Emirates NBD Credit Cards

Emirates NBD offers a diverse range of credit cards in the UAE, catering to various financial needs and lifestyles. As one of the largest banks in the region, Emirates NBD provides credit cards with attractive benefits, including rewards programs, cashback offers, travel perks, and exclusive access to lifestyle privileges. ...read more

Emirates NBD Credit Card in UAE
Emirates NBD Credit Card

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  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Top Emirates NBD Credit Cards

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Credit Card Name Minimum Salary (In AED) Annual Fees (In AED) Features/ Benefits Apply
ENBD Mastercard Titanium Credit Card 5,000 No Annual Fee
  • Complimentary airport lounges access
  • Earn Plus points upon spending on groceries, supermarkets, real estate, education, and more
  • 0% easy payment plans
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ENBD Lulu 247 Titanium Credit Card 5,000 No Annual Fee
  • 0% interest on balance transfers with no processing fees as a welcome offer
  • Earn LuLu Points on online and in-store purchases, bill payments, and more
  • Special member benefits at LuLu
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ENBD U By Emaar Family Credit Card 5,000 No Annual Fee
  • Earn Upoints on shopping at Emaar, supermarkets, and groceries
  • Pay for fuel, telecommunication, and government services and earn Upoints
  • Up to 30 % discount at Emaar Entertainment Group
  • Buy 1 Get 1 offers on Reel Cinema tickets
  • Hotel discounts at Emaar Hospitality Group hotels and restaurants
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ENBD Go4It Gold Credit Card 5,000 No Annual Fee
  • Earn up to 5 Plus points upon spending on multiple categories
  • Convert earned points to cash back or Frequent Flyer Miles
  • Free Dubai Ferry rides
  • Complimentary life insurance
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Emirates NBD Dnata Platinum Credit Card 5,000 525
  • Up to 10% rewards upon spending at Dnata
  • Up to 15% Dnata points upon spending on applicable categories
  • Unlimited free lounge access across regional and international airports
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Explore Exclusive Offers on Emirates NBD Credit Cards

Emirates NBD Diners Club Credit Card 12,000 420
  • Free access to more than 1,000 airport lounges worldwide
  • Get free insurance on large purchases 
  • Earn Plus points on regular spendings
  • Enjoy 0% easy payment plans
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ENBD Go4It Platinum Credit Card 12,000 No Annual Fee
  • 5 points for each AED 200 spent on weekends
  • Free life insurance
  • Entertainment benefits- free Dubai Ferry rides and Vox Cinema offers on movie tickets
  • Conversion of points to cash back or Frequent Flyer Miles
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Emirates NBD Visa Platinum Credit Card 12,000 No Annual Fee
  • Earn Plus points upon spending on utility bill payments, education, insurance, groceries, car dealerships, and more
  • Complimentary insurance for big purchases
  • Exclusive discounts at 2,000+ restaurants across the UAE
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Emirates NBD Mastercard Platinum Credit Card 12,000 No Annual Fee
  • Unlimited complimentary lounge access at 900+ airports
  • Amazing discounts at over 2,000 restaurants across the UAE
  • Job loss cover of up to 12 months or until re-employment
  • Earn up to 1.5 Plus points upon spending AED 100
  • Exclusive deals on lifestyle, shopping, and travel
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Emirates NBD U By Emaar Signature Credit Card		 12,000 262.50
  • Complimentary access to 1,000+  airport lounges worldwide
  • Earn UPoints on Emaar and other spendings 
  • ‘Buy 1 get 1’ movie tickets at Reel Cinemas
  • Get U By Emaar Gold Status
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Emirates NBD Skywards Signature Credit Card 12,000 735
  • Earn up to 40,000 Skywards Miles as a welcome bonus
  • Earn Skywards Miles upon spending USD 1
  • Unlimited free access to premium airport lounges across 30 cities
  • Earn Miles on domestic and international spending
  • Complimentary concierge services, valet parking facilities, and access to golf courses
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ENBD Etihad Guest Visa Inspire Credit Card 12,000 735
  • Welcome bonus- Up to 60,000 Etihad Guest Miles
  • Fast track upgrade to Silver tier
  • Up to 7 Etihad Guest Miles upon spending AED 10
  • Earn Miles on hotels, dining, Etihad Airways, groceries, supermarkets, government services, insurance, and much more
  • Complimentary airport lounge access
  • Valet parking services
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ENBD Lulu 247 Platinum Credit Card 12,000 262.5
  • Up to 500 LuLu bonus points 
  • Earn LuLu points on multiple spending
  • Up to 7% Lulu points on online spends, LuLu store, utility bill payments, fuel, and more
  • Complimentary airport lounge access, valet parking, and concierge services
  • Buy 1 Get 1 offers with Reel Cinemas
  • Special LuLu member benefits
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Emirates NBD Visa Flexi Credit Card 12,000 No Annual Fee
  • Earn 1.5 Plus points upon spending AED 100
  • Spend on supermarkets, insurance, car dealerships, bill payments, and more to earn points
  • Global airport lounge access.
  • Availability of movie offers, concierge services, golf privileges, and more
  • International medical assistance
  • Careem discounts include food deliveries, and Careem rides.
  • Free insurance on big ticket purchases
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Emirates NBD  Marriott Bonvoy World Mastercard		 12,000 315
  • Earn up to 3 points per US$1 spend
  • 1 free night award on cumulative retail spends of US$ 6,000
  • Earn Marriott Bonvoy Points on domestic and international expenses
  • Up to 4 complimentary food/drink items in Costa
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Emirates NBD Dnata World Credit Card 20,000 1,048.95
  • Welcome bonus: Up to 2,500 dnata points
  • Exclusive discounts on Dnata Travel, Giraffe, Costa Coffee, Duty Free Shopping, and more
  • Complimentary lounge access at more than 1000 airports worldwide
  • Availability of valet parking facility
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ENBD U By Emaar Infinite Credit Card 30,000 1,575
  • Up to 25,000 Upoints as a welcome bonus
  • Complimentary valet parking at The Grand parking in Dubai Mall
  • Buy 1 Get 1 offers on Reel movie tickets
  • Earn Upoints on all Emaar spends
  • Use Upoints at 2,500+ stores on multiple brands
  • Discount at F&B and spas at Emaar Hospitality Group hotels
  • Complimentary valet parking and airport lounge access
  • Availability of concierge services
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Emirates NBD Skywards Infinite Credit Card 30,000 1,575
  • Up to 100,000 Skywards Miles and Rotana Rewards membership as a welcome bonus
  • Up to 2 Skywards Miles per USD equivalent spent
  • Complimentary Emirates Skywards Silver membership
  • Earn Miles on international and domestic spending
  • Free golf course access across the UAE and airport lounge access globally
  • Availability of valet parking service
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Visa Infinite Credit Card 30,000 1,575
  • Earn Plus points upon spending AED 100
  • Unlimited access to airport lounge access across multiple cities
  • Complimentary insurance for big purchases
  • Concierge services and valet parking facility
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ENBD Etihad Guest Visa Elevate 30,000 1,575
  • Welcome offer of up to 200,000 Etihad Guest Miles
  • Fast track upgrade to Gold tier
  • Etihad Guest Miles 50% discount voucher
  • Free airport lounge access, concierge services, and valet parking facility
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Eligibility Criteria to Apply for a NBD Credit Card

