FAB Gems Titanium Credit Card
The FAB GEMS Titanium credit card, offered by First Abu Dhabi Bank, covers some previously unexplored areas, such as school-related expenses. It is perfect if you want luxury and easy money management. Enjoy exciting benefits and experience a smarter way to manage your finances.
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
FAB Gems Titanium Credit Card Benefits and Features
With secure payments and flexible options, the GEMS credit card FAB can bring both comfort and convenience to your life. The two main privileges this card offers are -
| Features | Benefits |
|---|---|
| Discounts on School-related Expenditure |
Save up to 4.25% on GEMS school fees |
| Coverage of Various Lifestyle Expenses |
Complimentary access to over 1,000 airport lounges worldwide for up to 8 times |
Eligibility Criteria of Gems Credit Card FAB
To apply for the FAB GEMS Titanium credit card, you must earn a minimum salary of AED 8,000 per month. Additionally, you should be at least 21 years old to apply for this FAB credit card.
Documents Required to Apply for FAB Gems Titanium Credit Card
You cannot apply for the FAB GEMS Titanium credit card unless you can provide all the necessary documents. So, keep the papers ready. It will help you apply smoothly and get your card faster. Additional documents may be requested by the bank if necessary. Here is a list of the requirements that may be helpful if you are from the UAE.
- A valid Emirates ID
- A valid passport
- A valid salary certificate or pay slip
- Latest personal bank statement of 3-6 months.
How to Apply for the FAB Gems Titanium Credit Card via Paisabazaar.ae?
If you are a UAE resident and looking for the Gems Credit Card FAB, the most trusted online platform to apply for this card is Paisabazaar.ae. The services are prompt and convenient. Here is a stepwise guide to help you.
- Step 1: Visit the official website and click on the Credit Cards tab.
- Step 2: Fill in the application form.
- Step 3: Locate this FAB Gems Titanium Card on the credit card quotes page.
- Step 4: Review the card's features, terms, and conditions in detail.
- Step 5: Apply for the card.
Fees of the FAB Gems Titanium Credit Card in UAE
The FAB Gems Titanium Credit Card comes with some easy and affordable fees in the UAE. The following information may be helpful.
| Fees | Amount |
|---|---|
| Annual Fee | AED 399 |
| International Transaction Fee (all currencies) | 2.49% of transaction value + scheme charges (to be revised to 2.61 of transaction value + scheme charges) |
| Overlimit Fee | AED 288.75 (to be revised to AED 302.40) |
| Late Payment Fee | AED 241.5 |
| Cash Advance Fee | 3.15% or AED 157.5, whichever is higher |
| Card Replacement Fee | AED 78.75 |
| Transaction Dispute Charges | AED 105 |
| Transaction Processing Fee and Interest Rate: Balance Transfer/ Quick Cash/ Easy Buys/ ALOC/ Loan on Card/ Instalment Plan | Up to 3% per month flat rate on the booking amount as per the agreement. Up to 4% transaction fee on the total principal amount as per the agreement. |
| Cancellation Fee: Balance Transfer/ Quick Cash/ Easy Buys/ ALOC/ Loan on Card/ Instalment Plan | 1.05% of the Principal Outstanding Amount (Max: AED 12,500) |
FAQ's on FAB Gems Titanium Credit Card
Ans: You can get 2% cashback on your regular spending with the GEMS credit card FAB.
Ans: Yes. Being a cardholder, you can enjoy 20% off Emaar Attractions, 10% off at Al Montazah Parks and 30% off on general admission tickets at IMG Worlds.
Ans: No. You will not have to transfer your salary to avail the facilities of this card. However, it is mandatory to meet the minimum salary requirement.
Ans: Nothing to worry about. There is a Credit Shield facility. It will cover your unpaid balance in case there is an unforeseen event. You can enjoy your peace of mind.
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