Dubai Islamic Bank Al Islami Internet Card

Q: Q1: Are my primary credit card and Dubai Islamic Bank Al Islami Internet Credit Card different?

Ans: Yes, this card has a unique number for online purchases. However, it is still linked to your primary card account for rewards and billing purposes.

Q: Q2: Can I use the Dubai Islamic Bank Al Islami Internet Credit Card to shop online anywhere?

Ans: Yes, you can use this card in most online stores. However, you can only spend up to 20% of the limit of your primary card.

Q: Q3: Are there annual fees or hidden fees for the Dubai Islamic Bank Al Islami Internet Credit Card?

Ans: No, this DIB card does not have any annual fee. Only some services, like replacement or late payment, can have added fees.

Q: Q4: Do I get rewards/offers on the Dubai Islamic Bank Al Islami Internet Credit Card?

Ans: Yes, you still get the same merchant discounts, cashback, and points as your primary card.

Dubai Islamic Bank Al Islami Internet Credit Card is an excellent card to reap benefits on shopping, travelling, and more. It is a Shariah-compliant card that simplifies your spends and gives protection facilities, offering both control on transactions and rewards.

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Airport Lounge
Shopping Benefits
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Cashback up to AED 2,000
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No Annual Fee
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Written ByChanchal SinghContent Executive

Reviewed ByRavindra DhakarProduct Manager

Last updated on 14 November 2025Editorial Standards

Key Features and Benefits of Dubai Islamic Bank Al Islami Internet Card

The Dubai Islamic Bank Al Islami Internet Credit Card is a Shariah-compliant card designed for secure online use. Available primarily as a supplementary card, it comes without any annual fees. Moreover, it helps you limit spending to a portion of the primary card’s limit. The card also offers flexible payment options at select merchants and is linked to DIB’s incentive programs for added value.

Here’s an overview of the benefits —

Limited Spending: The card promotes responsible use by allowing spending of up to 20% of the primary card’s limit. This helps you manage your finances while limiting exposure in case of fraud.
Ease and Simplicity: All online purchases appear directly on the primary Al Islami card statement. This way, users don’t need to manage multiple bills. Rewards and cashback earned on the primary card are still applicable, ensuring that the benefits remain intact.
Value for Money: With no annual fee and transparent charges, the card is cost-effective and convenient. You can enjoy the security of online payments without worrying about hidden costs.
Additional Perks: With the DIB Al Islami Internet Card, you can enjoy a host of benefits related to travel, entertainment, shopping, and more. This way, you can continue making spends and enjoy rewarding perks!

Fees and Charges of Dubai Islamic Bank Al Islami Internet Credit Card

While the Dubai Islamic Bank Al Islami Internet credit card doesn’t have any annual fee, the primary card can still incur fees under certain conditions. Here is an overview —

Fees type	AED
Late Payment Fee	236.25
Card Replacement/Reissuance	52.50
Sales Voucher Copy	26.25
Upgrade Charges	288.75
Payment via DIB Cheque	Free
Liability Letter Issuance	52.50

Note: All fees are inclusive of VAT where applicable.

Who Can Get the Dubai Islamic Bank Al Islami Internet Credit Card?

The Dubai Islamic Bank Credit Card is designed for individuals who regularly shop, book, or make payments online and want an extra layer of security without complicating their finances. It is especially suitable for UAE residents seeking a Shariah-compliant digital payment option that keeps their main card separate from online purchases while still enjoying rewards and benefits.

The card is an excellent choice for families, frequent travellers, young professionals, and students who value ease of management, secure payments, and controlled spending.

FAQs About Dubai Islamic Bank Al Islami Internet Card

Ans: Yes, this card has a unique number for online purchases. However, it is still linked to your primary card account for rewards and billing purposes.

Ans: Yes, you can use this card in most online stores. However, you can only spend up to 20% of the limit of your primary card.

Ans: No, this DIB card does not have any annual fee. Only some services, like replacement or late payment, can have added fees.

Ans: Yes, you still get the same merchant discounts, cashback, and points as your primary card.

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