Tabled below are the general eligibility criteria for Emirates NBD cards in the UAE:

Criteria Requirements
Minimum Age 21 Years  
Minimum Salary AED 5,000
Nationality UAE National or Expat
Employment Status Salaried or Self-Employed
Credit Score As per the Bank

Note:

  • Each card features its own unique criteria and specifications

  • Additional eligibility may apply

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Emirates NBD Credit Card: Documents Checklist

The following is a list of documents required for Emirates NBD card application verification in the UAE:

For Salaried Employees For Self-Employed Individuals
  • Original and a copy of Emirates ID
  • Original and a copy of passport
  • Original and copy of residence visa (for expatriates)
  • Salary certificates/ pay slips (whichever is applicable)
  • Latest 3-6 months’ personal bank statements
  • Original and a copy of Emirates ID
  • Original and a copy of passport
  • Original and copy of residence visa (for expatriates)
  • Trade licence
  • Memorandum of Association
  • Latest 3-6 months’ company bank statement

Note: All documents must be valid. Banks may ask you to submit additional documents for verification, if required.

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Emirates NBD Cards: Common Fees and Charges

Type of Fees Charges
Cash Advance Fee 3.15% or AED 103.95 (whichever is higher)
Late Payment Fee AED 241.50 per month
Over Limit Fee AED 292.95 per month
Issuance of Supplementary Card Free
Issuance of Secret PIN Free
Sales Voucher Copy AED 10.50
Duplicate Statement Fee (per copy)- Up to Last 3 Months/ Over 3 Months AED 15.75/ AED 47.25 per month
Managers Cheque Issuance AED 26.25
Paper Statement Fee AED 5.25 per month
Cheque/ Direct Debit Return Fee AED 105
International Delivery Charge AED 157.50 per credit card
Card Replacement Fee AED 21
International Transaction Fee (Both AED and Non-AED Currency) 1.99% of transaction amount
Cancellation Fee: Instalment Plan/ Balance Conversion/Loan on Card/ Balance Transfer/ALOC/0% IPP 1.05% of principal outstanding
0% Instalment Plan AED 51.45 per transaction
Instalment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC 0.29% - 1.99% flat monthly interest rate (0.53% - 3.46% reducing monthly interest rate)
Credit Shield Pro Insurance 1.04% per month of the Current Balance
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Best Emirates NBD Credit Card Offers

FAQ's on Emirates NBD Credit Card

Q1: What is the minimum salary to apply for Emirates NBD Bank credit cards?

Ans: You should have a monthly salary of at least AED 5,000 to be eligible for any of the credit cards provided by the bank.

Q2: Can you use your NBD credit card outside the UAE?

Ans: Yes, you can use your credit card within the UAE as well as abroad. 

Q3: How long does it take to process Emirates NBD credit card payments?

Ans: If you make payment via mobile banking, online banking, or Emirates NBD ATM, it gets processed within 24 hours.

Q4: Can you withdraw money from your Emirates NBD credit card?

Ans: You can use an Emirates NBD bank credit card to withdraw cash from an ATM account. 

Q5: What are the benefits of an Emirates NBD credit card?

Ans: With an Emirates NBD card, you can earn exclusive reward points, get discounts on shopping, travel, dining, and more, get financial assistance in emergencies, and much more.

Q6. Can I have 2 Emirates NBD credit cards?

Ans: Yes, you can easily apply for more than one Emirates NBD credit card in the UAE.

Q7. How long does it take to get an Emirates NBD credit card? 

Ans: You can get an Emirates NBD card within 1-2 working days.

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