Best 11 Cashback Credit Cards in UAE - October 2025

Best cashback credit cards reward you with the best — whether it’s loyalty points, discounts, cashback, or other deals. Each card comes with a standout feature, making it suitable for all categories of eligible applicants. Daily spenders often prefer cashback cards. This is because they offer daily deals on groceries, utility bill payments, shopping, and other expenses. Here, you can find the top credit cards with cash back from the UAE banks. Keep on reading for more details. ...read more

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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
Top Cash back Credit Cards in UAE

Best Cashback Credit Card in UAE October 2025 - List of Best 11 Cash Back Credit Cards

Best Cashback Credit Cards Offers on Various Credit Cards
Liv. Cashback Credit Card  Up to 2% cashback on all categories 
Deem Titanium Mastercard  1% cashback on the education fee
FAB Cashback World Card Up to 5% cashback on AED and non-AED transactions 
FAB Du Titanium Card  10% cashback on DU utility bills 
Citibank Citi Cashback Card  Up to 3% cashback on AED and non-AED spending
Blue FAB Platinum by Al-Futtaim  Up to 6% cashback on Al-Futtaim retail shopping and other categories
FAB GEMS World Card  Up to 10% cashback on school-related and other category expenses
HSBC Live+ Card Up to 6% cashback on education, food delivery, groceries, fuel, and more
Liv. Cashback Plus Card  4% cashback on all transactions 
Blue FAB Signature by Al-Futtaim Up to 7% cashback on Al-Futtaim and other categories 
Deem World Mastercard  1% cashback on the education fee 

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Best Cashback Credit Card in UAE for October 2025

Here is the list of the highest cash back credit cards in UAE for October 2025  —

 

1. Liv. Cashback Credit Card

Liv. Cashback Credit Card
Liv. Cashback Credit Card

Liv.Liv. Cashback Credit Card

Liv.Liv. Cashback Credit Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Cashback
  • Airport Lounge Access
  • Movie Discounts
  • Skywards Miles

 

Features & Benefits of Liv. Cashback Credit Credit Card

  • Earn up to 2% cashback on all categories
  • 2 Vox Cinema tickets per month
  • Instant loan on card is available
  • Up to 8% off on booking flight tickets with Cleartrip 
  • 10% discount on Farfetch and Trip.com
  • Up to 7% wallet credit for booking stays with Booking.com

2. Deem Titanium Mastercard

Deem Titanium Mastercard
Deem Titanium Mastercard

DeemDeem Titanium Mastercard

DeemDeem Titanium Mastercard

Minimum Salary (AED)5,000
Annual Fee (AED)1st Year Free*
feature-iconFeatures
  • Free for 1st year
  • Flight Delay pass
  • Hotel Discounts
  • Cinema offers on VOX and REEL and much more

 

Features & Benefits of Deem Titanium Mastercard

  • Get 1% cashback on education fees payment 
  • Up to 7% back in the wallet with bookings through Booking.com 
  • 20% off on the Talabat app
  • BOGO Vox and Reel Cinema tickets are available 
  • Up to 20% off Avis car rental
  • Up to 7% wallet credit for booking stays with Booking.com

3. FAB Cashback World Credit Card

FAB Cashback World Card
FAB Cashback World Card

FABFAB Cashback World Card

FABFAB Cashback World Card

Minimum Salary (AED)5,000
Annual Fee (AED)300
feature-iconFeatures
  • Cashback
  • Lifestyle Benefits
  • Airport Lounge Access
  • Travel Benefits

 

Features & Benefits of FAB Cashback World Card

  • Earn cashback on the following categories — 
    • 5% on supermarket, fashion, and dining
    • 3% on international spending
    • 1% on all other transactions
  • 0.15% cashback on non-AED expenditure on selected categories 
  • Get 3% back on all other non-AED transactions
  • Travel perks include complimentary airport transfers, hotel and flight discounts with MakeMyTrip, VIP airport lounge access, and more
  • Lifestyle privileges are Talabat discounts, movie offers, Farfetch shopping discounts, and more

4. FAB Du Titanium Credit Card

 

FAB Du Titanium Credit Card
FAB Du Titanium Credit Card

FABFirst Abu Dhabi Bank Du Titanium Credit Card

FABFirst Abu Dhabi Bank Du Titanium Credit Card

Minimum Salary (AED)5,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Cashback
  • Lifestyle Benefits
  • Airport Lounge Access

 

