HSBC Balance Transfer Credit Cards in UAE

HSBC Balance Transfer credit cards let you transfer your money from one card to another. This helps you move your balance from a high-interest card to a low-interest one and avoid additional charges. Besides, some balance transfer cards come with interest-free introductory periods of up to 55-56 days. et’s look into the HSBC Balance Transfer cards and their other features. ...read more

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Best HSBC Credit Card in UAE

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Top HSBC Balance Transfer Credit Cards 

You can find 3 HSBC Balance Transfer cards in the UAE. Let’s understand each card and what it offers — 

Credit Card Name  Minimum Salary Requirement  Key Features  Check
HSBC Max Rewards Credit Card  AED 10,000
  • Save on interest by transferring your balance from other UAE cards to the HSBC card
  • Lifestyle perks include — 
    • 50% discount on dining bills at 4,000+ restaurants with the free Zomato Gold membership
    • Exclusive deals at home&Away on travel, shopping, dining, and more
    • BOGO movie ticket offers per month, along with discounts on food and beverages 
  • Incredible travel privileges are — 
    • 12 free visits (per year) to 1,000+ airport lounges for the cardholder and a supplementary cardholder
    • Complimentary multi-trip travel insurance of up to USD 500,000
    • 24/7 concierge service 
    • Complimentary 1-year Careem Plus subscription 
View Offers
HSBC Platinum Select Credit Card  AED 5,000
  • Save on interest by transferring your balance from other UAE cards to the HSBC card
  • Free subscription to Careem Plus for a year 
  • Discount of 50% on dining bills at 4,000+ restaurants with the complimentary  Zomato Gold membership 
  • Access the Timeout and Golf Access Programme to enjoy offers on retail, accommodation, and dining across the MENA region
  • Amazing deals at home&Away on dining, travel, and shopping 
  • Purchase Protection and Extended Warranty features available 
  • BOGO movie offers across the UAE 
View Offers
HSBC Gold Credit Card* N/A
  • Save on interest by transferring your balance from other UAE cards to the HSBC card
  • Zero interest is applicable for up to 56 days on paying the monthly balance in full 
  • Exciting dining offers across the UAE at 400+ restaurants
  • Exceptional deals on travel, dining, and shopping with home&Away 
View Offers

*This card is not available to new customers anymore 

Are You Eligible for an HSBC Balance Transfer Credit Card? 

Given below are the common eligibility conditions for an HSBC Balance Transfer card — 

Eligibility Type Criteria
Monthly Salary You must have a salary of at least AED 5,000 
Age You must be between 21 and 65 years old
Residency You must be a UAE resident

📝Note: Additional eligibility may apply as per the chosen card.  

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Document Checklist to Apply for HSBC Balance Transfer Card 

We have provided you with a list of documents required for the HSBC card application —

  • Emirates ID
  • Passport
  • Residence Visa (for expats except non-GCC nationals)
  • UAE Residency Proof —
    • For Homeowners — Title Deeds
    • For Tenants — Tenancy Agreement
    • Latest 2 Months’ Utility Bills
  • Income Proof
    • Salary Certificate
    • Latest 2 Months’ Bank Statements/ Salary Slip 

Apply for HSBC Balance Transfer Credit Cards via Paisabazaar.ae 

Looking for an HSBC Balance Transfer card? Check out your options on Paisabazaar.ae. 

Here’s how to select and apply for a card —

  1. Complete the lead form here
  2. Check out the quotes and apply bank filters 
  3. Choose HSBC and your preferred balance transfer card 
  4. Apply and get a call from us

We will guide you through the next steps on the call. 

Know what privileges await when you apply through our platform — 

✨ Get the best cards from the most prominent banks of the UAE

✨ Easily compare and choose a card of your choice 

✨ Active and dedicated customer support team 

✨ Quick and seamless application process

HSBC Balance Transfer Cards — Fees and Charges 

Tabled below are the primary fees associated with the HSBC Balance Transfer credit cards in the UAE —

Type of Fee Charges
Cash Advance/ Cash Withdrawal Fee 3.15% of the total amount or AED 105, whichever is higher
Card Replacement Fee Free
Returned Cheque Fee AED 105
Retrieve Copy of Sales Slip AED 26.25
Late Payment Fee AED 241.5
Overlimit Fee AED 288.75

📝Note: All charges are inclusive of VAT.
 

FAQ's on HSBC Balance Transfer Credit Card in UAE

Q1: Which balance transfer cards are available with HSBC?

Ans: HSBC offers three balance transfer credit cards in UAE — 

  • HSBC Platinum Select Card 
  • HSBC Gold Card 
  • HSBC Max Rewards Card
Q2: Is the balance transfer facility available on the HSBC Live+ card?

Ans: No, the HSBC Live+ card does not have a balance transfer facility.

Q3: What is the minimum salary required to apply for an HSBC Balance Transfer card? 

Ans: You must have a minimum monthly salary of AED 5,000 to apply for a balance transfer credit card via HSBC.

Krunal Gandhi

Krunal Gandhi

Hi there, myself Krunal Gandhi. I have five years of experience in the content industry and have worked in diverse fields such as sports, technology and education. I'm a sports enthusiast who loves watching Cricket and Tennis. I also like to watch web series and movies having good content – after all, 'Content is King' and it's applicable everywhere.

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