CBD Smiles Visa Platinum Credit Card
Save on your daily expenses, such as groceries, utility bills, and other lifestyle needs, with the CBD Smiles Visa Platinum credit card. This card not only simplifies your spends but also gives several protection benefits to protect your purchases and cover your outstanding card bill in case of any ...read more
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Airport Lounge
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Shopping Benefits
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Fuel benefits
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Movie Discounts
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Features- Lifestyle Benefits
- Movie Discounts
- Dining Discounts
What are the Key Features of the CBD Smiles Platinum Card?
From hotel discounts to offering supplementary cards for your family members, this card eases your lifestyle expenses. Let’s look into its primary perks —
- Earn 5 Smiles points on all Etisalat channels, elGrocer spending, and the Smiles app
- Redeem earned points on prepaid charges, food deliveries, groceries, pharmacies, Etisalat bills, shopping vouchers, and more
- Additional discount of AED 200 on booking hotel accommodation with Unravel
- Credit Shield facility, Extended Warranty Protection, and Purchase Protection are available
- Supplementary cards are free for life — up to 5 cards available for free
- Amazing discounts on Emaar Attraction tickets
Know Your Eligibility for the CBD Smiles Visa Platinum Card
If you wish to apply for the Smiles Platinum card by CBD, it is important to fulfill its entry requirements. These criteria are in terms of age, minimum monthly salary, and employment.
| Eligibility Factor | Criteria |
|---|---|
| Minimum Age | 21 years |
| Maximum Age | 63 years for UAE nationals 65 years for UAE expats |
| Minimum Salary | AED 5,000 |
| Employment Status | Must be a confirmed salaried employee or a self-employed individual |
Which Documents are Required for the CBD Smiles Visa Platinum Credit Card Application?
The bank asks you to submit a few documents to verify your card application. For your reference, here is a document checklist for the CBD Credit Card —
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
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Fees and Charges of the CBD Smiles Platinum Card
This CBD credit card in UAE is free for the first year. From the second year onwards, a fee of AED 199 applies. However, if your retail spends cross AED 12,000 in a year, this fee is waived too. Besides the annual fee, however, a few other charges also apply —
| Fees | Charges |
|---|---|
| Overlimit Fee | AED 304.5 |
| Late Payment Fee | AED 241.5 |
| Cash Withdrawal Fee (using ATM) | AED 204.75 |
| Card Replacement Fee | AED 78.75 |
| Copy of Sales Slip | AED 26.25 |
| Liability Letter Issuance | AED 52.5 |
| Interest Charges on Retail Purchases and Cash Advance | 3.85% per month |
| Credit Shield Insurance | 1% of the total outstanding balance |
Frequently Asked Questions
Ans: No, the card is free only for the first year. From the second year, you need to pay an annual fee of AED 199. However, this fee is waived if your retail spends are at least AED 12,000 in a year.
Ans: The maximum age for residents to apply for the card is 63 years.
Ans: No, supplementary cards are free for life. However, you can get only 5 supplementary cards for free
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