ADCB Free for Life Credit Cards

Are you new to credit cards or a low-income earner looking for convenient credit options? ADCB free for life credit cards are just what you need. These cards have exceptional advantages for travel, dining, and shopping. All these benefits come without the hassle of paying any annual fees. Find out all about these credit cards here! ...read more

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

An Overview of ADCB Free for Life Cards

ADCB offers over 15 credit cards across the UAE. These cards are designed to serve all categories of eligible individuals. One such category is low-income earners and those new to credit cards. ADCB free for life credit cards are ideal for them because there is no need to pay an annual membership fee to keep their card active. What’s beneficial is that despite having zero annual charges, these cards come with extensive perks on travel, shopping, dining, and more.

ADCB Free for Life Credit Cards- Key Features & Benefits

The following is a list of all the ADCB free for life cards available in the UAE:

Credit Card Name	Minimum Salary Requirement	Key Features	Apply
ADCB Essential Cashback Card	AED 5,000	Earn 1% cashback on all purchases Earn up to AED 70 cashback on movie tickets 4 complimentary access to more than 25 airport lounges across the globe 20% off on food and grocery deliveries on the Talabat app 50% discount on the Shahid VIP monthly package Protection benefits include Purchase Protection and Credit Shield	View Offers
ADCB TouchPoints Titanium and Gold Credit Card	AED 5,000	Earn up to 0.5 TouchPoints for each AED 1 spent Receive 5,000 TouchPoints as a bonus on spending AED 5,000 monthly 0% Interest Payment Plan for paying school fees BOGO Vox movie ticket offer Exclusive dining offers at 1400+ restaurants 20% off on food and grocery deliveries on the Talabat app Unlimited access to more than 10 airport lounges globally Discounts on Avis car rentals	View Offers
ADCB LuLu Titanium Card	AED 5,000	Earn up to 3.5 LuLu points for every AED 1 purchase Earn 0.2 LuLu points on- Education Fuel Real Estate Telecommunication Transport Government Services Earn 0.4 LuLu points on- Supermarkets Insurance Quick Service Restaurants Auto Dealers 0% Interest Payment Plan on school fee Unlimited access to more than 10 airport lounges globally Hundreds of BOGO offers across the Middle East and Africa 20% off on Talabat food and grocery deliveries	View Offers
ADCB LuLu Platinum Card	AED 8,000	Earn 8% LuLu Points on every AED 1 spent at LuLu stores Earn up to 1.25% LuLu points per AED 1 spent BOGO Reel movie ticket offer 0% Interest Payment Plan on school fee payment Earn 0.2 LuLu points on- Education Fuel Real Estate Telecommunication Transport Government Services Earn 0.4 LuLu points on- Supermarkets Insurance Quick Service Restaurants Auto Dealers 4 complimentary access to more than 25 airport lounges across the globe	View Offers
ADCB Talabat Card	AED 5,000	A welcome bonus of up to AED 750 on spending a minimum of AED 5,000 in the first 45 days 35% back on the first 10 orders on the Talabat app Unlimited free deliveries on a minimum order value of AED 50 on all Talabat Pro orders Up to 1.25% talabat credit on all retail purchases BOGO movie ticket offers at Reel Cinemas Complimentary 4 visits to more than 25 airport lounges Discounts on Cleartrip and Booking.com	View Offers

Are You Eligible for an ADCB Free for Life Card?

To understand if you are eligible for free-for-life credit cards, refer to the general eligibility for ADCB Credit Cards below-

Eligibility Type	Requirements
Minimum Salary	AED 5,000
Minimum Age	21 years

Apply for an ADCB Free for Life Card via Paisabazaar.ae

You can quickly apply for an ADCB free for life credit card via Paisabazaar.ae – UAE’s largest banking aggregator.

Click here for the application form.
Complete the form with the correct details.
Use filters or manually locate ADCB cards.
Compare and select your preferred card.

Here’s why Paisabazaar UAE is your go-to platform for card needs-

✨ A wide range of card options is available.

✨ Compare and choose between similar cards.

✨ Dedicated customer support team.

✨ Hassle-free application process.

ADCB Free for Life Cards- Fees

The primary charges associated with the ADCB cards are tabulated below-

Type of Fees	Charges
Overlimit Fee	AED 288.75
Cash Advance Fee	3.15% or AED 105 (Whichever is higher)
Late Payment Fee	AED 241.50
Paper Statement Fee	AED 5.25
Duplicate Statement Fee	AED 26.25
Credit Shield Fee	1.0395% of the outstanding at the billing cycle
Finance Charges (Instalment Plans/ Credit Card Loan/ Balance Transfer)	Up to 3.69% per month
Finance Charges (Cash Advance)	3.69% per month
Finance Charges (Retail Purchase)	3.69% per month

FAQ's on ADCB Free for Life Credit Card in UAE

Ans: Most ADCB cards offer discounts on food and groceries. However, the ADCB Talabat card is exclusively for the high rewards Talabat offers. You get free and discounted deliveries every month when you place an order through the Talabat app.

Ans: No, the card is free for the first year. An annual fee of AED 383.25 is charged from the second year onwards.

Ans: Yes, you can enjoy 4 complimentary visits to more than 25 airport lounges per year.

Ans: ADCB charges a late payment fee of AED 241.50.

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