How to Check FAB Balance in the UAE - Complete Guide in 2026

Its easy to check your FAB (First Abu Dhabi Bank) account balance. You can use multiple methods, such as the mobile app, SMS banking, ATM, or online banking, to access your balance instantly. Whether you want to track your monthly expenses, confirm your salary credit, or ensure sufficient funds for upcoming transactions, knowing how to check your FAB balance is essential. 

In this guide, we have listed all available methods for FAB balance checks, both online and offline, with step-by-step instructions.

Top 8 Methods for FAB Balance Check in UAE

Here is a quick overview of how to check your FAB account balance in Dubai, UAE:

How to Check FAB Account Balance on the Mobile App?

If you are using the FAB mobile app, checking your FAB balance online is just a tap away. To use this method, you only need an internet connection and follow these simple steps:

• Download the FAB mobile app from the Apple App Store or the Google Play Store.
• Log in using your customer ID or debit card number. If you are a new user, follow the instructions provided in the app.
• Once the app opens, you will see your available balance on the homepage.

You can also use the app for other purposes, such as checking your transaction history, e-statement, requesting a cheque book, and more.

Can I Check FAB Account Balance Through SMS?

Yes, you can receive your account balance updates via SMS alerts from your FAB account. However, this is not the same as sending an SMS to check your balance on demand.

SMS alerts are automatically received after every transaction, allowing you to stay updated on your available balance without using an app or internet banking.

This service is usually enabled by default when your mobile number is registered with your account. If you are not receiving SMS notifications, contact the bank to confirm that your current mobile number is correctly linked to your account.

FAB Balance Check Through Online Banking

This is the most convenient way to make a FAB bank balance enquiry from the comfort of your home. Simply follow the steps mentioned below:

• Go to the official website of FAB: www.bankfab.com.
• Click on the Login button at the top right corner and select ‘Personal Online Banking (UAE)
•  Log in with your username and password. If you are not registered, enter your customer ID and follow the instructions given on the screen.
• Click on ‘Accounts’ on the dashboard. You’ll find your balance on the screen.

You can also use online banking to quickly download an official bank statement or track applications, loan approvals, or any document that needs verification.

How Do I Check My FAB Balance at an ATM?

Visit your nearest First Abu Dhabi Bank (FAB) ATM to check your account balance without the internet or a mobile phone. FAB has an extensive network of ATMs across the UAE. Thus, this offline method is very useful when you don’t have access to online banking services.

Follow these steps to check FAB balance quickly:

• Find the nearest FAB ATM. You can also use the ATM locator on the bank’s official website.
• Insert your card in the machine and enter the correct PIN.
• Choose the preferred language and click on the ‘Balance Enquiry’ option.
• Select the account for which you want to check the balance. This could be current, savings, and so on.
• Click on account balance details to view your current balance.

How Can I Check FAB Balance by Phone?

As a FAB account holder, you can also use phone banking to check your account balance. For this, you can dial any of the following numbers and get the assistance of the customer support:

• In the UAE: 600 52 5500
• Outside the UAE: +971 2 6811511

How to Check FAB Balance with a Ratibi Card?

The Ratibi prepaid card offers an easy way to check FAB account balance in the UAE. Unlike a traditional bank account, this card is designed for salaried employees whose salary is under AED 5,000. Thus, the process of checking the balance is slightly different from the traditional methods.

FAB Balance Check Online via the Magnati portal

• Go to ppc.magnati.com/ppc-inquiry.
• Enter your Ratibi card number and the captcha.
• Click on the ‘Go’ button.
• You'll see your current balance and the card status. You can also check your recent transaction history.

FAB Balance Check via SMS Alert

Ratibi cardholders can also check their balance through SMS alerts provided by First Abu Dhabi Bank. This is an automatic service that sends notifications after every salary credit or transaction.

FAB Balance Check by Visiting the Nearest ATM

You can also check your Ratibi card balance at your nearest FAB ATM.

Steps to check balance:

• Insert your Ratibi prepaid card into the ATM
• Enter your 4-digit PIN
• Select ‘Balance Inquiry’
• View your available balance on the screen or print a receipt

FAB Balance Check on Payit

Payit is FAB’s digital wallet app that lets you go cashless. You can add money to this wallet through online banking, credit/debit card, and from other wallets. With this, you can see your balance, send money, pay bills, and even get a cash advance of up to 50% of your salary before payday (for Ratibi cardholders).

Here are the steps to follow:

• Download the FAB Payit wallet app 
• Log in using the required details 
• Add money to the wallet 
• Check balance and withdraw whenever you want

Payit has no minimum balance requirement and no monthly maintenance fee. This makes it worth setting up, even if you only use it for balance checks and occasional money transfers.

Can I Check FAB Account Balance by Visiting a Branch in the UAE?

Yes, branch visits are a good option to check your FAB balance if online methods don't work for you. It’s also beneficial if you want a certified statement, need to update your registered mobile number, or are having trouble accessing your account.

While visiting the First Abu Dhabi Bank (FAB) branch, you need to bring some documents:

• Emirates ID (mandatory)
• Your FAB debit or credit card
• Account details, such as account number

While visiting a branch, make sure to go during the official working hours. You can confirm branch timings on FAB’s official website before planning your visit.

Compare FAB Balance Check Methods: Which is Right For You?

Wondering how to choose the best way to check your FAB balance? The answer depends on your internet access, convenience, and urgency. Here’s a breakdown of which method is best for different users:

Why is Checking Your FAB Account Balance Important?

Keeping an eye on your FAB account balance is essential. It helps you stay in control of your money and avoid unnecessary stress. Here’s why checking your balance regularly is crucial:

• Track income and transactions in real time to ensure your salary and payments are credited correctly
• Avoid declined transactions by knowing your available balance before making payments
• Control overspending and manage your budget better with up-to-date balance visibility
• Detect unauthorised or suspicious activity early and take timely action
• Make informed financial decisions when paying bills, transferring money, or withdrawing cash
• Avoid penalties or minimum balance charges by maintaining the required account balance

What to Do If You Can’t Check FAB Account Balance?

If you’re unable to check your FAB account balance, the issue is usually related to login errors, app glitches, network problems, or unregistered mobile details. You can resolve most of these issues quickly by following the solutions below.

The Bottom Line

First Abu Dhabi Bank (FAB) offers many convenient ways to check your account balance in the UAE. If you're tech-savvy, online options like mobile banking, online banking, and the Payit app are perfect for FAB balance checks. However, if you prefer a face-to-face interaction, visiting a branch is an ideal option. In case you're facing internet issues, you can still check the account balance using alternatives like phone banking or ATMs.

Frequently Asked Questions