ADIB Etisalat Gold Credit Card Features & Benefits

The ADIB offers top of the line credit cards that are designed to meet the various lifestyle requirements of its customers and the ADIB Etisalat Gold Credit Card is amongst the best ones. With this ADIB credit card, you can get access to a plethora of exciting rewards and benefits. Also, you can enjoy a welcome bonus of 20,000 points that are equivalent to ten hours of UAE talk time. 

Highlights of the ADIB Etisalat Gold Credit Card

• Up to 4 free supplementary/add-on cards
• Low profit rate (W/Salary transfer) – 2.99 percent per month
• Low profit rate (W/O Salary transfer) – 3.09 percent per month
• 100 percent cash withdrawal limit

Main ADIB Etisalat Gold Credit Card Features

The listed below are some of the main features of the ADIB Etisalat Gold credit card that make this card different from other ones:

Cash Advance

As a member of this ADIB credit card, you can withdraw instant cash a maximum of 100 percent of your available credit limit to meet your emergency financial needs.

Interest Free Grace Period

The ADIB Etisalat Gold Credit Card offers an interest free period for up to 55 days to repay the outstanding amount. During this time period, you will not have to pay any profit rate or any other charges.

Supplementary Cards

ADIB offers a maximum of four complimentary supplementary/add-on ADIB Etisalat Gold Credit Cards for the eligible family members.

Easy & Convenient Payment Options

You can enjoy the flexibility and convenience of making your ADIB credit card payments at the UAE Exchange, ADIB bank branches, deposit machines, AI Ansari Exchange & AI Fardan Exchange.

Top ADIB Etisalat Gold Credit Card Benefits

Given below are the key benefits of the ADIB Etisalat Gold Credit Card:

Sign Up Rewards

With this ADIB Credit Card, you can earn 20,000 welcome Etisalat Reward Points that are equivalent to over 10 hours of free UAE talk time.

Rewards

As a member of this ADIB credit card, you are entitled to a reward program – Etisalat Smiles Points. You can earn reward points on you each AED spent and redeem them for the payment of several Etisalat services via the official website of the Etisalat Smiles. The Etisalat services include eLife Service, Mobile Bills, hotels, flight tickets, car hires, restaurants, retail stores, online rewards shop.

• For a ‘non-self funded credit card’, ‘3 Etisalat Smiles Points’ can be earned on each dirham spent on the domestic as well as foreign transactions made through this card so every 100 dirham spent is ten minutes of the ‘UAE talk time’.
• For a ‘non-self funded credit card’, ‘1 Etisalat Smiles Point’ can be earned on each dirham spent on some selected merchant transactions made through this ADIB card so every 100 dirham spent is three minutes of the ‘UAE talk time’.
• For a ‘self-funded credit card’, ‘2 Etisalat Smiles Point’ can be earned on each dirham spent on domestic as well as foreign transactions made through this ADIB card so every 100 dirham spent is six minutes of the ‘UAE talk time’.
• For a self-funded credit card’, ‘1 Etisalat Smiles Point’ can be earned on each dirham spent on some specific merchant transactions made through this ADIB card so every 100 dirham spent is three minutes of the ‘UAE talk time’.

Airport Lounge Access

With this card, you can avail free access to various airport lounges across the world through Veloce Lounge.

In A Nutshell

The ADIB Etisalat Gold Credit Card offers unique features and benefits that are unmatched by any other credit cards available in the UAE. Other than that, it enables you to earn exciting rewards points that can further be redeemed for various Etisalat services including hotel and flight tickets, retail stores, car rentals, restaurants, mobile bills, and much more. All-in-all, this ADIB Etisalat Gold Credit Card is designed with an aim to meet the various lifestyle needs of its customers that make it a feasible option for all types of spenders.