Top 7 Credit Cards for Expats in UAE

As an expat living in the UAE, you need to juggle various financial needs while enjoying a rewarding lifestyle. However, credit cards for expats, offered by many banks, make life easier and more rewarding. From exclusive lifestyle perks and global acceptance to easy bill payments and travel ...read more

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Top 7 Best Credit Cards for Expats in UAE ?

As an expat in the UAE, you can enjoy a plethora of card-related perks. They not only simplify your spends but make them more rewarding. Whether it’s travel, shopping, dining, or other transactions, banks across the UAE offer exceptional deals on various categories—

Card Name	Minimum Monthly Salary Requirement	Annual Fee	Features	Apply
HSBC Live+ Credit Card	AED 5,000	The card is free for the first year AED 299 fee charged from the second year onwards*	Attractive cashback on fuel, education, dining, entertainment, and more BOGO on Roxy and Vox cinema tickets Complimentary airport lounge access Travel insurance by Visa Easy money management with the balance transfer facility	View Offers
Citibank Citi Ready Credit Card	AED 8,000	Free for the first year AED 300 charged from the second year onwards*	Amazing discounts on food delivery, groceries, and other Buy 1 Get 1 offers Discounts on the Talabat app Deals on hotel accommodation Access instant cash of up to 100% of your credit limit	View Offers
Deem Platinum Mastercard	AED 10,000	Free for life	Earn Joypoints on spends across multiple categories Complimentary visits to airport lounges globally BOGO ticket offers with Reel and Vox Cinema Free valet parking service Discounts on hotel stays, the Talabat app, car rentals, and more	View Offers
Liv. Cashback Plus Credit Card	AED 12,000	AED 700	Incredible deals on VOX movie ticket Travel Medical Insurance of up to USD 500,000 Amazing discounts on Trip.com, Farfetch, Musafir.com, Cleartrip, and more Complimentary airport transfers Enjoy tax-free shopping with the Global Blue VIP service internationally	View Offers
Blue FAB Signature by Al-Futtaim	AED 15,000	Free for Life	Exceptional cashback on Al-Futtaim retail brands Buy Now Pay Later plan with 0% interest Travel benefits include complimentary airport lounge visits, airport transfers Free supplementary cards for family members Discounted cinema tickets at Star, Cine Royal, and Reel Cinemas	View Offers
Deem World Mastercard Card	AED 25,000	Free for life	Earn Joy points for every AED 1 spent Complimentary access to airport lounges and airport transfers BOGO on Reel and Vox movie tickets Cashback on hotel bookings Discounts on car rentals, Emaar attractions, the Talabat app, and more Travel Medical Insurance available	View Offers
HSBC Cash+ Card	AED 30,000	The card is free for the 1st year Fee of AED 1,000 charged from the second year*	1% daily cashback on all categories BOGO Reel, Roxy, and VOX movie ticket offers Complimentary Careem+ subscription Travel Insurance by Visa Manage money with ease via Balance Transfer, Flexi Instalment Plan, and Cash Instalment Plan Unlimited complimentary airport lounge visits	View Offers

*The second-year fee is waived, subject to specific terms and conditions. Read the card’s fine print before applying.

Eligibility Criteria for Credit Cards for Expats

Looking for the best expat credit card? Make sure you fulfil the entry requirements first. Here are the common eligibility criteria —

Eligibility Criteria	Requirements
Minimum Age	21 years
Status of Employment	Self-employed and salaried individuals
Minimum Salary	AED 5,000
Credit Score	As per the bank

Note

📝 Additional eligibility may apply.

📝 Check for card-specific salary requirements before starting your application.

Which Documents are Required for Expat Credit Card Application?

Banks and Lending institutions ask you to submit certain documents for card application verification. Mentioned below are the general documents for salaried and self-employed expatriates —

For Salaried Individuals	For Self-Employed Individuals
✔️ UAE Emirates ID ✔️ Passport ✔️ UAE Residence Visa ✔️ Salary Certificate/ Salary Slip ✔️ Latest 3-6 Months’ Bank Statements ✔️ Signed and Completed Application Form	✔️ UAE Emirates ID ✔️ Passport ✔️ UAE Residence Visa ✔️ Trade Licence, MoA ✔️ Latest 3-6 Months’ Bank Statements ✔️ Signed and Completed Application Form

Note: You may have to submit additional documents as per the bank’s requirements.

How to Apply for the Best Expat Credit Card via Paisabazaar.ae?

Experience a seamless card application process with Paisabazaar UAE. We are completely digital, so no need to worry about visiting banks in person! Let’s see how you can apply for a card through our platform —

Click the button below for the lead form
Submit it to view the quotes page
Check out the list of cards and shortlist them
Read the cards’ fine print and compare them
Select one and apply

Note that during the process, we will ring you. Get in touch with us for further assistance.

When you apply with us, you get to enjoy many exclusive privileges —

✨ An extensive range of the best credit cards for expats from the leading banks in the UAE

✨ Effortless application process

✨ Easily compare cards on the same platform and apply in an instant

✨ Get guidance from our officials throughout the process

Frequently Asked Questions

Ans: Yes, the perks of a card remain the same, irrespective of your nationality.

Ans: Yes, expatriates can easily apply for free-for-life cards. However, they must meet the specific card eligibility criteria.

Ans: Yes, you may have to submit both documents for the verification of your card application.