ADCB Islamic Platinum Credit Card
The ADCB Islamic Platinum Credit Card is one of the most renowned covered cards offered by Abu Dhabi Commercial Bank (ADCB). While this monthly-fee-based card is no longer available to new users, existing users can continue to enjoy the exclusive features and benefits of their card.
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- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
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5,000 AED50,000+ AED
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ADCB Islamic Platinum Credit Card Features and Benefits
The ADCB Islamic Platinum Card offers various features and benefits that cover a wide range of amenities, from luxurious airport lounge access to fast pay. Here are the details.
| Features and Benefits | Description |
|---|---|
| TouchPoints | Earn 1 TouchPoint for every AED 1 spent |
| Complimentary Airport Lounge Access | Access to premium airport lounges for a relaxing pre-flight experience |
| Complimentary Purchase Protection | For up to 90 days from the purchase date, it covers loss, theft, and accidental damage of items bought using the card across the globe. |
| Global Perks and Privileges | Cardmembers of the ADCB Islamic Platinum Credit Card can access a wide range of exclusive benefits and privileges around the world. |
| Credit Shield Takaful | Covers the outstanding balance against unfortunate events. These include natural death, critical illness, and permanent or total disablement. |
| Minimum Due Amount | Pay as low as 5% of their entire outstanding amount every month, carrying the remaining balance forward to the next billing cycle |
| Convenient Payment Options | Payment channels include: Mobile Banking App, ADCB Internet Banking, Cash Deposit Machines, ADCB branches, and Auto-debit Instructions via an ADCB Savings or Current Account. |
| Fast Pay (Partner Locations) | Pay credit card bills at over 50 ADCB branches, selected ATMs, ENOC/EPPCO stations, Al Ansari Exchange, and LuLu Exchange branches (with a nominal charge of AED 5 per payment). |
| Apply Now | |
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Fees & Charges of ADCB Islamic Platinum Credit Card
The following are the fees applicable to the ADCB Credit Card:
| Particulars | Fee and Charges |
|---|---|
| Annual Membership Fee | AED 630 (free for first year) |
| Cash Withdrawal Charges | AED 105 |
| Donation for Late Payment | AED 241.50 |
| Pay Order Processing Charge | AED 157.50 |
| Card replacement fee | AED 78.75 |
| Duplicate statement Charge | AED 26.25 |
| Returned cheque charge | AED 157.50 |
| Outstation Cheque Processing Fee | AED 21 |
| Sale voucher copy | AED 26.25 |
FAQs on ADCB Islamic Platinum Credit Card
Q1: What protection does the ADCB Islamic Platinum Credit Card’s Credit Shield Takaful offer?
Ans: It’s an optional plan that provides coverage for the outstanding balance of the ADCB Islamic Platinum Card against unforeseen events. These include critical illness, permanent or total disablement, involuntary loss of employment, and natural death.
Q2: How are rewards earned on the ADCB Islamic Platinum Credit Card?
Ans: Cardholders can earn 1 Touchpoint for every AED 1 spent on retail purchases through this card. These TouchPoints are the parts of the ADCB TouchPoints rewards program.
Q3: Is the ADCB Islamic Platinum Credit Card available for new customers?
Ans: No, the ADCB Islamic Platinum Credit Card is no longer available for new users. Only the existing users can continue to consume its facilities. The card is also known for offering privileges and rewards tailored for daily travel and spending.
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