Features & Benefits of FAB Du Titanium Credit Card

  • Enjoy 10% cashback on — 
    • du Postpaid Line Bills 
    • Prepaid Line Recharges 
    • du Smartphone Privilege Plan (data packages) 
    • du Home Services Bills
  • Earn FAB rewards on each AED 1 spent
  • Complimentary airport lounge access across several countries

5. Citibank Citi Cashback Credit Card

 

Citibank Citi Cashback Card
Citibank Citi Cashback Card

CitibankCitibank Citi Cashback Card

CitibankCitibank Citi Cashback Card

Minimum Salary (AED)6,000
Annual Fee (AED)1st Year Free*
feature-iconFeatures
  • Free for 1st year
  • Cashback
  • Airport Lounge Access
  • Dining Discounts
  • Travel Insurance
  • Purchase Protection & Extended Warranty

 

Features & Benefits of Citibank Citi Cashback Card

  • Earn cashback on categories, including — 
    • 3% on non-AED transactions
    • 2% on groceries 
    • 1% on all other spends
  • 2 airport rides at a low cost with the Careem app
  • Up to 10% cashback to wallet with Booking.com
  • Travel Accident & Medical Insurance for medical conditions, lost luggage, and delayed flights

6. Blue FAB Platinum by Al-Futtaim Credit Card

 

FAB Platinum by Al-Futtaim
FAB Platinum by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Platinum by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Platinum by Al-Futtaim

Minimum Salary (AED)8,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Lifestyle Benefits
  • Movie Discounts
  • Airport Transfer
  • Free Supplementary Cards

 

Features & Benefits of Blue FAB Platinum by Al-Futtaim Card

  • Get cashback on Al-Futtaim categories — 
    • 6% on Al-Futtaim retail brands 
    • 2% on Al-Futtaim schools and car brands (Volvo, Honda, Dodge, and more) 
  • Get up to 1% cashback on additional spending 
  • 4 tickets at only AED 20 at Star, Cine Royal, and Reel Cinemas
  • Cost-effective 2 airport transfers every year 
  • Access to top-tier golf courses at discounted rates 
  • Amazing deals on 900+ luxury properties with the Visa Luxury Hotel Collection 
  • Free supplementary cards for family members

7. FAB GEMS World Credit Card

 

First Abu Dhabi Bank GEMS World Credit Card
First Abu Dhabi Bank GEMS World Credit Card

FABFirst Abu Dhabi Bank GEMS World Credit Card

FABFirst Abu Dhabi Bank GEMS World Credit Card

Minimum Salary (AED)8,000
Annual Fee (AED)399
feature-iconFeatures
  • Lifestyle Benefits
  • Airport Lounge Access
  • Movie Discounts

 

Features & Benefits of FAB GEMS World Credit Card

  • Earn 10% cashback on — 
    • Canteen
    • Uniform 
    • Bus 
    • Non-school activities
  • Enjoy 2% cashback on travel-related spends 
  • Get 1% cashback on daily expenses
  • Discounted movie tickets at Star, Cine Royal, and Reel Cinemas 
  • Complimentary access at over 1000 airport lounges across the world

8. HSBC Live+ Credit Card

 

HSBC Live+ Credit Card
HSBC Live+ Credit Card

HSBCHSBC Live+ Credit Card

HSBCHSBC Live+ Credit Card

Minimum Salary (AED)5,000
Annual Fee (AED)1st Year Free*
feature-iconFeatures
  • Free for 1st year
  • Cashback
  • Welcome Bonus
  • Airport Lounge Access
  • Travel Insurance

 

Features & Benefits of HSBC Live+ Credit Card

  • Earn cashback on several categories — 
    • 6% on food delivery and dining
    • 5% on fuel 
    • 2% on education, groceries, and entertainment 
    • 0.5% on all other transactions
  • 12 complimentary access to 1000+ airport lounges across the globe
  • BOGO tickets offer at Roxy and Vox Cinemas 
  • Save on dining bills with free 12-month Zomato Gold Dining membership 
  • Other perks include travel insurance, Cash Instalment Plan, and balance transfer facility

9. Liv. Cashback Plus Credit Card

 

Liv. Cashback Plus Credit Card
Liv. Cashback Plus Credit Card

Liv.Liv. Cashback Plus Credit Card

Liv.Liv. Cashback Plus Credit Card

Minimum Salary (AED)12,000
Annual Fee (AED)700
feature-iconFeatures
  • Cashback
  • Movie Discounts
  • Travel Insurance
  • Airport Transfer

 

Features & Benefits of Liv. Cashback Plus Credit Card

  • 4% cashback on all transactions made with the card 
  • Instant loan on card is available 
  • 3 Vox cinema tickets every month 
  • Travel perks include free airport transfers, travel medical insurance, and more

