Emirates Islamic Skywards Black Credit Card
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Airport Lounge
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Shopping Benefits
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Fuel benefits
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Movie Discounts
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Emirates Islamic Skywards Black credit card is your go-to card for unmatched benefits. With this credit card, you can earn Skywards Miles on every purchase and enjoy unlimited complimentary access to over 1,000 airport lounges worldwide, fast-track upgrades to the Gold Tier membership, and more!
This is an excellent credit card if you are a frequent flyer with Emirates Airlines. With this card, you can take your travel experiences to the next level and enjoy exclusive rewards and services.
Features- Welcome Bonus
- Airport Lounge Access
- Valet Parking
- Golf Benefits
- Skywards Miles
What are the Features and Benefits of the Emirates Islamic Skywards Black Card?
The key benefits and features of the Emirates Islamic Skywards Black credit card include —
- Welcome bonus of up to AED 100,000 Skywards Miles (offer valid till 31st August 2024)
- Upgrade to Emirates Skywards Silver Tier automatically
- Fast-track upgrade to Emirates Skywards Gold Tier Membership
- Up to 3.5 Skywards Miles per USD spent
- Unlimited complimentary access to more than 1,000 airport lounges globally
- Complimentary golf rounds and 3 valet parking services
- Complimentary access to Sharjah Ladies Club and Dubai Ladies Club
- 25% off on Skywards ‘Gift Miles’ and ‘Buy Miles’
Eligibility Criteria for an Emirates Islamic Skywards Black Credit Card
Check out the general eligibility requirements for the Emirates Islamic Skywards Black card —
| Eligibility Criteria | Requirements |
|---|---|
| Age | 21 years or above |
| Monthly Salary | AED 35,000 or more |
| Nationality | You must be a UAE national or a UAE expatriate |
| Employment Status | Self-employed or salaried |
| AECB Credit Score | As per your profile |
Note: As the bank may have other eligibility criteria, it’s advisable to check the eligibility requirements with the bank before applying.
Documents Required for an Emirates Islamic Skywards Black Card
Listed below are the documents usually required for the Emirates Islamic Skywards Black credit card in the UAE —
- Emirates ID (original and a copy)
- Security Cheque
- Passport (original and a copy)
- Salary certificate (for salaried individuals)
- Trade Licence (for self-employed individuals)
- Recent 3-6 months’ original bank statements
Note: Emirates Islamic Bank may require you to submit other documents beyond the ones listed above.
How to Apply for an Emirates Islamic Skywards Black Credit Card via Paisabazaar UAE?
Enjoy the smoothest Emirates Islamic Skywards Black credit card application experience with Paisabazaar.ae. We make sure you choose the right card and easily get it through our portal.
- On paisabazaar.ae, select ‘Banking Products’ on the homepage’s drop-down menu.
- Choose ‘Credit Cards in UAE’.
- Enter your details in the lead form.
- Locate the Emirates Islamic Skywards Black card from the list or use filters to find it.
- Apply and submit the card application.
Once done, just wait for a while — our team will go through your application and connect with you soon.
Emirates Islamic Skywards Black Card: Fees and Charges
Tabled below are the major fees and charges linked to the Emirates Islamic Skywards Black credit card —
| Type of Fee | Charges |
|---|---|
| Annual Fee | Without fast track to Gold tier membership Option: AED 3,000 (Annual Membership Fee of AED 2,000 and Joining Fee of AED 1,000) Fast Track to Gold tier membership Option: AED 5,000 (Annual Membership Fee of AED 4,000 and Joining Fee of AED 1,000) |
| Profit Rate | 3.25% |
| Retail Interest | 1.84% |
| Foreign Currency Transaction Fee | 1.84% |
| Overlimit Fee | AED 249 |
| Late Payment Fee | AED 225 |
Jump onto the next section to get answers to some frequently asked questions about the Emirates Islamic Skywards Black card!
FAQ About Emirates Islamic Skywards Black card
Ans: You must have a monthly salary of at least AED 35,000 to apply for the card.
Ans: Emirates Islamic Bank charges an amount of AED 225 as a late payment fee for this card.
Ans: Yes, you can use complimentary valet parking services up to 3 times in a month.
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