ADIB Edge Credit Card
The ADIB Edge card allows you to earn points on every purchase. You can also benefit from a wide range of complimentary services in lifestyle and travel categories. While the bank has discontinued this card, existing users can look into the card’s key perks and privileges for their knowledge.
ADIB Edge Card Benefits
While this card has been discontinued, existing users can enjoy the following key ADIB Edge card benefits —
- 1.25 Exceed Rewards for each AED 100 spent internationally
- 0.125 Exceed Rewards for each AED 100 spent on specific merchants
- 0.75 Exceed Rewards for each AED 100 spent domestically
- Complimentary valet parking service at select locations
- Exclusive privileges with the Visa Luxury Hotel Collection
- Complimentary visits to airport lounges
- Free roadside assistance available
- Free golf course access to the Arabian Ranches Golf Club, Dubai — available once every month
- Multi-trip travel insurance included
- Several protection benefits, such as Card Protection and the Islamic Covered Card Takaful Scheme Protection, are available
Eligibility Criteria for the ADIB Edge Credit Card
Tabled below are the entry requirements for the Edge card by ADIB —
| Eligibility Factors | Requirements |
|---|---|
| Minimum Salary | AED 30,000 |
| Minimum Age | 21 years |

Documents Required for the ADIB Edge Card Application
The documents checklist for the ADIB card is as follows–
- UAE National ID
- Passport
- Latest 3 Months’ Personal Bank Account Statement
- Salary Certificate
Note- Present the original and copies of the Emirates ID and passport
Scheduled Fees and Charges of the ADIB Edge Credit Card
The table below lists all the primary fees linked to this ADIB credit card —
| Type of Fee | Charges |
|---|---|
| Annual Fee | AED 750 |
| Card Replacement Fee | AED 75 |
| Temporary Increase Limit Fee | AED 50 |
| Copy of Sales Receipt | AED 25 |
| Returned Cheque Fee | AED 100 |
| Liability/ No Liability Certificate | AED 50 |
| Copy of Additional Statement Fee | AED 45 |
Note that these fees and charges are exclusive of VAT.
Frequently Asked Questions
Yes, the bank charges a temporary increase limit fee of AED 50. Note that a VAT will be additionally charged on this fee.
You can earn up to 0.75 Exceed Rewards for each AED 100 spent across the UAE.
With the card, you can enjoy free access to golf courses, valet parking services, and roadside assistance.
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