10. Blue FAB Signature by Al-Futtaim Credit Card

 

Blue FAB Signature by Al-Futtaim
Blue FAB Signature by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Signature by Al-Futtaim

FABFirst Abu Dhabi Bank Blue FAB Signature by Al-Futtaim

Minimum Salary (AED)15,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Airport Lounge Access
  • Lifestyle Benefits
  • Movie Discounts
  • Hotel Discounts

 

Features & Benefits of FAB Blue FAB Signature by Al-Futtaim

  • Enjoy cashback on Al-Futtaim categories — 
    • 7% on Al-Futtaim retail brands 
    • 3% on Al-Futtaim schools and car brands (Volvo, Honda, Dodge, and more) 
  • Up to 1% cashback on additional spending
  • Complimentary 1000+ airport lounge access globally
  • Farfetch discounts on shopping 
  • Supplementary cards for family members 
  • Protection benefits include Credit Shield

11. Deem World Mastercard Credit Card

 

Deem Finance Deem World Mastercard
Deem Finance Deem World Mastercard

Deem FinanceDeem Finance Deem World Mastercard

Deem FinanceDeem Finance Deem World Mastercard

Minimum Salary (AED)25,000
Annual Fee (AED)Free for Life
feature-iconFeatures
  • Free for Life
  • Airport transfer & Lounge Access
  • Cinema offers, Valet Parking and much more

Features & Benefits of Deem Finance World Mastercard Credit Card

  • Earn 1% cashback on education fees payment 
  • Earn Joy points 
  • Up to 7% back in the wallet with bookings through Booking.com
  • BOGO movie ticket offers on Reel and Vox Cinemas 
  • Free access to more than 1200 airport lounges 
  • Complimentary airport ride on the Careem app
  • Up to 35% off on Avis car rentals
  • Free valet parking facility

discount offers - Paisabazaar uae

Know Your Eligibility for Credit Cards with Cash Back 2025?

To apply for the best cash back credit card in the UAE, make sure you first meet the general eligibility requirements —

Eligibility Criteria Requirements
Age 21 years
Monthly Salary AED 5,000
Nationality UAE national or expat
Employment Status Salaried or Self-Employed
Credit Score As per the Bank

Documents Checklist For Best Cash Rewards Credit Card Application?

Check out the standard documents to apply for the top rated cash back credit cards in the UAE —

For Salaried For Self-Employed
  • Emirates ID 
  • Passport 
  • UAE Residence Visa (for expats) 
  • Salary Certificate/ Salary Slip 
  • Past 3-6 Months’ Personal Bank Account Statements 
  • Completed and Signed Application Form
  • Emirates ID 
  • Passport 
  • UAE Residence Visa (for expats) 
  • Trade Licence, MOA
  • Past 3-6 Months’ Company Bank Account Statements 
  • Completed and Signed Application Form 

💡Keep In Mind💡

📝 All documents must be valid

📝 Keep the originals and copies of each document 

📝 Additional documents may be required

Apply for Top-Rated Cash Back Credit Cards via Paisabazaar.ae 

Paisabazaar.ae is the ultimate banking aggregator for all your card needs. Our website allows you to complete your application in quick steps. Here’s how —

Lead form > Read Cards > Compare > Apply! 

Once done, you will get a call from us soon regarding your next steps for the application. 

🤔Why Choose Paisbazaar UAE? Here are just some of the reasons — 

✨ You get a wide range of cards with us 

✨ Easily compare cards on our platform and choose the best one

✨ Get a dedicated expert’s support for all your card queries 

✨ Instant and hassle-free application process

Got more queries? Let’s look at some frequently asked questions for the best credit card for cashback rewards! 

FAQ's on Best Cash back Credit Card in UAE 

Q1: Which are the best cash rebate credit cards in the UAE? 

Ans: Some of the best cash back credit cards in the UAE are —

  • Deem World Mastercard 
  • Liv. Cashback Credit Card 
  • HSBC Live+ Card 
  • Blue FAB Signature by Al-Futtaim
  • Citibank Citi Cashback Card
Q2: How much cashback do I earn on school-related transactions with the FAB GEMS World card?

Ans: You get 10% cashback on school-related spending with this FAB card.

Q3: Do I earn cashback on groceries with the Citi Cashback card?

Ans: Yes, you get 2% cashback on groceries with this Citi card.

Q4: What is the highest cashback I can earn with the  FAB Cashback World Card?

Ans: The card rewards you with 5% cashback on supermarket, fashion, and dining. 

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