Emirates Islamic Flex Credit Card Features & Benefits

The Emirates Islamic Flex Credit Card is packed with convenience and flexibility. It aims to give you something you have never seen before. It has exclusive benefits for every component of your life and makes sure every minute is memorable for you.

Highlights of the Card

• Free Annual Membership
• No Card Replacement Fee
• Attractive Monthly Profit Rate Starting at 3.49%

Emirates Islamic Flex Credit Card Features

The features of a Flex Card are:

El SmartMiles Earning and Redemption

The El SmartMiles rewards program is designed to offer the members travel and lifestyle benefits. You can earn unlimited miles and redeem them without any blackout dates simply through the online portal.

Up to 2.25 miles are earnt on every AED 1 spent internationally and up to 1.25 miles are earnt with every 1 AED spent locally.

 You can redeem your miles in a wide range of services, such as:

• You can exchange the miles for miles with the partner under the frequent flyer program. The partners are Emirates Skywards and Etihad Guest.
• The miles can be redeemed for a range of services at more than three hundred airlines, endless hotels, car rentals and much more.
• You can make an instant purchase using your miles from any merchant in the world. This can be done simply by enabling the feature on your account and them making the purchase online or offline.  
• You can purchase fashion items, electronics or even home decor without leaving the bank’s website with the help of its online market place.

Joining Bonus

As a welcome gift to a newly signed member, Emirates Islamic Bank provides a bonus of 10,000 El SmartMiles.

Visa Paywave

Visa Paywave is a new way to make payments that is faster, safer and more convenient. It uses the chip technology in the Visa card and in addition gives the wireless technology to make transactions more secure and faster. This card can be used anywhere with the contactless payment options present.

Emirates Islamic Flex Credit Card Benefits

 The benefits enjoyed by a Flex Cardholder are:

Mazaya Offers

You get unmatched deals and discounts at retailers and discounts all across the UAE.

1. Shopping: When you shop with your Emirates Islamic Flex Credit Card at the partner retailer, you are entitled to excellent deals.
2. Travel: You can enjoy travel season exclusive benefits and deals at the partner outlets.
3. Dining: You can expand your taste pallet with discounts up to 30% offered at the partner outlets.

Supplementary Cards

You can now involve your loved ones in the benefits offered by the Emirates Islamic Flex Credit Card by making them a supplementary cardholder.

You can avail up to 4 supplementary cards at zero cost.

Luxury Hotels

You can avail the best available rate and other value-added services such as late check-in, room upgradation,etc. at prestigious world-known hotels and resorts.

Purchase Insurance

The Emirates Islamic Flex Credit Card protects your purchases against theft, damage or loss. You can now shop worry-free.

Extended Warranty

Under the extended warranty, the warranty period of the purchase made via the flex card is doubled, i.e. twice the warranty period provided by the original manufacturer.

Time out Dining

You can get dining offers on time out with your Emirates Islamic Flex Credit Card.

Over to You!

This Emirates Islamic Credit Card offers various additional benefits such as golf discounts, legal referral and medical referrals. If you are someone who likes flexibility in life, whether it is in dining or traveling, then the Flex Card is the choice for you!