q1: Which Citibank credit card has the built-in balance transfer feature?

Ans: All Citibank cards in the UAE have the balance transfer facility.

Q2: Can you suggest some balance transfer cards with the best rate?

Ans: Cards such as Blue FAB Platinum by Al-Futtaim, HSBC Live+ Card, all Citibank cards, and HSBC Max Rewards cards have 0% interest on their balance transfer facilities.

Q3: What interest applies to the Blue FAB Signature by Al-Futtaim card on balance transfer?

Ans: If you enable the feature within 90 days of card issuance, then 0% interest will be applied on balance transfer for up to 1 year.

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