Dubai Islamic Bank Consumer Platinum Card

Q: Q1: What is the salary requirement for the Dubai Islamic Bank Platinum Consumer card in the UAE?

Ans: You must have a monthly salary of at least AED 15,000 to be eligible for this DIB card.

Q: Q2: How much cashback can I earn on paying my Etisalat bills with the DIB card?

Ans: 4% cashback is credited to your account when you use the card to pay your Etisalat bills.

Q: Q3: What is the coverage amount offered by the card for Travel and Medical insurance?

Ans: You get coverage of up to USD 100,000 for Travel and Medical insurance.

The DIB Consumer Platinum card is ideal for daily use as well as travel. Whether you spend at a supermarket or need to pay your child’s ...read more

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Written By

Chanchal SinghContent Executive

Reviewed By

Ravindra DhakarProduct Manager

Last updated on 12 November 2025Editorial Standards

Most Popular Credit Card in UAE

Free for Life

Cashback Credit Card

CashbackAirport Lounge AccessTravel DiscountsDining DiscountsFood Delivery OffersIslamic / Shariah Compliance

Minimum Salary:5,000

Annual Fee:Free for Life

5% cashback on two categories below Grocery, Educations, Fuel, International spends, Dining

Enjoy complimentary airport lounge access to over 25 lounges worldwide.

Cashback

ULTRACASH Mastercard Touch Card

Valet ParkingBalance Transfer Facility0% Installment Plans

Minimum Salary:10,000

Annual Fee:500

Welcome Offer : Make one retail transaction in the first 30 days of card issuance and receive bonus cashback upon payment of annual fee.AED 500 UAE Nationals and AED 300 Expatriates

10% cashback on Fuel for the first 3 months and 5% thereafter

Reward Points

TouchPoints Visa Infinite Credit Card

Airport Lounge AccessMovie DiscountsDining DiscountsGolf BenefitsTravel Insurance CoverageTravel DiscountsFood Delivery OffersBalance Transfer Facility0% Installment PlansSchool Fee Installment PlanInstant Cash Loan

Minimum Salary:25,000

Annual Fee:1,050

15,000 Bonus TouchPoints for spends of AED 15,000

VOX Cinemas Buy one get one FREE

What are the Key Features of the DIB Platinum Consumer Card?

Enjoy a wide range of perks with the Dubai Islamic Bank Platinum consumer card. Right from cashback to trip protection with travel insurance, this card has it all. Let’s take a look in more detail —

Earn 4% cashback on —-
- School Fees
- Salik and Nol Recharges
- Utility Bills
- Fuel
- Etisalat and Du Bill Payments
- Automobile Servicing
- Hypermarket and Supermarket Purchases
Get complimentary roadside assistance —
- Fuel Assistance
- Battery Boost
- Flat Tyre Fixing
- Complimentary Vehicle Registration
- Towing
- Vehicle Servicing
- Free International Driving Licence
- Off-road Pull Out
- Lock-out Service
Stay protected with Travel and Medical Coverage of up to USD 100,000 for you (the cardholder), spouse, and up to 4 children (aged below 18) —
- Baggage Delay/ Loss
- Loss of Personal Belongings
- Cancelled/ Delayed Departure
- Emergency Medical Expenses
- Personal Accident Benefits

Are You Eligible for the DIB Consumer Platinum Credit Card?

Fulfilling the DIB card’s eligibility criteria is mandatory to avoid application rejection. Let’s look into its entry criteria in detail —

Eligibility Factors	Requirements
Minimum Salary	AED 15,000
Minimum Age	21 years
Employment Type	Self-employed or salaried individuals
Nationality	UAE expats or nationals

Note: Your credit score is also an important criterion. The bank decides the required score based on your profile.

Dubai Islamic Bank Platinum Consumer Card Fees and Charges

The table below enlists all the fees related to the DIB credit card in the UAE —

Type of Fee	Charges
Annual Fee	Free
Cash Withdrawal Fee	AED 94.5
Undertaking to Donate Due to Late Payment	AED 236.25
Copy of Sales Voucher	AED 26.25 (for each request)
Issuance of Liability Letter	AED 52.5
Card Reissuance or Replacement Fee	AED 52.5
International Withdrawal Fees	AED 26.25

Frequently Asked Questions

Ans: You must have a monthly salary of at least AED 15,000 to be eligible for this DIB card.

Ans: 4% cashback is credited to your account when you use the card to pay your Etisalat bills.

Ans: You get coverage of up to USD 100,000 for Travel and Medical insurance.

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