How to Generate RAKBANK Bank ATM PIN

For individuals who choose to open bank accounts with RAKBANK, the option to obtain debit cards is available. This card is a pretty useful financial instrument that seamlessly combines convenience and security for its valued customers throughout the region. Committed to delivering innovative financial solutions, RAKBANK’s debit card offers effortless access to funds while ensuring a secure and efficient transaction experience.

Whether you want to do shopping, dine, or manage your everyday expenses, this debit card serves as a dependable payment option, accompanied by a multitude of advantages. The features of this debit card include both online and offline accessibility and adaptable spending limits.

How Many Types of RAKBANK Debit Cards are Available in the UAE?

Listed below are some of the personal debit cards offered by RAKBANK in the UAE -

RAKBANK Elite Platinum Debit Card

• Customers can use the debit card at more than 36 million outlets across the globe.
• To ensure safety and security, the card has been equipped with the Chip & PIN feature.
• To stay updated with debit card activities, SMS alerts are sent to the cardholder’s registered mobile number.
• This debit card allows cardholders to withdraw cash, with the service being available at over 1 million MasterCard ATM locations across the globe.
• Get free lounge access at multiple airports.
• Customers get card purchase protection, travel accident insurance, and much more.
• Lifestyle privilege programmes are included within this debit card.
• Avail of up to 10% cashback on Booking.com with the Elite Platinum debit card.
• Get discounts and 2-for-1 offers on vacations and new restaurants across the UAE, Bahrain, the KSA, Jordan, Lebanon, and Kuwait. 

RAKBANK Standard Debit Card

• The Standard debit card comes with the feature of Chip & PIN to avoid fraud and enhance protection.
• With this debit card, individuals can shop at more than 36 million MasterCard-accepting outlets across the world.
• Upon every transaction made through the debit card, cardholders get a notification on their registered mobile number in an instant.
• The cash withdrawal service is available at over 1 million MasterCard ATM locations across the world.
• Avail of travel packages from MMI Travels and get amazing offers and discounts.
• Make contactless payments with the Tap & Pay feature at any of the MasterCard-accepted outlets.

How to Do RAKBANK ATM PIN Generation?

Let’s take a look at the steps that you need to follow to activate your RAKBANK debit card and generate its PIN - 

Via Phone Banking and SMS Banking -

To utilise the phone banking channel, dial 600544049 (for RAKBANK cards) or 600540044 (for Islamic cards) along with a 6-digit activation code. Those who reside outside the UAE can get their activation code by dialling +97142130000. 

The 6-digit activation code can be obtained by sending an SMS to 4595 from your registered mobile number. Note that the SMS format to receive the activation code is as follows -

ACT <first 4 digits of Card number> <last 4 digits of Card number>

Note that the 6-digit activation code remains valid for 30 minutes. You can use this activation code and other necessary details according to the instructions prompted by the IVR.

Via ATM -

Insert the debit card into one of the RAKBANK ATMs near you and select your desired language. Next, press the relevant keys to proceed with the 4-digit debit card PIN generation. You can then create a new PIN and confirm it.