Dubai Islamic Bank Consumer Reward Card

Q: Q1: What is the minimum salary required to apply for the DIB Reward Consumer card?

Ans: As per the bank’s requirements, you need to have a monthly salary of AED 5,000 or more for this card.

Q: Q2: How much cashback do I earn upon spending on hypermarket purchases?

Ans: You earn 3% cashback (up to AED 300) per month on hypermarket purchases.

Q: Q3: Is the DIB Consumer Reward card free for life?

Ans: No, the card has an annual membership fee of AED 200.

The DIB Consumer Reward card, based on Shariah-compliant principles, adds extra value to your spends. It offers cashback on everyday expenses, including supermarkets, fuel, bills, and more. Additionally, you can make balance transfers to manage your money efficiently.

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Airport Lounge
Shopping Benefits
Fuel benefits
Movie Discounts

Cashback up to AED 2,000
Rewards + Welcome Offers
No Annual Fee
Travel benefits
Dining Discounts
Entertainment Benefits

Written ByChanchal SinghContent Executive

Reviewed ByRavindra DhakarProduct Manager

Last updated on 17 October 2025Editorial Standards

What are the Key Features of the DIB Reward Consumer Card?

This DIB credit card offers exclusive cashback on several lifestyle categories. It even provides insurance coverage for your travels. Let’s take a look at what this card has to offer —

Earn 3% cashback* on —
- School Fees
- Salik and Nol Recharges
- Utility Bills
- Supermarket and Hypermarket Purchases
- Fuel
- Etisalat and Du Bill Payments
- Automobile Servicing
The Travel and Medical Insurance of up to USD 100,000 covers —
- Baggage Delay/ Loss
- Loss of Personal Belongings
- Cancelled/ Delayed Departure
- Emergency Medical Expenses
- Personal Accident Benefits
- Complimentary roadside assistance available

*The cashback under each category is capped at a certain limit.

Know Your Eligibility for the Dubai Islamic Bank Rewards Consumer Card

Before applying for this DIB credit card, make sure to check all the entry requirements. This way, you can avoid rejection as well as its negative impact on your credit score. For your reference, here are the main eligibility criteria for this card —

Eligibility Factors	Requirement
Minimum Age	21 years
Minimum Salary	AED 5,000
Status of Employment	Salaried or self-employed
Nationality	UAE national or expat

Note- Additional eligibility requirements may apply.

DIB Reward Consumer Card Fees and Charges

Certain fees and charges are associated with the Dubai Islamic Bank Rewards Consumer card. It is essential to know them before submitting your application —

Type of Fee	Charges
Annual Fee	AED 200
Issuance of Liability Letter	AED 52.5
Copy of Sales Voucher	AED 26.25 (for each request)
Card Reissuance or Replacement Fee	AED 52.5
International Withdrawal Fees	AED 26.25
Cash Withdrawal Fee	AED 94.5
Undertaking to Donate Due to Late Payment	AED 236.25

Frequently Asked Questions

Ans: As per the bank’s requirements, you need to have a monthly salary of AED 5,000 or more for this card.

Ans: You earn 3% cashback (up to AED 300) per month on hypermarket purchases.

Ans: No, the card has an annual membership fee of AED 200.

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