Business Credit Cards in UAE & Dubai

Corporate credit cards, while operating like regular credit cards, are meant for business expenses. With a business credit card, companies can manage their finances better and pay for things that they need — supplies, travel expenses, and more — without using cash right away. These cards also offer benefits like rewards or discounts on business-related purchases. 

To seamlessly manage expenses and track company spending, you can consider getting a business credit card in the UAE.

Key Features and Benefits of Top Corporate Credit Card

Refer to the table below to learn more about the top business credit cards in the UAE —

Emirates NBD Business Credit Card

Features and Benefits of Emirates NBD Business Credit Card

• Get up to AED 2,000 as Plus Points each month
• Plus Points credited to your account on both primary and supplementary card transactions
• 5% discount on hotels with a limit of 400 points each month
• 2% discount on international transactions (capped at 1,000 points) each month
• 1% discount on government services, including utility bill payments, petrol, and DED transactions with a limit of AED 300 each month
• 0.5% discount on supermarket purchases, groceries, and more (up to 300 points) each month  
• Encash up to 75% of your credit limit at branches and ATMs globally

Commercial Bank of Dubai Business Credit Card

Features and Benefits of Commercial Bank of Dubai Business Credit Card

• Free-for-life credit card with a limit of up to AED 250,000
• Cash advance facility (up to 50% of credit limit) 
• Availability of interest-free credit period of up to 52 days
• Exclusive lifestyle offers such as free valet parking, complimentary airport lounge access, movie ticket discounts, and more
• Other benefits include complimentary multi-trip travel insurance and CBD Rewards Points

 

RAKBANK Titanium Business Credit Card

Features and Benefits of RAKBANK Titanium Business Credit Card

• This is a free-for-life card
• Cash advance of up to 90% of your credit limit, cashback on retail purchases, travel and insurance benefits, credit card cheques, and more
• High credit limit.
• Optional Credit Shield feature
• Issuance of additional Business Titanium credit cards for authorised employees/signatories within the company
• Earn cashback on domestic and international retail spending

Emirates Islamic Bank Business Card

Features and Benefits of Emirates Islamic Bank Business Card

• The card is globally accepted.
• Utilise the card for utility bill payments, business, dining, and travel purposes
• Unlimited free access to more than 750 airport lounges globally
• Earn EI SmartMiles on all purchases
• Redeem earned points on retail transactions, hotel, and flights
• Balance transfer facility for other bank cards
• Availability of cash-on-call facility

Abu Dhabi Commercial Bank Business Platinum Credit Card

Features and Benefits of Abu Dhabi Commercial Bank Business Platinum Credit Card

• 1% cashback on each business purchase
• Complimentary access to premium airport lounges (3 times a year)
• ‘Buy 1 Get 1’ offers on premium spas and fine dining across Africa and the Middle East
• Other features — Credit Shield, interest-free balance transfer, and cash loans from your balance

Eligibility Criteria For Credit Cards for Business Owners in the UAE

Just like regular credit cards, business credit cards also come with their own eligibility requirements. Tabled below are the standard conditions — 

 

Apply for Best Credit Cards for SMEs in UAE

 

Documents Required to Apply for Business Credit Cards in the UAE

Enlisted below is the set of documents required to apply for a corporate credit card in the UAE —

• Emirates ID and/or Passports of the concerned signatories
• Residence visa (applicable to expats)
• Trade Licence
• Address proof
• Certificate of Commercial Registration
• Memorandum of Association
• Power of Attorney (if applicable)
• Company Profile and Bank Reference Letter (if applicable)

All the documents, whether original or copies, must be valid.

Note: The above list contains the common documents. Your respective bank may ask for additional documents.