Best Balance Transfer Credit Cards in UAE
The best balance transfer credit cards help you handle your finances efficiently if dealing with multiple card bills and high-interest charges. But how do these cards work? Transfer your outstanding balances from multiple cards to a single card, usually at low or even zero interest for a promotional ...read more
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Airport Lounge
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Shopping Benefits
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Fuel benefits
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Movie Discounts
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
List of 7 Best Balance Transfer Credit Cards for July 2026 in UAE
Several banking institutions offer the balance transfer facility to help you manage your expenses without any financial strain. Here, we have tabulated the top cards for the same category-
Citibank Citi Simplicity Credit Card
CitibankCitibank Citi Simplicity Card
CitibankCitibank Citi Simplicity Card
Features- Free for Life
- Dining Discounts
- Free Supplementary Cards
- Airport Lounge Access
- Travel Insurance
HSBC Live+ Credit Card
HSBCHSBC Live+ Credit Card
HSBCHSBC Live+ Credit Card
Features- Free for 1st year
- Cashback
- Welcome Bonus
- Airport Lounge Access
- Travel Insurance
Citibank Citi Cashback Credit Card
CitibankCitibank Citi Cashback Card
CitibankCitibank Citi Cashback Card
Features- Free for 1st year
- Cashback
- Airport Lounge Access
- Dining Discounts
- Travel Insurance
- Purchase Protection & Extended Warranty
Blue FAB Signature by Al-Futtaim Credit Card
FABFirst Abu Dhabi Bank Blue FAB Signature by Al-Futtaim
FABFirst Abu Dhabi Bank Blue FAB Signature by Al-Futtaim
Features- Free for Life
- Lifestyle Benefits
- Movie Discounts
- Airport Lounge Access
- Hotel Discounts
FAB SHARE Standard Credit Card
FABFirst Abu Dhabi Bank FAB SHARE Standard Credit Card
FABFirst Abu Dhabi Bank FAB SHARE Standard Credit Card
Features- Free for Life
- Lifestyle Benefits
- Movie Discounts
- Free Supplementary Cards
- SHARE points
HSBC Max Rewards Credit Card
HSBCHSBC Max Rewards
HSBCHSBC Max Rewards
Features- Free for 1st year
- Dining Discounts
- Welcome Bonus
- Travel Insurance
Blue FAB Platinum by Al-Futtaim
FABFirst Abu Dhabi Bank Blue FAB Platinum by Al-Futtaim
FABFirst Abu Dhabi Bank Blue FAB Platinum by Al-Futtaim
Features- Free for Life
- Lifestyle Benefits
- Movie Discounts
- Airport Transfer
- Free Supplementary Cards
Credit Cards for Balance Transfers - Know the Eligibility Criteria
Most banks include the balance transfer feature on their cards. However, you must comply with the cards’ entry requirements. Refer to the general criteria to be eligible for the top balance transfer cards in UAE-
| Eligibility Type | Criteria |
|---|---|
| Minimum Age | 21 years |
| Minimum Salary | AED 5,000 |
| Status of Employment | Self-employed and salaried |
| Nationality | UAE nationals and expats |
| Credit Score | As per the bank |
| Click here to Apply for Best Balance Transfer Credit Card in UAE |
Documentation Required to Apply for Top Rated Balance Transfer Credit Card UAE
Financial institutions need to verify your credit card application before processing it. Hence, they require certain documents. We have provided you with a list of common documents required for the same-
| For Salaried Employees | For Self-Employed Individuals |
|---|---|
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📝Note
This is a general list. Banks may or may not require all the mentioned documents. Ensure to connect with your bank before starting your application.
| Global Village Ticket Offer on Credit Card |
Apply for Top Balance Transfer Cards via Paisabazaar.ae
Follow these quick steps and instantly apply for the best balance transfer credit card UAE through our digital platform-
Click here > Submit the form > Use the ‘Balance Transfer’ filter > Compare cards > Select & Apply
Get a host of perks as a Paisabazaar UAE customer-
✨ Option to explore several cards from the prominent banks in the Emirates.
✨ Compare cards with varied salaries and features on the same platform.
✨ A dedicated and active customer representative.
✨ Complete your card application in minutes.
Frequently Asked Questions
Ans: All Citibank cards in the UAE have the balance transfer facility.
Ans: Cards such as Blue FAB Platinum by Al-Futtaim, HSBC Live+ Card, all Citibank cards, and HSBC Max Rewards cards have 0% interest on their balance transfer facilities.
Ans: If you enable the feature within 90 days of card issuance, then 0% interest will be applied on balance transfer for up to 1 year.
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